Pier One in Fort Walton Beach

Pier One
Condos for Sale in Fort Walton Beach, FL

All 414 homes for sale in Fort Walton Beach, FL · median $398,000 · 149 homes for sale in 32547 · Okaloosa County homes for sale

Community in Fort Walton Beach · Okaloosa County · ZIP 32547
55 homesBuilt 1923–1999Median sale $75K
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data6 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Pier One in Fort Walton Beach, FL has 6 homes for sale, asking from $85,000 to $184,900 (median $112,500). Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $75,000, a median 31 days on market, sellers accepting 91% of original asking. Homes listed or recently sold were built 1975–1976; 1 of the 18 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $970 ($460 with the full homestead exemption).

PIER ONE key facts
LocationFort Walton Beach, Okaloosa County, FL · ZIP 32547
Homes in the community55 (FL DOR 2025 assessment roll)
Years built1923–1999 (median 1975)
Typical living area2,001 sq ft (median)
Home types (current listings and sales)condos 100%
Amenities listed by sellersPool, Dock, Waterfront, Fishing, Laundry, Tennis Court(s)
Sale prices, last 12 months$75,000 median across 3 closed sales
Days on market (closed sales)31 median
For sale right now4 active, 0 pending · median asking $104,950 · 3.7 months of supply
Owner-occupied (homestead) share60%

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “PIER ONE key facts,” movewithmomentum.com/neighborhoods/pier-one, data as of September 20, 2026.

Last 30 days in Pier One: 3 new listings (median asking $115,000), 2 closed sales (median $121,000). As of October 2, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Live · Pier One Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$75K
Median sold · 12 mo
91.0%
Sale vs ask
Tempo
3.7mo
Supply
3 to 6 months is the balanced band
31days
Median DOM · closed
31 days at the 2026 low
0%
Under contract
Okaloosa: 23% (551 of 2,441)
4 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
60%
Owner-occupied · Pier One
35 of 58 parcels homesteaded (FL DOR 2025)
40%
Non-owner-occupied · Pier One
incl. 14% trust or LLC-held · 2% out-of-state
55
Homes in the community
plus 3 vacant residential lots · 58 residential parcels (FL DOR 2025)
Track record · 6 years of records
4
Recorded sales · 2024-2025
median $490K · qualified sales on the county roll (FL DOR 2025)
Est. 1923
Community established
homes built 1923-1999, median 1975 (FL DOR 2025)
5.5%/yr
Turnover rate
about 3 of 55 homes trade a year

Homes For Sale Right Now in Pier One

Live MLS inventory for Pier One. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Pier One listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Pier One Right Now (6)

All 6 active and pending Pier One listings with a detail page, newest first, refreshed twice a day from the MLS.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Pier One is running a razor-thin count right now, with a single active listing on the MLS as of mid-2026. That means the market here is set less by broad trends than by the condition, location, and pricing of the one home that happens to be available. With no comparable inventory to anchor against, both sides are negotiating in a vacuum.

For a buyer, that puts a premium on knowing what a fair number looks like before you engage, because you won't have a shelf of alternatives to walk to. For a seller, the scarcity can work in your favor, but only if the home is priced and presented honestly — thin markets punish overreach fast when the one buyer who was watching walks away.

Pier One Housing Pulse · Momentum Research · as of September 20, 2026

Pier One right now

🟡 Balanced market. 3.7 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (4 active and pending listings, 3 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Pier One market snapshot (as of September 20, 2026): the median sale price is about $75K, a median 31 days on market for closed sales, and 3.7 months of supply, a balanced market.

In ZIP 32547 (Fort Walton Beach), 385 homes closed in the last 12 months at a median of $337K ($136/sq ft), up 12.1% year over year, with a median 38 days on market. Right now 107 active and 39 pending listings put supply at about 4.0 months — a healthy market. See the live ZIP 32547 housing market and the Okaloosa County market.

County records show 4 qualified sales in PIER ONE across 2024–2025 (3 in 2024, 1 in 2025), median $490,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pier One is a community of 55 homes in Fort Walton Beach, Okaloosa County, built between 1923 and 1999 (median 1975), with a median living area of about 2,001 square feet. 60% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Pier One is a small pocket within Fort Walton Beach in Okaloosa County, and at the moment it reads more as an opportunistic, one-off buy than a broad neighborhood shopping trip. No community amenities surface from the current listings, so the value case rests on the individual home and its position within the city.

Best for

  • Buyers ready to move decisively on a specific property when the numbers and inspection check out
  • Buyers wanting a Fort Walton Beach address without shopping a crowded field of listings
  • Sellers with a well-maintained home who can benefit from scarce competing inventory

Probably not for

  • Buyers who want to tour several comparable homes before committing
  • Buyers relying on abundant recent neighborhood sales to validate an offer
  • Buyers seeking a community built around shared amenities, which none surface here

Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
01232020202220242026
0 to 3 a year; 3 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

26% of homes for sale in ZIP 32547 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

PIER ONE Market Scorecard

Balanced

PIER ONE is currently a balanced market. About 5.5 months of supply, a median asking price of $112,500, and homes go under contract in about 30 days.

5.5
Months supply
$112,500
Median list
$125,000
Median sold
n/a
Per sqft
30
Days on mkt
6/0/13
Active/Pend/Sold

Typical home value in the 32547 ZIP is $314,246, about 6.7% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in PIER ONE, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
7.69%
1 of 13 listings · short sale 1
Distress share trend — 7.69% now (2026-08-10 → 2026-09-30)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Wright · Elementary
  • Pryor · Middle
  • Choctawhatchee · High

Zoned schools reflect the assignments reported on recent Pier One listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Pier One address.

If we were buying in Pier One today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pier One.

Best Buy
Buyers comfortable acting on a single opportunity rather than shopping a range.
Biggest Risk
No local comps and one listing make fair value harder to pin down.
Sweet Spot
A well-priced, well-inspected home that stands on its own merits.
Avoid If
You need options to compare side by side before deciding.

A one-listing market

With just one active listing, there is no meaningful price spread to describe here, and no amenity package identified from current MLS data. What you're evaluating is a specific property, not a community with shared features to lean on. Treat any pricing conversation as condition-driven and property-specific rather than set by neighborhood norms.

The upside of a market this quiet is a lack of direct competition; the downside is a lack of recent, local reference points. That makes disciplined due diligence — inspection, comps drawn from the wider Fort Walton Beach area, and a clear read on the home's condition — more important than usual before anyone commits.

“

The location and the amenities are priced into every listing in Pier One. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.4C · Buy Score
Liquidity & Demand6.3/10
Owner Commitment6.0/10
Pricing Power4.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.4). Basis: Liquidity & Demand 3.7 months of supply; Owner Commitment 60% owner-occupied; Pricing Power 91.0% sale-to-list. Refreshed with each data update.

Why work with Momentum here

In a market with a single listing and no local comps to lean on, the analysis has to come from us, not from the volume of data. We'll pull broader Fort Walton Beach references, pressure-test the asking number against the home's actual condition, and tell you plainly whether the one available property justifies the price — or whether you're better off waiting for the next one.

Pier One in 15 seconds.

Best forBuyers comfortable acting on a single opportunity rather than shopping a range.
Biggest advantageThin inventory means little direct competition for the right buyer.
Biggest riskNo local comps and one listing make fair value harder to pin down.
Sweet spotA well-priced, well-inspected home that stands on its own merits.
Avoid ifYou need options to compare side by side before deciding.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Pier One Condos for Sale in Fort Walton Beach, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Pier One Condos for Sale in Fort Walton Beach, FL.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pier One sales matched to your home.

What is your Pier One home worth?

Get a no-obligation home value based on real comparable sales in Pier One, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort Walton Beach →

Real comps, not an automated estimate.

Recently off market in PIER ONE

Homes in PIER ONE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Frequently Asked Questions

What is the median home price in Pier One?
The median sale price in Pier One was $75K over the 12 months ending September 20, 2026 (3 closed sales, Emerald Coast MLS).
How long do homes in Pier One take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 31 days on market (3 sales, Emerald Coast MLS).
Is Pier One a buyer's or seller's market right now?
As of September 20, 2026, Pier One is roughly balanced: 3.7 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Pier One?
The Florida DOR 2025 assessment roll shows 55 homes plus 3 vacant residential lots in Pier One (public records).
What share of Pier One is owner-occupied?
60% of Pier One parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Pier One built?
Homes in Pier One were built between 1923 and 1999, with a median year built of 1975 (FL DOR 2025 roll).
Who is the best real estate agent for Pier One?
The best agent for Pier One is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Pier One.
How do I find a top Fort Walton Beach real estate agent who knows Pier One?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Pier One and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for Pier One?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Pier One purchase or sale - no call center and no pressure.
Where is Pier One, and what county is it in?
Pier One is in Fort Walton Beach, Okaloosa County, FL, ZIP 32547. The community's center is about 7 miles northwest of the center of Fort Walton Beach (straight-line).
Buyers ready to move decisively on a specific property when the numbers and inspection check outExcellent fit
Buyers wanting a Fort Walton Beach address without shopping a crowded field of listingsExcellent fit
Sellers with a well-maintained home who can benefit from scarce competing inventoryExcellent fit
Buyers who want to tour several comparable homes before committingProbably not
Buyers relying on abundant recent neighborhood sales to validate an offerProbably not
Buyers seeking a community built around shared amenities, which none surface hereProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32547))
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2020 (4 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in PIER ONE? 3 recorded closings; median 31 days on market (window ending 2026-09-20). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Pier One with Momentum Realty’s local guides.

POPeir One0.0 mi away · 1 for saleSunset Strip0.2 mi away · median $378K, 3 sales/12 moDuloft T H0.2 mi away · 7 homes, built 1954–10Old Town0.3 mi away · 41 homes, built 1995–97, 1 for saleGap Creek0.3 mi away · 30 homes, built 1950–17Liveoak S D0.4 mi away · 43 homes, built 1957–99Field S D0.4 mi away · 64 homes, built 1947–24, 1 for sale

Browse all neighborhood guides →

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