Cedar Ridge
Homes for Sale in Niceville, FL
All 182 homes for sale in Niceville, FL · median $499,900 · 184 homes for sale in 32578 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Emerald Coast MLS
As of October 2026, Cedar Ridge in Niceville, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 7 recorded sales closed at a median of $340,000, a median 7 days on market, sellers accepting 100% of original asking (-4% versus the prior year). Homes listed or recently sold were built 1983–2001; none of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 83 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,380 ($3,880 with the full homestead exemption).
| Location | Niceville, Okaloosa County, FL · ZIP 32578 |
|---|---|
| Homes in the community | 67 (FL DOR 2025 assessment roll) |
| Years built | 1986–1998 (median 1987) |
| Typical living area | 1,634 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Sale prices, last 12 months | $340,000 median across 7 closed sales · -3.5% vs the prior 12 months |
| Days on market (closed sales) | 7 median |
| For sale right now | 1 active, 2 pending · median asking $289,900 · 1.7 months of supply |
| Owner-occupied (homestead) share | 64% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “CEDAR RIDGE key facts,” movewithmomentum.com/neighborhoods/cedar-ridge, data as of September 20, 2026.
Last 30 days in Cedar Ridge: 2 under contract right now, 1 closed sale (median $340,000). As of September 30, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Cedar Ridge is an established Niceville community of roughly 360 homes built between 1983 and 2014, with the median home dating to 1992. What sets price here is condition and updates, not square footage or newness — with a median around 1,645 living square feet, you're comparing homes of similar footprint where a renovated kitchen, roof, and systems separate the top of the market from the rest. Expect a wide spread driven by how much work a given house has had, not by a range of home sizes.
Inventory is thin: five active listings against a base of 360 homes tells you turnover is slow and choices at any moment are limited. With about 65% of homes held as primary residences, this is an owner-occupied community that doesn't churn much. For buyers, that means patience and readiness to move when the right updated home lists. For sellers, a well-prepared home meets genuinely limited competition.
Cedar Ridge right now
🔴 Seller-leaning market. 1.7 months of supply and 67% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (3 active and pending listings, 7 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($340K) is down 3.5% from the prior 12 months ($352K) and up 159% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Medium (7 and 10 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 1, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Cedar Ridge market snapshot (as of September 20, 2026): the median sale price is about $340K, a median 7 days on market for closed sales, and 1.7 months of supply, a seller-leaning market. The trailing-12-month median is down 4% from the prior 12 months and up 159% since 2012, computed from record-level Emerald Coast MLS closed sales (7 closings in the current window).
In ZIP 32578 (Niceville), 347 homes closed in the last 12 months at a median of $530K, down 4.2% year over year, with a median 43 days on market. Right now 66 active and 39 pending listings put supply at about 3.4 months — a healthy market. See the live ZIP 32578 housing market and the Okaloosa County market.
County records show 4 qualified sales in CEDAR RIDGE across 2024–2025 (3 in 2024, 1 in 2025), median $395,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in CEDAR RIDGE: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov.
Cedar Ridge is a community of 67 homes in Niceville, Okaloosa County, built between 1986 and 1998 (median 1987), with a median living area of about 1,634 square feet. 64% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Cedar Ridge is a mature, primarily owner-occupied neighborhood in Niceville where homes cluster around a similar mid-1,600-square-foot footprint, so the buying decision comes down to condition rather than size.
The setting & the homes.
Aerial and on-site photos of Cedar Ridge. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Cedar RidgePhotos from Emerald Coast MLS listings in Cedar Ridge; content deemed reliable but not guaranteed.
Who Cedar Ridge is best for.
Best for
- Buyers seeking an established, low-turnover neighborhood who can be patient for the right listing
- Owner-occupants comfortable in a mid-1,600-square-foot home who value stability over newness
- Value-minded buyers willing to update an older home to capture the difference between condition tiers
Probably not for
- Buyers set on new or near-new construction
- Anyone wanting resort-style community amenities, since none are identified here
- Buyers needing a large custom footprint well above the neighborhood's typical size
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($340K) IS the median in the snapshot above, and the move from 2025 ($352K) IS the -3.5% one-year change.
Windows contain 3 to 17 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
30% of homes for sale in ZIP 32578 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-01).
Cedar Ridge Market Scorecard
Cedar Ridge is currently a seller-leaning market. About 1.7 months of supply, a median asking price of $289,900, and homes go under contract in about 48 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in CEDAR RIDGE, Niceville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Cedar Ridge
Live MLS inventory for Cedar Ridge. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Cedar Ridge listings as of 2026-09-30, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Cedar Ridge Right Now (3)
All 3 active and pending Cedar Ridge listings with a detail page, newest first, refreshed twice a day from the MLS.
- 105 Underwood Lane · $399,500 · 3 bd / 2 ba · pending · listed Sep 2, 2026 · listed by Century 21 AllPoints Realty
- 115 Cedar Ridge Way · $289,900 · 2 bd / 2 ba · listed Aug 20, 2026 · listed by EXP Realty LLC
- 205 Bartonwood Court · $288,000 · 3 bd / 2 ba · pending · listed Aug 11, 2026 · listed by RE/MAX Agency One
Cedar Ridge on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Edge · Elementary
- Ruckel · Middle
- Niceville · High
Zoned schools reflect the assignments reported on recent Cedar Ridge listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Cedar Ridge address.
Shop the zone: Homes zoned for Niceville High School
The Cedar Ridge buying strategy.
If we were buying in Cedar Ridge today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cedar Ridge.
An established footprint where updates decide value
With build dates spanning 1983 to 2014 and a median year of 1992, Cedar Ridge is a settled community past its construction phase. The homes share a comparable scale — a median of about 1,645 living square feet — which makes it easier to read the market: two houses of similar size can trade very differently depending on roof age, HVAC, kitchens, and baths. No community amenities were identified from current MLS listings, so you're buying the house and the location, not a lifestyle package or amenity dues.
The roughly 65% homestead share points to stability rather than a rental-heavy street. Combined with only five active listings, the practical takeaway is that Cedar Ridge trades on scarcity. Serious buyers should have financing and inspection expectations set in advance, because when an updated home in this size class appears, it doesn't sit long.
The location and the amenities are priced into every listing in Cedar Ridge. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Cedar Ridge buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (7.8). Basis: Long-Term Appreciation +159% since 2012; Recent Direction -3.5% year-over-year; Liquidity & Demand 1.7 months of supply; Owner Commitment 64% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a low-inventory neighborhood where value hinges on condition, our job is to price and stage against the specific comps that matter and to help buyers judge which homes are genuinely updated versus cosmetically dressed. We know this Niceville submarket, we track what's coming before it lists, and we'll tell you plainly when a house is asking renovated money for deferred maintenance.
Cedar Ridge in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cedar Ridge buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cedar Ridge sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cedar Ridge, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cedar Ridge home worth?
Get a no-obligation home value based on real comparable sales in Cedar Ridge, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Niceville →
Recently off market in CEDAR RIDGE
Homes in CEDAR RIDGE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 5 on record.
- 1020 Alderwood Way · off market
- 110 Poplar Place · off market
- 117 Poplar Place · off market
- 208 Cottonwood Court · off market
- 3793 Peachtree Way · off market
Frequently Asked Questions
What is the median home price in Cedar Ridge?
How long do homes in Cedar Ridge take to sell?
Is Cedar Ridge a buyer's or seller's market right now?
How many homes are in Cedar Ridge?
What share of Cedar Ridge is owner-occupied?
When were the homes in Cedar Ridge built?
Have Cedar Ridge home prices gone up?
Who is the best real estate agent for Cedar Ridge?
How do I find a top Niceville real estate agent who knows Cedar Ridge?
Can Momentum Realty connect me with an agent for Cedar Ridge?
Where is Cedar Ridge, and what county is it in?
Is Cedar Ridge a good place to live?
Should you buy in Cedar Ridge?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 30, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32578)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1993 (384 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how CEDAR RIDGE fits the bigger picture — live prices, inventory, and Momentum Scores:
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