Sunswept
Condos for Sale in Panama City, FL
All 257 homes for sale in Panama City, FL · median $349,000 · 235 condos for sale in Panama City · 294 homes for sale in 32408 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Sunswept in Panama City, FL has 4 homes for sale, asking from $265,000 to $290,000 (median $274,500). Homes listed or recently sold were built 1983–1983; 4 of 4 report an HOA (median $479/mo); 3 of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft).
Last 30 days in Sunswept: 1 new listing (median asking $269,000). As of September 30, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Sunswept
Live MLS inventory for Sunswept. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Sunswept listings as of 2026-09-30, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Sunswept Bay Right Now (4)
All 4 active and pending Sunswept Bay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 6829 Thomas Drive 418, Panama City Beach, Fl 32408 · $269,000 · 1 bd / 1 ba · listed Sep 11, 2026 · listed by Berkshire Hathaway HomeServices Beach Properties of Florida
- 6829 Thomas Drive 408, Panama City, Fl 32408 · $290,000 · 1 bd / 1 ba · listed Jul 2, 2026 · listed by 30A Local Real Estate
- 6829 Thomas Drive 417, Panama City, Fl 32408 · $280,000 · 1 bd / 1 ba · listed Jul 2, 2026 · listed by 30A Local Real Estate
- 6829 Thomas Drive 301, Panama City, Fl 32408 · $265,000 · 1 bd / 1 ba · listed Jul 2, 2026 · listed by Sunbelt Realty, Inc
Sunswept shows only two homes tracked in the current MLS snapshot for this Panama City community, with a single closing in the most recent window. That is not enough transaction volume to establish a reliable price trend, a typical days-on-market figure, or a pattern for how homes here are valued relative to condition or lot.
For a buyer or seller, the practical takeaway is that this is a thin-data market right now. Pricing decisions should lean on a direct comparison of the specific homes available or under contract rather than on any community-wide average, and negotiating posture should be set deal by deal.
The 60-Second Overview
Sunswept is a small Bay County community within Panama City where current MLS activity is limited to a handful of listings, and no community amenities are identified in the available data.
CPAR sales records identify 6 homes in Sunswept that have changed hands since 2025, built between 1983 and 1983 (median 1983), with a median living area of about 565 sq ft and a typical 1-bedroom, 1-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Sunswept. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Sunswept
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SunsweptPhotos from CPAR MLS listings in Sunswept; content deemed reliable but not guaranteed.
Who Sunswept is best for.
Best for
- A buyer who has already identified a specific home in Sunswept and wants a careful, independent valuation before offering.
- A buyer comfortable making a decision without a deep pool of recent local comparables to reference.
- An investor or owner-occupant focused on the individual property's condition and lot rather than on community-wide trends.
Probably not for
- A buyer who wants a track record of pricing and pace across dozens of recent closings before committing.
- A buyer relying on published community amenities as part of the purchase decision, since none are identified here.
- A buyer who needs strong recent-comparable data within the community itself to support financing or appraisal.
The market around Sunswept
Sunswept is too small for its own price trend, so here is the market around it.
In ZIP 32408, 757 homes are on the market and 11% are under contract — a slower corner of Panama City.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32408 (Panama City), 1,792 homes closed in the last 12 months at a median of $400K, down 0.6% year over year, with a median 75 days on market. Right now 1,195 active and 202 pending listings — a buyer's market. See the live ZIP 32408 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Sunswept specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Sunswept, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Sunswept on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Sunswept buying strategy.
If we were buying in Sunswept today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sunswept.
A market too small to average
With only two homes represented in the feed and a single closing in the most recent window, Sunswept does not generate the volume needed to describe a median price, a typical time on market, or a consistent condition-to-price relationship. Any of those figures would be built on a sample too small to hold up.
The homestead share sitting at zero in this snapshot is worth noting on its own, though with a base of just two homes it should be read as a data point about the current listing set rather than a broader statement about how the community is used. Buyers and sellers here should treat each available home as its own case, verified through direct inspection of the listing and comparable sales pulled from a wider radius if needed.
The location and the amenities are priced into every listing in Sunswept. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with this little MLS volume, the value we add is in sourcing comparables from outside Sunswept itself, pressure-testing a listing's condition and pricing against similar homes nearby, and making sure a thin local dataset does not lead to an uninformed offer or an underpriced listing.
Sunswept in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $479/month (about $5,748/yr) · median of 80 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $479 per month ($5,748 a year) — the median AssociationFee across 80 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sunswept buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sunswept sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sunswept, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sunswept home worth?
Get a no-obligation home value based on real comparable sales in Sunswept, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
Should you buy in Sunswept?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 30, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (42 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Sunswept fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Sunswept
Where is Sunswept?
Sunswept is a community in Panama City, Bay County, Florida, ZIP 32408.
Are there homes for sale in Sunswept right now?
Yes — 4 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Sunswept have an HOA or CDD?
No HOA is on record for Sunswept in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Sunswept with Momentum Realty’s local guides.