By Jon Brooks, Co-Founder, Momentum Realty · Updated October 2, 2026
This page tracks every Toccoa listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
39 homes listed between $300,000 and $500,000 are for sale or pending in Toccoa, GA today across 17 communities. The median asking price is $360,000, from $319,000 to $495,000. Listings in Toccoa without that feature have a median of $264,500. Most listings right now: Belmont Place (3), Clearview (2), Cherokee Hills (1). Updated October 2, 2026 from the MLS.
Live $300k–$500k homes in Toccoa: the listings
37 active listings match today (33% of Toccoa inventory), median asking $359,900, $178/sq ft, median 37 days on market. Photo cards link to the listing; refreshed nightly.
The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.
Questions to ask about any listing in this band
What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.
Common questions
How many homes listed between $300,000 and $500,000 are for sale in Toccoa?
As of October 2, 2026, 39 Toccoa, GA listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 17 communities. The count updates with every MLS refresh.
What do homes $300K–$500K cost in Toccoa?
The median asking price today is $360,000, with listings from $319,000 to $495,000. Toccoa listings without that feature have a median of $264,500.
Which Toccoa community has the most homes $300K–$500K for sale?
Belmont Place has the most right now (3), followed by Clearview (2), Cherokee Hills (1), Camp Mikell (1).
What is the monthly payment on a $400,000 home?
At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.
Live data: Georgia MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Toccoa, GA whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.
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