Willow Creek Plantation
Homes for Sale in Crestview, FL
All 427 homes for sale in Crestview, FL · median $327,852 · 270 homes for sale in 32539 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Willow Creek Plantation in Crestview, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 7 recorded sales closed at a median of $370,000, a median 25 days on market, sellers accepting 100% of original asking (-5% versus the prior year). Homes listed or recently sold were built 2013–2021. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,770 ($4,260 with the full homestead exemption).
| Location | Crestview, Okaloosa County, FL · ZIP 32539 |
|---|---|
| Homes in the community | 60 (FL DOR 2025 assessment roll) |
| Years built | 2013–2024 (median 2020.0) |
| Typical living area | 2,704 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Playground, Pool, Picnic Area, Community Room, Fire Alarm, Pavillion/Gazebo |
| Sale prices, last 12 months | $370,000 median across 7 closed sales · -5.1% vs the prior 12 months |
| Days on market (closed sales) | 25 median |
| For sale right now | 2 active, 0 pending · median asking $357,450 · 4.0 months of supply |
| Owner-occupied (homestead) share | 70% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “WILLOW CREEK PLANTATION key facts,” movewithmomentum.com/neighborhoods/willow-creek-plantation, data as of September 20, 2026.
Last 30 days in Willow Creek Plantation: 1 new listing (median asking $325,000). As of September 26, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Willow Creek Plantation is a newer-leaning pocket in Crestview, with a median build year of 2020 and homes running larger than average at a median of roughly 2,795 square feet. The median sits at $370,000, but that single figure hides a wide age spread — the housing stock stretches from 1967 all the way to 2024 — so condition and vintage do most of the work in setting any given price here.
The current posture is soft. Prices are down 5.1% year over year, the heat score is a cool 38, and there's just one active listing against nine recent closings. That thin supply cuts both ways: sellers face limited direct competition, but the price trend and modest demand mean anything overpriced will sit. Buyers have room to negotiate on condition, and at a median 25 days on market, well-prepared homes still move at a reasonable clip.
Willow Creek Plantation right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (2 active and pending listings, 7 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($370K) is down 5.1% from the prior 12 months ($390K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (7 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Willow Creek Plantation market snapshot (as of September 20, 2026): the median sale price is about $370K, a median 25 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is down 5% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (7 closings in the current window).
In ZIP 32539 (Crestview), 527 homes closed in the last 12 months at a median of $323K, up 5.8% year over year, with a median 67 days on market. Right now 140 active and 52 pending listings put supply at about 4.2 months — a balanced market. See the live ZIP 32539 housing market and the Okaloosa County market.
County records show 7 qualified sales in WILLOW CREEK PLANTATION across 2024–2025 (6 in 2024, 1 in 2025), median $342,500 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Willow Creek Plantation is a community of 60 homes in Crestview, Okaloosa County, built between 2013 and 2024 (median 2020.0), with a median living area of about 2,704 square feet. 70% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
A 131-home community where the housing is newer and larger than the Crestview norm, but the wide 1967-to-2024 build range means you're really buying a specific house, not a uniform product. Homestead share is high at 73%, so most homes here are owner-occupied rather than turned over as rentals.
The setting & the homes.
Aerial and on-site photos of Willow Creek Plantation. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Willow Creek PlantationPhotos from Emerald Coast MLS listings in Willow Creek Plantation; content deemed reliable but not guaranteed.
Who Willow Creek Plantation is best for.
Best for
- Buyers targeting newer construction with more living space around the $370,000 median
- Owner-occupant buyers comfortable with a market where inventory is thin and patience pays
- Value-minded buyers willing to negotiate on an older home priced on its own condition
Probably not for
- Buyers who need several homes to compare side by side in a single trip
- Short-horizon buyers counting on near-term price gains in a market that's softening
- Buyers wanting a single uniform product, given the wide 1967-to-2024 build range
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($370K) IS the median in the snapshot above, and the move from 2025 ($390K) IS the -5.1% one-year change.
Windows contain 0 to 50 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
24% of homes for sale in ZIP 32539 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
WILLOW CREEK PLANTATION Market Scorecard
WILLOW CREEK PLANTATION is currently a balanced market. About 4.0 months of supply, a median asking price of $357,450, and homes go under contract in about 60 days.
Typical home value in the 32539 ZIP is $282,084, about 21.6% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in WILLOW CREEK PLANTATION, Crestview
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Willow Creek Plantation
Live MLS inventory for Willow Creek Plantation. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Willow Creek Plantation listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Willow Creek Plantation Right Now (2)
All 2 active and pending Willow Creek Plantation listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5768 Marigold Loop · $325,000 · 4 bd / 2 ba · listed Sep 1, 2026 · listed by Innerscope Realty LLC
- 5737 Marigold Loop · $389,900 · 5 bd / 3 ba · listed Aug 9, 2026 · listed by RE/MAX Agency One
Willow Creek Plantation on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Walker · Elementary
- Davidson · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent Willow Creek Plantation listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Willow Creek Plantation address.
Shop the zone: Homes zoned for Crestview High School
The Willow Creek Plantation buying strategy.
If we were buying in Willow Creek Plantation today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Willow Creek Plantation.
Newer stock, softening pricing
The story here is a newer core surrounded by older outliers. With a median year built of 2020 and a top end at 2024, most of what trades is recent construction, and the median living area near 2,795 square feet reflects that space. The 1967 floor tells you a handful of much older homes remain in the mix, and those will price on their own terms.
On the market side, the numbers point one direction: down 5.1% year over year with a heat score of 38. That is not a distressed market, but it is a patient one. Nine closings in the tracked window with a single active listing means inventory is scarce, so timing matters — a buyer may wait for the right home to appear, and a seller has leverage only if the home is priced to the current, cooler reality.
The location and the amenities are priced into every listing in Willow Creek Plantation. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Willow Creek Plantation buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.9). Basis: Recent Direction -5.1% year-over-year; Liquidity & Demand 4.0 months of supply; Owner Commitment 70% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With one active listing and a wide build range spanning 1967 to 2024, pricing in Willow Creek Plantation is a condition-and-vintage exercise, not a comp-lookup exercise. We read each home against the softening trend, tell sellers what today's market will actually bear, and help buyers separate a fairly priced newer home from an older one carrying a newer-home price tag.
Willow Creek Plantation in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Willow Creek Plantation buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Willow Creek Plantation sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Willow Creek Plantation, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Willow Creek Plantation home worth?
Get a no-obligation home value based on real comparable sales in Willow Creek Plantation, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Crestview →
Frequently Asked Questions
What is the median home price in Willow Creek Plantation?
How long do homes in Willow Creek Plantation take to sell?
Is Willow Creek Plantation a buyer's or seller's market right now?
How many homes are in Willow Creek Plantation?
What share of Willow Creek Plantation is owner-occupied?
When were the homes in Willow Creek Plantation built?
Who is the best real estate agent for Willow Creek Plantation?
How do I find a top Crestview real estate agent who knows Willow Creek Plantation?
Can Momentum Realty connect me with an agent for Willow Creek Plantation?
Where is Willow Creek Plantation, and what county is it in?
Is Willow Creek Plantation a good place to live?
Should you buy in Willow Creek Plantation?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32539)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (119 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how WILLOW CREEK PLANTATION fits the bigger picture — live prices, inventory, and Momentum Scores:
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