French Quarters
Homes for Sale in Fort Walton Beach, FL
All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 282 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, French Quarters in Fort Walton Beach, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $335,000, a median 250 days on market, sellers accepting 84% of original asking. Homes listed or recently sold were built 2005–2005; none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 14 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,320 ($3,810 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32548 |
|---|---|
| Homes in the community | 76 (FL DOR 2025 assessment roll) |
| Years built | 1920–2024 (median 1971) |
| Typical living area | 2,923 sq ft (median) |
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Exercise Room, Pets Allowed, Short Term Rental - Not Allowed, Community Room, Elevators, Separate Storage |
| Sale prices, last 12 months | $335,000 median across 3 closed sales |
| Days on market (closed sales) | 250 median |
| For sale right now | 3 active, 0 pending · median asking $385,000 · 9.0 months of supply |
| Owner-occupied (homestead) share | 68% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “FRENCH QUARTERS key facts,” movewithmomentum.com/neighborhoods/french-quarters--okaloosa, data as of September 20, 2026.
French Quarters right now
🟢 Buyer-leaning market. 9.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (3 active and pending listings, 3 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
French Quarters market snapshot (as of September 20, 2026): the median sale price is about $335K, a median 250 days on market for closed sales, and 9.0 months of supply, a buyer-leaning market.
In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.
County records show 5 qualified sales in FRENCH QUARTERS across 2024–2025 (1 in 2024, 4 in 2025), median $1M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
French Quarters is a community of 76 homes in Fort Walton Beach, Okaloosa County, built between 1920 and 2024 (median 1971), with a median living area of about 2,923 square feet. 68% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of French Quarters. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Emerald Coast MLS listings in French Quarters; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($335K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
16% of homes for sale in ZIP 32548 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
French Quarters Market Scorecard
French Quarters is currently a buyer-leaning market. About 9.0 months of supply, a median asking price of $385,000, and homes go under contract in about 76 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in FRENCH QUARTERS, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in French Quarters
Live MLS inventory for French Quarters. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending French Quarters listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in French Quarters Okaloosa Right Now (2)
All 2 active and pending French Quarters Okaloosa listings with a detail page, newest first, refreshed twice a day from the MLS.
- 159 SE Brooks Street #Unit 305 · $385,000 · 3 bd / 2 ba · listed Aug 28, 2026 · listed by KLW Properties LLC
- 159 SE Brooks Street #207 · $350,000 · 2 bd / 2 ba · listed Aug 15, 2026 · listed by LPT Realty LLC
French Quarters on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Elliott Point · Elementary
- Bruner · Middle
- Choctawhatchee · High
Zoned schools reflect the assignments reported on recent French Quarters listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any French Quarters address.
Shop the zone: Homes zoned for Fort Walton Beach High School · Homes zoned for Choctawhatchee High School
The French Quarters buying strategy.
If we were buying in French Quarters today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in French Quarters.
A closer look at the French Quarters market
Homes in French Quarters trade around a median of $335K, where condition and lot do more to set the final number than the asking price does.
Inventory runs at 9.0 months of supply, a buyer-leaning market. Homes that do trade take a median 250 days on market, useful leverage on any listing that has lingered.
The housing stock is 76 homes built between 1920 and 2024, and 68% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in French Quarters. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in French Quarters buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (2.6). Basis: Liquidity & Demand 9.0 months of supply; Owner Commitment 68% owner-occupied; Pricing Power 84.0% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a French Quarters buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed French Quarters sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in French Quarters, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your French Quarters home worth?
Get a no-obligation home value based on real comparable sales in French Quarters, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in FRENCH QUARTERS
Homes in FRENCH QUARTERS that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 159 Brooks Street #Unit 301 · off market
Frequently Asked Questions
What is the median home price in French Quarters?
How long do homes in French Quarters take to sell?
Is French Quarters a buyer's or seller's market right now?
How many homes are in French Quarters?
What share of French Quarters is owner-occupied?
When were the homes in French Quarters built?
Who is the best real estate agent for French Quarters?
How do I find a top Fort Walton Beach real estate agent who knows French Quarters?
Can Momentum Realty connect me with an agent for French Quarters?
Where is French Quarters, and what county is it in?
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (9 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how FRENCH QUARTERS fits the bigger picture — live prices, inventory, and Momentum Scores:
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