Lake Talia in Land O' Lakes

Lake Talia Homes for Sale in Land O' Lakes, FL

Gated community · Land O' Lakes, Pasco County · ZIP 34638

A small gated Land O' Lakes community, larger homes on quarter-acre lots with no CDD.

Gated, no CDDQuarter-acre lotsWaterfront and conservation sites
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Lake Talia is a small gated community of larger homes on quarter-acre lots with no CDD, so the home, the lot, and the position, not a community average, decide the buy.
Free · No obligation
Unlock Off-Market Lake Talia

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Lake Talia is a small gated community in Land O' Lakes off US 41, built by Lennar with first closings in 2004, so the read is by home and lot rather than one number: larger homes of roughly 2,200 to 4,000 square feet, four to six bedrooms, on quarter-acre lots, many on waterfront or conservation sites, with no CDD and low HOA dues. The home, the lot, the position, and the condition drive value. Your leverage is matching the home and lot to real comps and reading the waterfront or conservation position, with the gated, no-CDD setting and the Land O' Lakes location as the draws."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Lake Talia is a small gated community in Land O' Lakes, Pasco County, off US 41 at School Road and Lake Talia Boulevard in south-central Pasco, designed by Lennar with the first homes closing in 2004 (Land O' Lakes listing and community sources, 2026).

Homes range from roughly 2,200 to 4,000 square feet in four- to six-bedroom plans on quarter-acre lots, with many waterfront and conservation home sites in a natural setting of scenic lakes and conservation areas. There are no CDD fees and low HOA dues, and amenities include a pet-friendly park, a basketball court, a playground, and a picnic pavilion.

This is a small, gated, no-CDD market, so the money is made or lost on the home, the lot, the position, and the condition, not the headline price.

The pitch is gated, larger-home Land O' Lakes living with no CDD and low dues, near the Veterans Expressway, I-275, I-75, and Wesley Chapel shopping. The work is sorting the home and lot, reading the waterfront or conservation position, judging condition, and pricing against real comps before you offer.

Best for

  • Buyers who want a gated, larger home on a quarter-acre lot
  • Buyers who want a no-CDD, low-HOA structure
  • Buyers who value waterfront or conservation sites
  • Commuters who will use the Veterans Expressway and I-75

Probably not for

  • Buyers who want resort-scale amenities
  • Anyone who wants new construction with a warranty
  • Buyers who want an in-town or coastal location
  • Buyers who want a townhome or low-maintenance product

How Lake Talia is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Lake Talia listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Lake Talia buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Lake Talia pairs gated, larger-lot, no-CDD living with access to the Veterans Expressway, I-75, and Wesley Chapel shopping, the gated-value case in Land O' Lakes.

US 41 (Land O' Lakes Blvd)~2 to 5 min · main corridor
Veterans Expressway~10 to 18 min · regional access
The Shops at Wiregrass (Wesley Chapel)~15 to 25 min · retail
Interstate 75~15 to 22 min · regional access
Tampa Premium Outlets~15 to 25 min · shopping
Downtown Tampa~35 to 45 min · via Veterans
Tampa International Airport~35 to 45 min · via Veterans

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Lake Talia Homes for Sale in Land O' Lakes, FL with Momentum Realty’s local guides.

OHOakstead Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 0.5 miGOGrand OaksLand O' Lakes Homes for SaleLand O' Lakes, FL · 0.7 miTLTownes at Lake Thomas,Land O Lakes Homes for SaleLand O Lakes, FL · 0.7 miDHDeerbrook Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 1.0 miSHStonegate Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 1.0 miTDTierra Del Sol Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 1.0 miOHOakstead Homes for Sale in Land O Lakes, FLLand O Lakes, FL · 1.1 miCHCollierPlace Homes for Sale in Land O' Lakes, FLLand O' Lakes, FL · 1.2 miDLDevonwood,Land O' Lakes Homes for SaleLand O' Lakes, FL · 1.2 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Lake Talia (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Lake Talia is served by Pasco County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pasco County Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Lake Talia address.

The takeaway

What is actually shaping value at Lake Talia: the gated, no-CDD format, the larger homes on quarter-acre lots, and the waterfront and conservation sites. Each item is sourced and linked.

Recent Developments in Lake Talia

Our read on what is being built around Lake Talia, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNo-CDD demand and the larger-lot, gated setting support value, with the watch items being the lot position and condition.

Gated, no-CDD format

Ongoing
BullishNotable impact
SignificanceRadius: Community

A gated community with no CDD and low dues keeps carrying costs simpler, a real draw in Pasco.

Quarter-acre lots

Ongoing
BullishNotable impact
SignificanceRadius: Community

Larger homes on quarter-acre lots are a distinctive draw versus tighter newer communities.

Waterfront and conservation sites

Ongoing
BullishNotable impact
SignificanceRadius: Community

Waterfront and conservation home sites support premium value within the community.

2004-and-newer stock

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Homes from 2004 onward mean roof, systems, and updates are the swing factor, read home by home.

Convenient Pasco access

Ongoing
BullishMinor impact
SignificanceRadius: Area

Access to the Veterans Expressway, I-275, and I-75 supports demand near the community.

Small community scale

Ongoing
BullishMinor impact
SignificanceRadius: Community

A small, gated community with conservation supports a stable resale market.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Lake Talia, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2026
    Market

    Lake Talia remains a gated, no-CDD Land O' Lakes community

    Lake Talia is described as a small gated Land O' Lakes community off US 41 designed by Lennar with first closings in 2004, with larger homes of roughly 2,200 to 4,000 square feet on quarter-acre lots, waterfront and conservation sites, no CDD, and low HOA dues. Why it matters: The gated, no-CDD, larger-lot format keeps the community in steady demand. Source

  2. January 2025
    Community

    Lake Talia offers a natural setting with conservation and lakes

    Community profiles describe Lake Talia as a small gated community with scenic lakes and conservation areas, a pet-friendly park, a basketball court, a playground, and a picnic pavilion, near the Veterans Expressway and Wesley Chapel shopping. Why it matters: The natural setting and small amenity package anchor the community's appeal. Source

Development alerts for Lake TaliaGet a short monthly email when something new is approved, funded, or opens near Lake Talia.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Lake Talia, this is the order of operations we would run, and the one we run for our clients.

1

Judge the home and lot first. Lake Talia spans plans and lots, so the home and the waterfront or conservation position drive value.

2

Confirm the no-CDD structure and the HOA. Listings indicate no CDD and low dues, so verify both for the exact home.

3

Read the lot. Waterfront and conservation sites hold value better than interior positions.

4

Judge the home by condition. On 2004-and-newer stock, read the roof, systems, and any updates.

5

Use the Land O' Lakes context, and cross-shop other Pasco communities such as Avalon Park Wesley Chapel.

Best Buy
A well-kept larger home on a waterfront or conservation lot matched to comps
Biggest Risk
Underreading the lot position and the home's condition
Best Lot
A waterfront or conservation lot over an interior one
Smart Timing
Confirm the HOA and the no-CDD status before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Larger single-family homes

Size

Roughly 2,200 to 4,000 sq ft

Lots

Quarter-acre, many waterfront or conservation

Builder

Lennar, first closings 2004

Costs & Fees

HOA

Low dues, funds gates and small amenities

CDD

None

Worth noting

Verify the HOA and no-CDD status per home

Amenities

Park

Pet-friendly park

Courts

Basketball court

Recreation

Playground and picnic pavilion

Setting

Scenic lakes and conservation

Location

Area

Land O' Lakes, Pasco County, ZIP 34638

Access

US 41 and the Veterans Expressway

Nearby

Wesley Chapel, I-75, and Tampa

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home

The smaller plans and interior lots, the more attainable way into the gated, no-CDD community.

Lowest entry
The Core Home

The larger four- to six-bedroom homes, where home, lot, and position drive the spread.

Most inventory
The Top

The largest homes on waterfront and conservation lots, the ones that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Home
The smaller plans and interior lots, the more attainable way into the gated, no-CDD community.
The Core Home
The larger four- to six-bedroom homes, where home, lot, and position drive the spread.
The Top
The largest homes on waterfront and conservation lots, the ones that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within Land O' LakesStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Lake Talia

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The gates, the quarter-acre lots, and the no-CDD structure are the draw; the homes vary. The deal is won or lost on the home, the lot, and the position versus real comps.

Jon Brooks · Founder, Momentum Realty
7.6B+ · Buy Score
Resale Strength7.6/10
Renovation Risk3.6/10
Location Efficiency7.2/10
Long-Term Defensibility7.8/10
Carrying Cost Advantage7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Lake Talia is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Waterfront and conservation lots hold value best
  • Interior lots trade at a discount
  • No CDD keeps carrying costs simpler
  • Quarter-acre lots support demand
  • Read the home and lot before the finishes

In a small gated community, the home, the lot, and the position are the part of your money the market protects. Waterfront and conservation lots and well-kept larger homes hold value better than interior positions or dated stock, and the gated, no-CDD structure and the quarter-acre lots are durable draws. The home can be updated; the lot and the no-CDD structure cannot. Read the home and the lot first, then price the condition against comparable sales.

Lake Talia in 15 seconds.

Best forBuyers who want a gated, larger home on a quarter-acre lot with no CDD in Land O' Lakes.
Biggest advantageQuarter-acre lots, waterfront and conservation sites, and no CDD in a gated setting.
Biggest riskThe home, lot position, and condition to verify per home.
Sweet spotA well-kept larger home on a waterfront or conservation lot, matched to comps.
Avoid ifYou want resort amenities, new construction, or an in-town location.

HOA, Fees & No CDD

15-Second Take
  • Low HOA dues, no CDD
  • The HOA funds the gates and the small amenities
  • Larger homes on quarter-acre lots
  • The no-CDD structure keeps carrying costs simpler
  • Confirm the HOA and no-CDD status per home

Lake Talia carries low HOA dues that fund the gated entry, the pet-friendly park, the basketball court, the playground, the picnic pavilion, and the common areas, with no CDD on the tax bill. Confirm the current HOA dues and that no district applies for the specific home, because the no-CDD structure is part of the value here.

The HOA funds the gated entry, the park, the basketball court, the playground, the picnic pavilion, and the common areas; there is no CDD. Verify the exact amount and the inclusions for the specific home.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Lake Talia, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Avalon Park Wesley Chapel, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Lake Talia home worth?

Get a no-obligation home value based on real comparable sales in Lake Talia matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Lake Talia on the map →
Or get your Lake Talia home value & selling guide →

Real comps, not a Zestimate.

Lake Talia Market Scorecard

Strong seller's market

Lake Talia is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Lake Talia?
Lake Talia is a gated community in Land O' Lakes, Pasco County, off US 41 at School Road and Lake Talia Boulevard, ZIP 34638.
Who built Lake Talia?
Lennar designed the development, with the first homes closing in 2004.
What kind of homes are in Lake Talia?
Larger homes of roughly 2,200 to 4,000 square feet in four- to six-bedroom plans on quarter-acre lots, many on waterfront or conservation sites.
Does Lake Talia have a CDD?
No. Listings indicate no CDD fees and low HOA dues. Confirm both for the specific home.
Is Lake Talia gated?
Yes. It is a small gated community in a natural setting of scenic lakes and conservation areas.
What amenities does Lake Talia have?
A pet-friendly park, a basketball court, a playground, and a picnic pavilion, in a gated setting.
What schools serve Lake Talia?
It is part of Pasco County Schools. Assignment is by address and can change, so confirm the exact zoned schools.
How is the commute from Lake Talia?
The Veterans Expressway, I-275, and I-75 are within reach, with Wesley Chapel shopping nearby. Drive times depend on your destination.
Does Lake Talia flood?
Exposure is parcel specific around the lakes and conservation. Run the FEMA flood zone and an insurance quote for the exact address.
Is Lake Talia a good value?
A small gated community of larger homes on quarter-acre lots with no CDD supports demand, with value driven by the home, lot, position, and condition. This is not a guarantee of future value.
What should I check before buying in Lake Talia?
The home and lot, the HOA and no-CDD status, the waterfront or conservation position, the home's condition, and the flood zone.
Buyers who want a gated, larger home on a quarter-acre lotExcellent fit
Buyers who want a no-CDD, low-HOA structureExcellent fit
Buyers who value waterfront or conservation sitesExcellent fit
Commuters who will use the Veterans Expressway and I-75Excellent fit
Buyers who will verify the HOA and no-CDD statusExcellent fit
Buyers who want resort-scale amenitiesProbably not
Anyone who wants new construction with a warrantyProbably not
Buyers who want an in-town or coastal locationProbably not
Buyers who want a townhome or low-maintenance productProbably not
Buyers unwilling to read the lot and conditionProbably not

Get the inside read on Lake Talia

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Lake Talia home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Lake Talia specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Lake Talia — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Zoom out before you decide: see the Pasco County market guide or every community in the Neighborhood Finder.

Get my Pasco County cash offer →

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the local market average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

or call (904) 351-6461
CallFree valuation →
Talk to a Local Lake Talia Expert
Call Get Listings