Hilltop Acres
Homes for Sale in Crestview, FL
All 420 homes for sale in Crestview, FL · median $329,650 · 164 homes for sale in 32536 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, Hilltop Acres in Crestview, FL has 2 homes for sale. Homes listed or recently sold were built 1987–1989; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 194 ft).
| Location | Crestview, Okaloosa County, FL · ZIP 32536, 32539 |
|---|---|
| Homes in the community | 359 (FL DOR 2025 assessment roll) |
| Years built | 1936–2024 (median 1987.0) |
| Typical living area | 2,005 sq ft (median) |
| For sale right now | 2 active, 1 pending · median asking $293,000 |
| Owner-occupied (homestead) share | 67% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “HILLTOP ACRES key facts,” movewithmomentum.com/neighborhoods/hilltop-acres--okaloosa, data as of September 20, 2026.
Price in Hilltop Acres is driven by condition and lot, not by any single product type. With a build range spanning 1957 to 2007 and a median year built of 1988, you are looking at a genuinely mixed vintage where two homes on the same street can be decades apart in age, systems, and updates. That spread means the median tells you the middle, not the market — what a specific house trades for depends heavily on what has been renovated versus left original.
Posture right now is thin and quiet. Only 2 homes are active, and the closing window shows no recent recorded sales, so there is little fresh comparable data to lean on. For a seller, that scarcity can work in your favor if your home is updated and priced honestly. For a buyer, it means patience and a willingness to underwrite each property on its own merits rather than a neighborhood trend line.
The 60-Second Overview
Hilltop Acres is a small, established pocket of 64 homes in Crestview with a homestead share near 72%, which points to an owner-occupied, low-churn character and a limited stream of listings at any given time.
Emerald Coast MLS sales records identify 47 homes in HILLTOP ACRES that have changed hands since 2001, built between 1957 and 2007 (median 1989), with a median living area of about 1,420 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 25 qualified sales in HILLTOP ACRES across 2024–2025 (21 in 2024, 4 in 2025), median $295,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Hilltop Acres. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Hilltop Acres
Hilltop Acres
Hilltop AcresPhotos from Emerald Coast MLS listings in Hilltop Acres; content deemed reliable but not guaranteed.
Who Hilltop Acres is best for.
Best for
- Buyers comfortable with older housing stock who will fund a thorough inspection and any deferred-maintenance items
- Renovation-minded buyers looking for an established Crestview street where the value case is condition-driven
- Long-hold owner-occupants who want a low-churn pocket over a high-turnover subdivision
Probably not for
- Buyers who need community amenities, since none are identified in current listings
- Buyers who want a large, uniform, recent-build home rather than a mid-size, mixed-vintage one
- Buyers who need a deep pool of recent comparable sales to feel confident on price
The market around Hilltop Acres
Hilltop Acres is too small for its own price trend, so here is the market around it.
In ZIP 32536, 257 homes are on the market and 32% are under contract — a fast-moving corner of Crestview.
Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).
In ZIP 32536 (Crestview), 425 homes closed in the last 12 months at a median of $322K, up 3.9% year over year, with a median 73 days on market. Right now 122 active and 57 pending listings put supply at about 3.9 months — a balanced market. See the live ZIP 32536 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Hilltop Acres specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in HILLTOP ACRES, Crestview
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Hilltop Acres
Live MLS inventory for Hilltop Acres. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Hilltop Acres listings as of 2026-09-30, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Hilltop Acres Okaloosa Right Now (3)
All 3 active and pending Hilltop Acres Okaloosa listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5823 Pinecrest Road · $305,000 · 4 bd / 2 ba · listed Jul 2, 2026 · listed by Red Hot Realty
- 3284 Fairview Avenue · $281,000 · 3 bd / 2 ba · listed Jul 2, 2026 · listed by EXP Realty LLC
- 5809 Pinecrest Road Road · $240,000 · 3 bd / 2 ba · pending · listed Jul 2, 2026 · listed by Stars Realty
Hilltop Acres on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Walker · Elementary
- Davidson · Middle
- Crestview · High
Zoned schools reflect the assignments reported on recent Hilltop Acres listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Hilltop Acres address.
Shop the zone: Homes zoned for Crestview High School
The Hilltop Acres buying strategy.
If we were buying in Hilltop Acres today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hilltop Acres.
A mixed-vintage street, one house at a time
The defining trait here is age variety. Homes were built across a wide window, with the median around 1988 and a median living area of 1,782 square feet — a practical, mid-size footprint. No community amenities show up in current MLS listings, so this is a straightforward residential enclave, not an amenitized development. Value comes from the house and the land, not from shared facilities.
Because the housing stock is older and varied, inspection matters more than usual. Roofs, HVAC, electrical, and plumbing can differ dramatically between a 1957 home and one built in 2007, and the median build year sits closer to homes that may be due for major-system attention. Buyers should budget for diligence; sellers who have documented updates will separate cleanly from those who have not.
The location and the amenities are priced into every listing in Hilltop Acres. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, low-inventory pocket like Hilltop Acres, there is no deep well of recent sales to anchor a price, so the work is in reading each home's condition against a thin comp set. We underwrite properties individually — vintage, systems, updates, and lot — rather than leaning on a neighborhood average, and we will tell you plainly when a given house does not justify its ask.
Hilltop Acres in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Hilltop Acres buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hilltop Acres sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hilltop Acres, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hilltop Acres home worth?
Get a no-obligation home value based on real comparable sales in Hilltop Acres, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Crestview →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
24% of homes for sale in ZIP 32539 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Frequently Asked Questions
How many homes are in Hilltop Acres?
What share of Hilltop Acres is owner-occupied?
When were the homes in Hilltop Acres built?
Who is the best real estate agent for Hilltop Acres?
How do I find a top Crestview real estate agent who knows Hilltop Acres?
Can Momentum Realty connect me with an agent for Hilltop Acres?
Where is Hilltop Acres, and what county is it in?
Should you buy in Hilltop Acres?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 30, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (8 streets, ZIP 32536/32539)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1997 (70 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how HILLTOP ACRES fits the bigger picture — live prices, inventory, and Momentum Scores:
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