Seychelles Resort Condominium in Panama City

Seychelles Resort Condominium
Homes for Sale in Panama City, FL

Community in Panama City · Bay County · ZIP 32407
Median sale $400K
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True comps, carrying-cost math, and listings before the portals.

Live Market Pulse
45/100
Market Heat
Near its long-run normal
2014 → 2026 · 90 at the 2022 peak
0 is Seychelles Resort Condominium's coldest market since 2014, 100 its hottest. Today: 45. How it's scored

Photo via cpar

Built fromLive cpar data14 years of closingsUpdated twice daily
Live · Seychelles Resort Condominium Housing Pulse cpar + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$400K
Median sold · 12 mo
down 4.8% vs the prior 12 months
-4.8%
1-yr price change
n = 6 and 7 sales in the two windows
95.5%
Sale vs ask
Tempo
44days
Median DOM · closed
13 days at the 2018 low
6
Sold · last 12 mo
10-yr average: about 14 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Seychelles Resort Condominium is pricing around $400,000 right now, and the year-over-year move is down about 4.8%. That is not a market in free fall, but it is also not a market where sellers can lean on last year's comps. Pair that with a median 44 days on market and a heat score of 45, and you get a picture of a condo market that is soft-to-neutral: buyers have room to negotiate, and pricing has to be current, not aspirational.

For sellers, the read is straightforward: price to today's trend, not to where values were a year ago, and expect the process to take closer to six-plus weeks than a fast turnaround. For buyers, the softer posture is the opening — there is negotiating room on price and terms, and the slower pace means less pressure to waive due diligence just to compete.

Seychelles Resort Condominium Housing Pulse · Momentum Research · as of July 28, 2026

Seychelles Resort Condominium right now

🟡 Off the recent peak. The trailing-12-month median ($400K) is down 4.8% from the prior 12 months ($420K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level cpar closed sales, 12-month windows ending July 28. Confidence: Medium (6 and 7 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 28, 2026 · Live data: cpar, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Seychelles Resort Condominium market snapshot (as of July 28, 2026): the median sale price is about $400K, and a median 44 days on market for closed sales. The trailing-12-month median is down 5% from the prior 12 months, computed from record-level cpar closed sales (6 closings in the current window).

Seychelles Resort Condominium sits in Panama City within Bay County, and the current MLS snapshot shows a mid-$400K median with a modest year-over-year pullback — a market that has cooled slightly rather than one that is heating up.

Best for

  • A buyer targeting a Panama City condo near the $400,000 range who is comfortable doing amenity and HOA due diligence directly
  • A buyer who wants negotiating room and does not need to close on a tight timeline
  • A buyer comparing several Bay County condo options and using current pricing trends, not last year's, to set an offer strategy

Probably not for

  • A buyer who wants confirmed resort amenities in writing before even touring a unit
  • A buyer who needs a fast-moving, competitive-offer market to feel confident about value
  • A seller expecting last year's pricing trend to hold in the current listing

Windows contain 2 to 28 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$300K$400K$500K20122014201620182020202220242026
Down 4.8% year over year.
Median days on market · closed sales
5010020122014201620182020202220242026
13 days at the 2018 low; 44 now.
Sale price vs original ask · median
85%90%95%20122014201620182020202220242026
95.5% now.
Homes sold per 12-mo window
010203020122014201620182020202220242026
2 to 28 a year; 6 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
90 at the 2022 peak, 26 in the troughs, 45 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,053/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

9% of homes for sale in ZIP 32408 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-18).

Seychelles Resort Condominium Market Scorecard

Balanced

Seychelles Resort Condominium is currently a balanced market., and homes go under contract in about 179 days.

$400,000
Median sold
179
Days on mkt
9/0/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: cpar, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Seychelles Resort Condominium, Panama City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 1 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-08-14)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Seychelles Resort Condominium

Live MLS inventory for Seychelles Resort Condominium. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Seychelles Resort Condominium listings as of 2026-08-18, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from cpar. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Seychelles Resort Condominium today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Seychelles Resort Condominium.

Best Buy
A buyer looking for a Panama City condo purchase where the current pricing trend favors negotiation over urgency.
Biggest Risk
Amenities are not confirmed from current listings, so buyers should verify what is actually included before assuming resort-style features.
Sweet Spot
Units priced near the $400,000 median tend to reflect where this market is actually clearing right now.
Avoid If
You need a fast, competitive close or you are assuming amenities that are not yet verified in the listing data.

A Condo Market in Cooling Mode

The numbers here point to a market that has lost a little ground over the past year rather than gained it. A median list-to-close window of 44 days suggests these units are not moving in a rush — buyers have time to think, compare, and negotiate, and sellers who price aggressively above the trend risk sitting past that median.

The market heat score of 45 lands in the moderate-to-cool range, consistent with the negative year-over-year figure. This is not a distressed market, but it is one where the leverage has shifted at least partway toward buyers. Current MLS listings do not show confirmed community amenities, so anyone evaluating a specific unit should verify what is actually included — pool, dock, clubhouse, or otherwise — through the condo association documents rather than assuming resort-style features from the name alone.

The location and the amenities are priced into every listing in Seychelles Resort Condominium. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a condo market that has softened year-over-year, pricing a unit correctly and reading which concessions actually move a deal forward matters more than it would in a hot market. We track the closing data at Seychelles Resort directly rather than relying on assumptions from the property name, and we push for verified amenity and association details before a buyer writes an offer — not after.

Seychelles Resort Condominium in 15 seconds.

Best forA buyer looking for a Panama City condo purchase where the current pricing trend favors negotiation over urgency.
Biggest advantageA softer year-over-year trend and a 44-day median give buyers time and leverage that a hotter market would not.
Biggest riskAmenities are not confirmed from current listings, so buyers should verify what is actually included before assuming resort-style features.
Sweet spotUnits priced near the $400,000 median tend to reflect where this market is actually clearing right now.
Avoid ifYou need a fast, competitive close or you are assuming amenities that are not yet verified in the listing data.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Seychelles Resort Condominium sales matched to your home.

What is your Seychelles Resort Condominium home worth?

Get a no-obligation home value based on real comparable sales in Seychelles Resort Condominium, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Seychelles Resort Condominium on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Seychelles Resort Condominium?
The median sale price in Seychelles Resort Condominium was $400K over the 12 months ending July 28, 2026 (6 closed sales, cpar).
How long do homes in Seychelles Resort Condominium take to sell?
Homes that closed in the 12 months ending July 28, 2026 took a median 44 days on market (6 sales, cpar).
Who is the best real estate agent for Seychelles Resort Condominium?
The best agent for Seychelles Resort Condominium is one who actively works Panama City and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Seychelles Resort Condominium.
How do I find a top Panama City real estate agent who knows Seychelles Resort Condominium?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Seychelles Resort Condominium and the wider Panama City area.
Can Momentum Realty connect me with an agent for Seychelles Resort Condominium?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Seychelles Resort Condominium purchase or sale - no call center and no pressure.
A buyer targeting a Panama City condo near the $400,000 range who is comfortable doing amenity and HOA due diligence directlyExcellent fit
A buyer who wants negotiating room and does not need to close on a tight timelineExcellent fit
A buyer comparing several Bay County condo options and using current pricing trends, not last year's, to set an offer strategyExcellent fit
A buyer who wants confirmed resort amenities in writing before even touring a unitProbably not
A buyer who needs a fast-moving, competitive-offer market to feel confident about valueProbably not
A seller expecting last year's pricing trend to hold in the current listingProbably not

Nearby Communities

Explore more neighborhoods near Seychelles Resort Condominium with Momentum Realty’s local guides.

TITreasure Island Resort0.1 mi awayTITreasure Island (Bay)0.2 mi awayGLGulf Lagoon Beach0.3 mi awayTCThe Commodore (Bay)0.4 mi awayVOVenture Out Travel Trail0.5 mi awayBBBiltmore Beach0.5 mi awayRTRegency Towers0.6 mi awayHSHadley S Beach0.7 mi away

Browse all Florida neighborhood guides →

Data sources & freshness

Community market statscpar closed sales, 12-month windows ending July 28, 2026
Historical depthClosed-sale records back to 2012 (207 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.

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Thinking of selling in Seychelles Resort Condominium? 6 recorded closings; median 44 days on market (window ending 2026-07-28). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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