Condos for Sale in Okaloosa County, FL

618 condos are for sale in Okaloosa County, FL as of 2026-09-06. The median list price is $474,950, most condos list between $225K to $1.10M, and the median listing has been on the market 110 days. 30 condos came on the market this week and 72 sold in the last 12 months at a median of $365,000.

618
Condos for sale
$474,950
Median list price
$225K to $1.10M
Typical range
110
Median days on market
30
New this week
$3,131
Est. monthly cost at median
103.0
Months of supply

Newest condos for sale in Okaloosa County

The most recently listed homes in Okaloosa County, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

590 Santa Rosa Boulevard #103, home for sale in Okaloosa County
$895,000 New
3 bd · 3 ba · built 2001
590 Santa Rosa Boulevard #103, 32548
Waters Edge
Listing courtesy of Keller Williams Realty Destin
240 Gulf Shore Drive #532, home for sale in Okaloosa County
$1.17M New
3 bd · 3 ba
240 Gulf Shore Drive #532
Destin
Listing courtesy of RealJoy Realty LLC
5 Calhoun Avenue #602, home for sale in Okaloosa County
$985,000 New
3 bd · 3 ba · built 2004
5 Calhoun Avenue #602, 32541
Sides Moreno Point West
Listing courtesy of EXP Realty LLC
3290 E Scenic Highway 98 #202B, home for sale in Okaloosa County
$750,000 New
1 bd · 1.5 ba
3290 E Scenic Highway 98 #202B
Destin
Listing courtesy of Corcoran Reverie SRB
520 Gulf Shore Drive #UNIT 206, home for sale in Okaloosa County
$709,000 New
2 bd · 2 ba
520 Gulf Shore Drive #UNIT 206
Destin
Listing courtesy of Berkshire Hathaway HomeServices
1110 Santa Rosa Boulevard #B518, home for sale in Okaloosa County
$584,900 New
1 bd · 2 ba · built 2008
1110 Santa Rosa Boulevard #B518, 32548
Waterscape Unit B518 Storage B518
Listing courtesy of HomeSmart
200 SW Miracle Strip Parkway #302, home for sale in Okaloosa County
$479,000 New
2 bd · 2 ba
200 SW Miracle Strip Parkway #302
Fort Walton Beach
Listing courtesy of REV Realty
4207 Indian Bayou Trail #2515, home for sale in Okaloosa County
$449,900 New
2 bd · 2 ba · built 2007
4207 Indian Bayou Trail #2515, 32541
The Palms Of Destin
Listing courtesy of Coldwell Banker Realty
4507 Furling Lane #STE 310, home for sale in Okaloosa County
$289,000 New
3 bd · 3 ba · built 1999
4507 Furling Lane #STE 310, 32541
The Plaza
Listing courtesy of Keller Williams Realty Destin
4000 Gulf Terrace Drive #257, home for sale in Okaloosa County
$245,000 New
2 bd · 1 ba
4000 Gulf Terrace Drive #257
Destin
Listing courtesy of The Ketchersid Group LLC
320 Harbor Boulevard #1201, home for sale in Okaloosa County
$2.79M New
3 bd · 3 ba
320 Harbor Boulevard #1201
Destin
Listing courtesy of Newman Dailey Resort Properties
1080 U.S. 98 #401, home for sale in Okaloosa County
$1.52M New
3 bd · 3 ba
1080 U.S. 98 #401
Destin
Listing courtesy of Berkshire Hathaway HomeServices
1110 Santa Rosa Boulevard #A333, home for sale in Okaloosa County
$699,000 New
2 bd · 2.5 ba
1110 Santa Rosa Boulevard #A333
Fort Walton Beach
Listing courtesy of EXP Realty LLC
683 Nautilus Court #204, home for sale in Okaloosa County
$270,000 New
1 bd · 1 ba
683 Nautilus Court #204
Fort Walton Beach
Listing courtesy of A List Beach Realty LLC
124 SE Elm Avenue #Unit 3D, home for sale in Okaloosa County
$225,000 New
2 bd · 1 ba
124 SE Elm Avenue #Unit 3D
Fort Walton Beach
Listing courtesy of Newcastle Property Management
100 Matthew Boulevard #413, home for sale in Okaloosa County
$949,000 New
2 bd · 2 ba
100 Matthew Boulevard #413
Destin
Listing courtesy of The Premier Property Group
1328 SE Miracle Strip Parkway #505, home for sale in Okaloosa County
$619,000 New
3 bd · 2 ba · built 2006
1328 SE Miracle Strip Parkway #505, 32548
Destin West Osprey
Listing courtesy of David Wallace Realty Llc
4207 Indian Bayou Trail #UNIT 2401, home for sale in Okaloosa County
$350,000 New
2 bd · 2 ba · built 2007
4207 Indian Bayou Trail #UNIT 2401, 32541
The Palms Of Destin
Listing courtesy of Go Coastal Realty LLC
1517 SE Miracle Strip Parkway #504, home for sale in Okaloosa County
$315,000 New
1 bd · 1 ba · built 2006
1517 SE Miracle Strip Parkway #504, 32548
Destin West Gulfside Villas
Listing courtesy of Sugar Sands Realty
4010 Dancing Cloud Court #400, home for sale in Okaloosa County
$269,000 New
3 bd · 2 ba · built 1999
4010 Dancing Cloud Court #400, 32540
Indian Lake
Listing courtesy of ERA American Real Estate
4000 Gulf Terrace Drive #134, home for sale in Okaloosa County
$248,000 New
1 bd · 1 ba · built 1973
4000 Gulf Terrace Drive #134, 32541
Gulf Terrace 02
Listing courtesy of Savvy Avenue LLC
1110 Santa Rosa Boulevard #A112, home for sale in Okaloosa County
$874,000 New
2 bd · 2.5 ba · built 2008
1110 Santa Rosa Boulevard #A112, 32548
Waterscape
Listing courtesy of Scenic Real Estate
4207 Indian Bayou Trail #UNIT 2104, home for sale in Okaloosa County
$310,000 New
2 bd · 2 ba · built 2007
4207 Indian Bayou Trail #UNIT 2104, 32541
The Palms Of Destin
Listing courtesy of Go Coastal Realty LLC
116 Dolphin Road #116, home for sale in Okaloosa County
$240,000 New
3 bd · 2 ba
116 Dolphin Road #116
Mary Esther
Listing courtesy of ERA American Real Estate

Okaloosa County condos for sale by price

Every active listing in Okaloosa County grouped by price, with the newest listings in each band. The median is $474,950; the busiest band is $500K – $750K.

Under $200K: 44 homes

$200K – $300K: 96 homes

$300K – $400K: 115 homes

$400K – $500K: 78 homes

$500K – $750K: 141 homes

$750K – $1M: 67 homes

$1M and up: 77 homes

Condos for sale in Okaloosa County by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPCondos for saleMedian list price
32541195$499,900
3254872$555,000
325788$210,000
325692$221,900
325471$150,000
325401$269,000

Okaloosa County communities with the most condos for sale

The Okaloosa County neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
The Palms Of Destin Destin38$344,825
Sandpiper Cove Destin23$345,000
Emerald Grande Destin15$729,000
Sterling Shores Destin15$599,000
Indian Lake Destin14$244,000
One Water Place Destin9$1.23M
Waterscape Fort Walton Beach9$675,000
Destin West Pelican Fort Walton Beach8$522,500
Harbor Landing Destin7$950,000
Azure Fort Walton Beach6$687,000
Island Princess Fort Walton Beach6$605,000
St Martin Beachwalk Villas Destin5$485,000
Terrace At Pelican Beach Destin5$525,000
Destin West Gulfside Villas Fort Walton Beach4$299,950
Destin West Osprey Fort Walton Beach4$714,000
Destin West Sandpiper Fort Walton Beach4$535,000
Emerald Isle Fort Walton Beach4$486,950
Palm Court Yacht Club Fort Walton Beach4$425,000
Tranquil Harbor Destin4$1.20M
Harbor Plantation Destin3$788,999
Marbella Destin3$895,000
Sides Moreno Point West Destin3$985,000
South Bay By The Gulf Destin3$424,900
St. Thomas At Silver Shells Destin3$1.82M
Venus Fort Walton Beach3$249,900
Century Park West Destin2$287,450
Chateau La Mer II Phase II Destin2$394,000
Commodores Landing I Fort Walton Beach2$290,000
Destin Yacht Club Destin2$1.48M
Emerald Grande West Destin2$644,995

The Okaloosa County housing market right now

Over the last 12 months 72 homes sold in Okaloosa County at a median of $365,000 (+0.8% year over year). Sellers received 96% of list price and homes took a median 68 days to go under contract. With 618 condos for sale against that sales pace, months of supply is 103.0, a buyer’s market by the six-month rule.

Okaloosa County supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K920None72
$300K–$500K35612356.054
$500K–$750K1196023.862
$750K+1880None84

Okaloosa County home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$333,6731,6284398%
2021$415,9672,5202799%
2022$477,7272,69415100%
2023$458,8382,0143897%
2024$483,2651,7966197%
2025$479,8551,7618195%
2026$492,1822,1426896%

What a home in Okaloosa County costs to own

Take the median $474,950 listing with 20% down at today’s 6.71% 30-year rate: principal and interest run about $2,454/month. Okaloosa County’s typical millage of 12.89 puts property tax near $5,480/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Okaloosa County is about $2,644/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $3,131/month plus any HOA or CDD assessment.

Explore Okaloosa County

Condos for sale by city in Okaloosa County

Common questions

How many condos are for sale in Okaloosa County, FL?
As of 2026-09-06, Momentum's MLS record shows 618 condos actively listed for sale in Okaloosa County. 30 of them came on the market in the last 7 days.
What is the median home price in Okaloosa County?
The median list price of condos for sale in Okaloosa County is $474,950. Ten percent of listings are under $225K and ten percent are above $1.10M. Over the last 12 months the median SOLD price was $365,000, +0.8% year over year.
How long do homes take to sell in Okaloosa County?
Homes currently listed have been on the market a median of 110 days. Homes that sold in the last 12 months took a median of 68 days and sold at 96% of list price. At today's inventory that is 103.0 months of supply, a buyer's market by the usual six-month rule.
What does a $474,950 home in Okaloosa County cost per month?
Roughly $3,131 a month with 20% down at 6.71%: principal and interest of $2,454, Okaloosa County property tax of about $457/month after the $50,000 homestead exemption, and insurance near $220/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Okaloosa County neighborhoods have the most condos for sale?
The communities with the most active listings right now are The Palms Of Destin (38), Sandpiper Cove (23), Emerald Grande (15), Sterling Shores (15), Indian Lake (14). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Okaloosa County?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Okaloosa County can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Okaloosa County as of 2026-09-06 and refresh as homes list and sell. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

Buying in Okaloosa County?

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