French Quarters in Fort Walton Beach

French Quarters
Homes for Sale in Fort Walton Beach, FL

All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 282 homes for sale in 32548 · Okaloosa County homes for sale

Community in Fort Walton Beach · Okaloosa County · ZIP 32548
76 homesBuilt 1920–2024Median sale $335K
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data21 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, French Quarters in Fort Walton Beach, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $335,000, a median 250 days on market, sellers accepting 84% of original asking. Homes listed or recently sold were built 2005–2005; none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 14 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,320 ($3,810 with the full homestead exemption).

FRENCH QUARTERS key facts
LocationFort Walton Beach, Okaloosa County, FL · ZIP 32548
Homes in the community76 (FL DOR 2025 assessment roll)
Years built1920–2024 (median 1971)
Typical living area2,923 sq ft (median)
Home types (current listings and sales)condos 100%
Amenities listed by sellersExercise Room, Pets Allowed, Short Term Rental - Not Allowed, Community Room, Elevators, Separate Storage
Sale prices, last 12 months$335,000 median across 3 closed sales
Days on market (closed sales)250 median
For sale right now3 active, 0 pending · median asking $385,000 · 9.0 months of supply
Owner-occupied (homestead) share68%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “FRENCH QUARTERS key facts,” movewithmomentum.com/neighborhoods/french-quarters--okaloosa, data as of September 20, 2026.

Live · French Quarters Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$335K
Median sold · 12 mo
84.0%
Sale vs ask
Tempo
9.0mo
Supply
3 to 6 months is the balanced band
250days
Median DOM · closed
250 days at the 2026 low
0%
Under contract
Okaloosa: 23% (551 of 2,441)
3 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
68%
Owner-occupied · French Quarters
56 of 82 parcels homesteaded (FL DOR 2025)
32%
Non-owner-occupied · French Quarters
incl. 27% trust or LLC-held · 12% out-of-state
76
Homes in the community
plus 6 vacant residential lots · 82 residential parcels (FL DOR 2025)
Track record · 21 years of records
5
Recorded sales · 2024-2025
median $1M · qualified sales on the county roll (FL DOR 2025)
Est. 1920
Community established
homes built 1920-2024, median 1971 (FL DOR 2025)
3.9%/yr
Turnover rate
about 3 of 76 homes trade a year
French Quarters Housing Pulse · Momentum Research · as of September 20, 2026

French Quarters right now

🟢 Buyer-leaning market. 9.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (3 active and pending listings, 3 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

French Quarters market snapshot (as of September 20, 2026): the median sale price is about $335K, a median 250 days on market for closed sales, and 9.0 months of supply, a buyer-leaning market.

In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.

County records show 5 qualified sales in FRENCH QUARTERS across 2024–2025 (1 in 2024, 4 in 2025), median $1M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

French Quarters is a community of 76 homes in Fort Walton Beach, Okaloosa County, built between 1920 and 2024 (median 1971), with a median living area of about 2,923 square feet. 68% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
012320122014201620182020202220242026
0 to 3 a year; 3 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

16% of homes for sale in ZIP 32548 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

French Quarters Market Scorecard

Buyer-leaning

French Quarters is currently a buyer-leaning market. About 9.0 months of supply, a median asking price of $385,000, and homes go under contract in about 76 days.

9.0
Months supply
$385,000
Median list
$335,000
Median sold
76
Days on mkt
2/0/4
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in FRENCH QUARTERS, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-26)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in French Quarters

Live MLS inventory for French Quarters. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending French Quarters listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in French Quarters Okaloosa Right Now (2)

All 2 active and pending French Quarters Okaloosa listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Elliott Point · Elementary
  • Bruner · Middle
  • Choctawhatchee · High

Zoned schools reflect the assignments reported on recent French Quarters listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any French Quarters address.

If we were buying in French Quarters today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in French Quarters.

A closer look at the French Quarters market

Homes in French Quarters trade around a median of $335K, where condition and lot do more to set the final number than the asking price does.

Inventory runs at 9.0 months of supply, a buyer-leaning market. Homes that do trade take a median 250 days on market, useful leverage on any listing that has lingered.

The housing stock is 76 homes built between 1920 and 2024, and 68% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in French Quarters. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
2.6D · Buy Score
Liquidity & Demand1.0/10
Owner Commitment6.8/10
Pricing Power0.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.6). Basis: Liquidity & Demand 9.0 months of supply; Owner Commitment 68% owner-occupied; Pricing Power 84.0% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the French Quarters homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in French Quarters.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed French Quarters sales matched to your home.

What is your French Quarters home worth?

Get a no-obligation home value based on real comparable sales in French Quarters, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort Walton Beach →

Real comps, not an automated estimate.

Recently off market in FRENCH QUARTERS

Homes in FRENCH QUARTERS that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in French Quarters?
The median sale price in French Quarters was $335K over the 12 months ending September 20, 2026 (3 closed sales, Emerald Coast MLS).
How long do homes in French Quarters take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 250 days on market (3 sales, Emerald Coast MLS).
Is French Quarters a buyer's or seller's market right now?
As of September 20, 2026, French Quarters leans toward buyers: 9.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in French Quarters?
The Florida DOR 2025 assessment roll shows 76 homes plus 6 vacant residential lots in French Quarters (public records).
What share of French Quarters is owner-occupied?
68% of French Quarters parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in French Quarters built?
Homes in French Quarters were built between 1920 and 2024, with a median year built of 1971 (FL DOR 2025 roll).
Who is the best real estate agent for French Quarters?
The best agent for French Quarters is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for French Quarters.
How do I find a top Fort Walton Beach real estate agent who knows French Quarters?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows French Quarters and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for French Quarters?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your French Quarters purchase or sale - no call center and no pressure.
Where is French Quarters, and what county is it in?
French Quarters is in Fort Walton Beach, Okaloosa County, FL, ZIP 32548. The community's center is about 4 miles west of the center of Fort Walton Beach (straight-line).

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32548))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2005 (9 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in FRENCH QUARTERS? 3 recorded closings; median 250 days on market (window ending 2026-09-20). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near French Quarters with Momentum Realty’s local guides.

Miramar Place (Okaloosa)0.0 mi away · 76 homes, built 1920–24Indianola On The Water0.2 mi away · 76 homes, built 1920–24Commodores Landing0.2 mi away · 1 for salePalm Court Yacht Club0.3 mi away · median $440K, 3 sales/12 moSoundside Lofts0.3 mi away · 3 for saleCLCommodores Landing0.3 mi away · 2 for saleAlconese Place0.3 mi away · 14 homes, built 1959–23, 1 for saleBreakers West0.3 mi away · median $165K, 3 sales/12 mo

Browse all neighborhood guides →

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