Hilltop Acres in Crestview

Hilltop Acres
Homes for Sale in Crestview, FL

Community in Crestview · Okaloosa County · ZIP 32536
Free · No obligation
Talk to a Hilltop Acres Expert

True comps, carrying-cost math, and listings before the portals.

Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data29 years of closingsUpdated twice daily
Live · Hilltop Acres Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
33%
Under contract
Okaloosa: 25% (765 of 3,030)
2 · 1
For sale · pending
live counts, refreshed twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price in Hilltop Acres is driven by condition and lot, not by any single product type. With a build range spanning 1957 to 2007 and a median year built of 1988, you are looking at a genuinely mixed vintage where two homes on the same street can be decades apart in age, systems, and updates. That spread means the median tells you the middle, not the market — what a specific house trades for depends heavily on what has been renovated versus left original.

Posture right now is thin and quiet. Only 2 homes are active, and the closing window shows no recent recorded sales, so there is little fresh comparable data to lean on. For a seller, that scarcity can work in your favor if your home is updated and priced honestly. For a buyer, it means patience and a willingness to underwrite each property on its own merits rather than a neighborhood trend line.

The 60-Second Overview

Hilltop Acres is a small, established pocket of 64 homes in Crestview with a homestead share near 72%, which points to an owner-occupied, low-churn character and a limited stream of listings at any given time.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers comfortable with older housing stock who will fund a thorough inspection and any deferred-maintenance items
  • Renovation-minded buyers looking for an established Crestview street where the value case is condition-driven
  • Long-hold owner-occupants who want a low-churn pocket over a high-turnover subdivision

Probably not for

  • Buyers who need community amenities, since none are identified in current listings
  • Buyers who want a large, uniform, recent-build home rather than a mid-size, mixed-vintage one
  • Buyers who need a deep pool of recent comparable sales to feel confident on price

The market around Hilltop Acres

Hilltop Acres is too small for its own price trend, so here is the market around it.

In ZIP 32536, 328 homes are on the market and 35% are under contract — a fast-moving corner of Crestview.

Across Okaloosa County, 2,265 homes are active and 765 pending (25% under contract).

ZIP and county figures describe the wider market, not Hilltop Acres specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in HILLTOP ACRES, Crestview

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-12)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Hilltop Acres

Live MLS inventory for Hilltop Acres. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Hilltop Acres listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Walker · Elementary
  • Davidson · Middle
  • Crestview · High

Zoned schools reflect the assignments reported on recent Hilltop Acres listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Hilltop Acres address.

If we were buying in Hilltop Acres today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hilltop Acres.

Best Buy
Buyers who want an established Crestview street and will judge each home on its own condition.
Biggest Risk
Thin data — few actives and no recent closings make pricing a case-by-case exercise.
Sweet Spot
An updated mid-size home where major systems have been addressed and documented.
Avoid If
You need amenities or move-in-ready certainty backed by a fresh run of comps.

A mixed-vintage street, one house at a time

The defining trait here is age variety. Homes were built across a wide window, with the median around 1988 and a median living area of 1,782 square feet — a practical, mid-size footprint. No community amenities show up in current MLS listings, so this is a straightforward residential enclave, not an amenitized development. Value comes from the house and the land, not from shared facilities.

Because the housing stock is older and varied, inspection matters more than usual. Roofs, HVAC, electrical, and plumbing can differ dramatically between a 1957 home and one built in 2007, and the median build year sits closer to homes that may be due for major-system attention. Buyers should budget for diligence; sellers who have documented updates will separate cleanly from those who have not.

The location and the amenities are priced into every listing in Hilltop Acres. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a small, low-inventory pocket like Hilltop Acres, there is no deep well of recent sales to anchor a price, so the work is in reading each home's condition against a thin comp set. We underwrite properties individually — vintage, systems, updates, and lot — rather than leaning on a neighborhood average, and we will tell you plainly when a given house does not justify its ask.

Hilltop Acres in 15 seconds.

Best forBuyers who want an established Crestview street and will judge each home on its own condition.
Biggest advantageLow turnover and a high homestead share signal a settled, owner-occupied enclave.
Biggest riskThin data — few actives and no recent closings make pricing a case-by-case exercise.
Sweet spotAn updated mid-size home where major systems have been addressed and documented.
Avoid ifYou need amenities or move-in-ready certainty backed by a fresh run of comps.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hilltop Acres sales matched to your home.

What is your Hilltop Acres home worth?

Get a no-obligation home value based on real comparable sales in Hilltop Acres, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Hilltop Acres on the map →

Real comps, not an automated estimate.
Buyers comfortable with older housing stock who will fund a thorough inspection and any deferred-maintenance itemsExcellent fit
Renovation-minded buyers looking for an established Crestview street where the value case is condition-drivenExcellent fit
Long-hold owner-occupants who want a low-churn pocket over a high-turnover subdivisionExcellent fit
Buyers who need community amenities, since none are identified in current listingsProbably not
Buyers who want a large, uniform, recent-build home rather than a mid-size, mixed-vintage oneProbably not
Buyers who need a deep pool of recent comparable sales to feel confident on priceProbably not

Nearby Communities

Explore more neighborhoods near Hilltop Acres with Momentum Realty’s local guides.

PHParker Heights0.8 mi awayWCWillow Creek Plantation0.8 mi awayWOWoodlands Of Whispering Pines0.9 mi awayHMHomestead Manor S D1.2 mi awayGHGrandview Heights1.2 mi awaySEStafford Estates1.4 mi awayWLWhispering Lakes Estates1.5 mi awayHGHarvest Ghill1.5 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 12, 2026)
Under-contract sharesEmerald Coast MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 1997 (70 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in HILLTOP ACRES? See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
Talk to a Local Hilltop Acres Expert
Call Get Listings