Summerhouse Condo.
Homes for Sale in Panama City, FL

Community in Panama City · Bay County · ZIP 32408
Median sale $415K
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Live Market Pulse
38/100
Market Heat
Cooler than normal
2013 → 2026 · 86 at the 2022 peak
0 is Summerhouse Condo.'s coldest market since 2013, 100 its hottest. Today: 38. How it's scored
Built fromLive cpar data14 years of closingsUpdated twice daily
Live · Summerhouse Condo. Housing Pulse cpar + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$415K
Median sold · 12 mo
up 20.3% vs the prior 12 months
+20.3%
1-yr price change
n = 5 and 7 sales in the two windows
90.1%
Sale vs ask
Bay median: 94.4%
+144%
T12M median vs 2012
from a $170K median in 2012
Tempo
323days
Median DOM · closed
18 days at the 2019 low
5
Sold · last 12 mo
10-yr average: about 6 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

The number that actually matters at Summerhouse right now is the closings count, not the price. With only five transactions in the current window, a median of $415,000 is a real data point but not a stable trend line — one unusually high or low sale can move it materially. Treat the +20.3% year-over-year figure as directional, not a guarantee of where the next unit will price.

A median days-on-market of 323 tells the rest of the story: this is a slow-clearing market. Combined with a market heat score of 38, sellers here should expect a patient process and price accordingly from day one rather than testing the ceiling. Buyers who can move on a well-priced, well-maintained unit have real negotiating room, since there is little competitive urgency pushing offers.

Summerhouse Condo. Housing Pulse · Momentum Research · as of July 28, 2026

Summerhouse Condo. right now

🟢 Still climbing. The trailing-12-month median ($415K) is up 20.3% from the prior 12 months ($345K) and up 144% since 2012. With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level cpar closed sales, 12-month windows ending July 28. Confidence: Low (5 and 7 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 28, 2026 · Live data: cpar, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Summerhouse Condo. market snapshot (as of July 28, 2026): the median sale price is about $415K, and a median 323 days on market for closed sales. The trailing-12-month median is up 20% from the prior 12 months and up 144% since 2012, computed from record-level cpar closed sales (5 closings in the current window).

Summerhouse is a condominium community in Panama City where a thin volume of recent sales and a long typical time on market mean pricing here should be read case-by-case rather than off a single headline number.

Best for

  • Buyers focused on a specific unit's condition and layout, not a community amenity list
  • Buyers with flexible timelines who can negotiate patiently in a slow-clearing market
  • Sellers who can hold and price realistically given a long typical time on market

Probably not for

  • Buyers who want a robust, documented amenity package as part of the purchase
  • Sellers who need a fast, predictable close within a tight timeframe
  • Buyers who want to lean heavily on a stable, high-volume comp set to set price

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending July 28 of each year, from record-level cpar closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($415K) IS the median in the snapshot above, and the move from 2025 ($345K) IS the +20.3% one-year change.

Windows contain 2 to 12 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K$500K20122014201620182020202220242026
Up 20.3% year over year; up 144% since 2012.
Median days on market · closed sales
010020030020122014201620182020202220242026
18 days at the 2019 low; 323 now.
Sale price vs original ask · median
80%90%100%20122014201620182020202220242026
90.1% now vs Bay 94.4%.
Homes sold per 12-mo window
051020122014201620182020202220242026
2 to 12 a year; 5 in the current window.
Indexed since 2012 · Summerhouse Condo. vs Bay
100200300Bay +126%Summerhouse Condo. +144%20122014201620182020202220242026
Same cpar record, indexed to 100 at 2012.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201420162018202020222026
86 at the 2022 peak, 15 in the troughs, 38 now. Same score as the hero card, full history.

If we were buying in Summerhouse Condo. today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summerhouse Condo..

Best Buy
Buyers targeting a specific condo unit on its own merits rather than a shared amenity package.
Biggest Risk
A five-sale closings window makes the median price and year-over-year figure statistically thin.
Sweet Spot
Buyers or sellers comfortable pricing off unit-specific condition rather than a trending comp set.
Avoid If
You need a fast sale or are relying on a shared amenity package as part of the value case.

Thin Volume, Long Runway

The since-2012 change of 144% shows this community has appreciated substantially over a long horizon, but that stat spans more than a decade of separate market cycles and says nothing about next quarter. The more useful near-term signals are the 323-day median time on market and the heat score of 38 — both point to a market where units sit, buyers take their time, and sellers who need speed will likely need to lead on price or condition.

No community amenities are currently identified in the MLS listings for Summerhouse, which means value here is being driven primarily by the unit itself — condition, floor plan, view, and any recent updates — rather than a shared amenity package. Anyone comparing Summerhouse to a nearby condo community with a documented amenity set should weigh that difference directly into their offer.

The location and the amenities are priced into every listing in Summerhouse Condo.. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.4B · Buy Score
Long-Term Appreciation8.8/10
Recent Direction10.0/10
Pricing Power3.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.4). Basis: Long-Term Appreciation +144% since 2012; Recent Direction +20.3% year-over-year; Pricing Power 90.1% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With only five recent closings feeding the median, generic online estimates are especially unreliable at Summerhouse. We pull the actual comparable sales, check them against current condition and listing history, and tell you plainly whether a given unit is priced to the thin data set or ahead of it.

Summerhouse Condo. in 15 seconds.

Best forBuyers targeting a specific condo unit on its own merits rather than a shared amenity package.
Biggest advantageA 323-day median time on market gives buyers real room to negotiate on price and terms.
Biggest riskA five-sale closings window makes the median price and year-over-year figure statistically thin.
Sweet spotBuyers or sellers comfortable pricing off unit-specific condition rather than a trending comp set.
Avoid ifYou need a fast sale or are relying on a shared amenity package as part of the value case.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summerhouse Condo. sales matched to your home.

What is your Summerhouse Condo. home worth?

Get a no-obligation home value based on real comparable sales in Summerhouse Condo., not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Summerhouse Condo. on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Summerhouse Condo.?
The median sale price in Summerhouse Condo. was $415K over the 12 months ending July 28, 2026 (5 closed sales, cpar).
How long do homes in Summerhouse Condo. take to sell?
Homes that closed in the 12 months ending July 28, 2026 took a median 323 days on market (5 sales, cpar).
Have Summerhouse Condo. home prices gone up?
The trailing-12-month median is up 144% since 2012, from $170K to $415K (cpar closed records).
Who is the best real estate agent for Summerhouse Condo.?
The best agent for Summerhouse Condo. is one who actively works Panama City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Summerhouse Condo..
How do I find a top Panama City real estate agent who knows Summerhouse Condo.?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Summerhouse Condo. and the wider Panama City area.
Can Momentum Realty connect me with an agent for Summerhouse Condo.?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Summerhouse Condo. purchase or sale - no call center and no pressure.
Buyers focused on a specific unit's condition and layout, not a community amenity listExcellent fit
Buyers with flexible timelines who can negotiate patiently in a slow-clearing marketExcellent fit
Sellers who can hold and price realistically given a long typical time on marketExcellent fit
Buyers who want a robust, documented amenity package as part of the purchaseProbably not
Sellers who need a fast, predictable close within a tight timeframeProbably not
Buyers who want to lean heavily on a stable, high-volume comp set to set priceProbably not

Data sources & freshness

Community market statscpar closed sales, 12-month windows ending July 28, 2026
Historical depthClosed-sale records back to 2012 (92 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.

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