Deer Moss Creek
Homes for Sale in Niceville, FL
All 179 homes for sale in Niceville, FL · median $499,900 · 181 homes for sale in 32578 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Emerald Coast MLS
As of October 2026, Deer Moss Creek in Niceville, FL has 17 homes for sale and 11 pending, asking from $581,000 to $1,450,000 (median $675,000). Over the 12 months ending 2026-09-20, 64 recorded sales closed at a median of $700,000, a median 62 days on market, sellers accepting 100% of original asking (-8% versus the prior year). Homes listed or recently sold were built 2020–2026 with 25 new construction; none of the 40 geocoded homes sit in a FEMA special flood hazard zone (median elevation 72 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $9,030 ($8,520 with the full homestead exemption).
Last 30 days in Deer Moss Creek: 1 new listing (median asking $714,900), 11 under contract right now, 6 closed sales (median $645,000). As of October 20, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Deer Moss Creek
Live MLS inventory for Deer Moss Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 242 daysTop listing
Active · 55 days
Active · 132 days
Active · 39 days
Active · 491 days
Active · 18 days
Active · 47 days
Active · 278 days
Active · 42 days
Active · 90 days
Active · 45 days
Active · 44 days
Active · 152 days
Active · 200 daysActive and pending Deer Moss Creek listings as of 2026-10-20, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Price at Deer Moss Creek is driven by newness and size, not amenities. This is recent construction — nothing predates 2018, and the typical home was built around 2022 and runs close to 2,955 square feet. With a median at $708,750, you are paying for square footage and current-code build quality rather than for a clubhouse, pool, or trail network; no shared amenities show up in current MLS listings, so the value case rests on the houses themselves.
The posture right now is balanced and slow-moving. At 3.2 months of supply with the median home taking 62 days to sell, neither side holds real leverage, and prices are off 6.4% year over year. Sellers should expect to negotiate and to price against genuinely comparable new-build inventory; buyers have time to be selective, but the thin count of active listings means the right floorplan and condition still won't wait forever.
Figures in this note are as of July 25, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Deer Moss Creek right now
🟡 Balanced market. 3.8 months of supply and 44% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Very High (36 active and pending listings, 64 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($700K) is down 7.6% from the prior 12 months ($758K).Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Very High (64 and 38 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 20, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Deer Moss Creek market snapshot (as of September 20, 2026): the median sale price is about $700K, a median 62 days on market for closed sales, and 3.8 months of supply, a balanced market. The trailing-12-month median is down 8% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (64 closings in the current window).
In ZIP 32578 (Niceville), 347 homes closed in the last 12 months at a median of $530K, down 4.2% year over year, with a median 43 days on market. Right now 66 active and 39 pending listings put supply at about 3.4 months — a healthy market. See the live ZIP 32578 housing market and the Okaloosa County market.
County records show 32 qualified sales in Deer Moss Creek across 2024–2025 (19 in 2024, 13 in 2025), median $765,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Deer Moss Creek: of 32 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov.
Deer Moss Creek is a community of 136 homes in Niceville, Okaloosa County, built between 2018 and 2024 (median 2022.0), with a median living area of about 3,058 square feet. 42% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Deer Moss Creek is a newer, larger-format enclave in Niceville where the pitch is the house, not the extras — expect current construction and generous interior space, and judge value on condition and layout rather than community perks.
The setting & the homes.
Aerial and on-site photos of Deer Moss Creek. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Deer Moss CreekDeer Moss CreekPhotos from Emerald Coast MLS listings in Deer Moss Creek; content deemed reliable but not guaranteed.
Who Deer Moss Creek is best for.
Best for
- Buyers targeting new or nearly-new construction with low deferred maintenance and a budget near the mid-$700s
- Space-driven buyers who want roughly 2,900-plus square feet and will trade community amenities for house size
- Patient buyers who want time to compare condition and layout in a balanced, un-rushed market
Probably not for
- Buyers who want amenity-rich living — pool, clubhouse, or trail systems — as part of the community
- Buyers seeking older, established-neighborhood character or a lower price of entry
- Sellers expecting quick, above-comp offers in a market that is soft year over year and takes about 62 days to move
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($700K) IS the median in the snapshot above, and the move from 2025 ($758K) IS the -7.6% one-year change.
Windows contain 11 to 64 sales each (64 in the current window); every figure carries its sample size. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
39% of homes for sale in Deer Moss Creek are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-20).
Deer Moss Creek Market Scorecard
Deer Moss Creek is currently a seller's market. About 3.1 months of supply, a median asking price of $675,000, and homes go under contract in about 89 days.
Typical home value in the 32578 ZIP is $435,323, about 16.9% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Deer Moss Creek on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Plew · Elementary
- Ruckel · Middle
- Niceville · High
Zoned schools reflect the assignments reported on recent Deer Moss Creek listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Deer Moss Creek address.
Shop the zone: Homes zoned for Niceville High School
The Deer Moss Creek buying strategy.
If we were buying in Deer Moss Creek today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Deer Moss Creek.
A new-build market with no amenity crutch
Of the 243 homes here, a small slice — 16 — are currently active, and the build range is tight, all between 2018 and 2024. That youth cuts two ways: you get modern systems and layouts with little deferred maintenance, but you also lack the price-anchoring history that older neighborhoods provide. When comps are this fresh and this similar, condition and finish level become the real spread behind that single $708,750 median.
Homestead share sits at roughly 45%, which tells you a meaningful portion of these homes are not owner-occupied primary residences. Combine that with a balanced band and a soft year-over-year move, and the read is straightforward: this is a market where pricing discipline matters more than momentum. Neither buyers nor sellers should assume the number on a comparable listing is the number that closes.
The location and the amenities are priced into every listing in Deer Moss Creek. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Deer Moss Creek buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.1). Basis: Recent Direction -7.6% year-over-year; Liquidity & Demand 3.8 months of supply; Owner Commitment 42% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a newer community with few active listings and no amenity story to lean on, the whole game is reading condition, floorplan, and true comparables — and a 62-day median means mispricing gets punished with time on market. We price and negotiate against the actual inventory here, not against a headline number, so sellers don't chase the market down and buyers don't overpay for a layout that isn't right.
Deer Moss Creek in 15 seconds.
Tools for a Deer Moss Creek buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Deer Moss Creek sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Deer Moss Creek, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Deer Moss Creek home worth?
Get a no-obligation home value based on real comparable sales in Deer Moss Creek, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Niceville →
Recently off market in Deer Moss Creek
Homes in Deer Moss Creek that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 12 on record.
- 1144 Deer Moss Loop · off market
- 1156 Deer Moss Loop · off market
- 1170 Deer Moss Loop · off market
- 1311 Angelica Place · off market
- 306 Gazelle Court · off market
- 402 Marsh Deer Run · off market
- 404 Marsh Deer Run · off market
- 416 Marsh Deer Run · off market
| Location | Niceville, Okaloosa County, FL · ZIP 32578 |
|---|---|
| Homes in the community | 136 (FL DOR 2025 assessment roll) |
| Years built | 2018–2024 (median 2022.0) |
| Typical living area | 3,058 sq ft (median) |
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Pavillion/Gazebo, Playground, Pool, Community Room, Pets Allowed, BBQ Pit/Grill |
| Sale prices, last 12 months | $700,000 median across 64 closed sales · -7.6% vs the prior 12 months |
| Days on market (closed sales) | 62 median |
| For sale right now | 20 active, 16 pending · median asking $677,450 · 3.8 months of supply |
| Owner-occupied (homestead) share | 42% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Deer Moss Creek key facts,” movewithmomentum.com/neighborhoods/deer-moss-creek-niceville, data as of September 20, 2026.
Housing distress & ownership in Deer Moss Creek, Niceville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Deer Moss Creek
The newest homes for sale in Deer Moss Creek right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 178 Caraway Drive $714,900 · 3 bd · 2.5 ba · 18 days on market Courtesy of Ruckel Properties Inc
- 430 Sorrel Way $1,059,900 · 4 bd · 3.5 ba · 39 days on market Courtesy of Ruckel Properties Inc
- 417 Marsh Deer Run $675,000 · 4 bd · 3 ba · 42 days on market Courtesy of Ruckel Properties Inc
- 411 Marsh Deer Run $611,000 · 4 bd · 2.5 ba · 44 days on market Courtesy of Ruckel Properties Inc
- 419 Marsh Deer $622,000 · 5 bd · 3 ba · 45 days on market Courtesy of Ruckel Properties Inc
- 421 Marsh Deer $709,000 · 4 bd · 3 ba · 47 days on market Courtesy of Ruckel Properties Inc
Checked against the MLS Oct 20, 2026. All new listings in this market.
Every Home for Sale in Deer Moss Creek Niceville Right Now (28)
All 28 active and pending Deer Moss Creek Niceville listings with a detail page, newest first, refreshed twice a day from the MLS.
- 178 Caraway Drive · $714,900 · 3 bd / 2.5 ba · listed Oct 2, 2026 · listed by Ruckel Properties Inc
- 518 Caribou Court · $599,000 · 4 bd / 2 ba · pending · listed Sep 12, 2026 · listed by Ruckel Properties Inc
- 430 Sorrel Way · $1,059,900 · 4 bd / 3.5 ba · listed Sep 11, 2026 · listed by Ruckel Properties Inc
- 215 Foxglove Run · $853,050 · 4 bd / 3 ba · pending · listed Sep 11, 2026 · listed by Ruckel Properties Inc
- 512 Lemongrass Lane · $939,900 · 4 bd / 4 ba · pending · listed Sep 11, 2026 · listed by Ruckel Properties Inc
- 417 Marsh Deer Run · $675,000 · 4 bd / 3 ba · listed Sep 8, 2026 · listed by Ruckel Properties Inc
- 401 Marsh Deer · $622,000 · 5 bd / 3 ba · pending · listed Sep 8, 2026 · listed by Ruckel Properties Inc
- 411 Marsh Deer Run · $611,000 · 4 bd / 2.5 ba · listed Sep 6, 2026 · listed by Ruckel Properties Inc
- 419 Marsh Deer · $622,000 · 5 bd / 3 ba · listed Sep 5, 2026 · listed by Ruckel Properties Inc
- 421 Marsh Deer · $709,000 · 4 bd / 3 ba · listed Sep 3, 2026 · listed by Ruckel Properties Inc
- 737 Reindeer Road · $617,000 · 4 bd / 2.5 ba · pending · listed Sep 3, 2026 · listed by Ruckel Properties Inc
- 407 Marsh Deer · $585,000 · 4 bd / 2 ba · listed Sep 2, 2026 · listed by Ruckel Properties Inc
- 237 Foxglove Run · $1,399,990 · 4 bd / 4.5 ba · listed Aug 26, 2026 · listed by Ruckel Properties Inc
- 721 Reindeer Road · $617,000 · 5 bd / 3 ba · pending · listed Jul 29, 2026 · listed by Ruckel Properties Inc
- 144 Caraway Drive · $879,000 · 4 bd / 3.5 ba · pending · listed Jul 29, 2026 · listed by Berkshire Hathaway Home Services PenFed Realty
- 403 Marsh Deer Run · $670,000 · 4 bd / 3 ba · listed Jul 22, 2026 · listed by Ruckel Properties Inc
- 221 Foxglove Run · $1,219,990 · 4 bd / 4 ba · listed Jul 22, 2026 · listed by Ruckel Properties Inc
- 414 Marsh Deer · $601,000 · 4 bd / 2.5 ba · listed Jul 22, 2026 · listed by Ruckel Properties Inc
- 408 Marsh Deer · $581,000 · 4 bd / 2.5 ba · listed Jul 22, 2026 · listed by Ruckel Properties Inc
- 729 Reindeer Road · $586,000 · 4 bd / 2.5 ba · listed Jul 22, 2026 · listed by Ruckel Properties Inc
- 313 Gazelle Court · $601,000 · 4 bd / 2.5 ba · listed Jul 22, 2026 · listed by Ruckel Properties Inc
- 251 Foxglove Run · $1,450,000 · 4 bd / 3 ba · listed Jul 22, 2026 · listed by Ruckel Properties Inc
- 723 Reindeer Road · $695,000 · 4 bd / 3.5 ba · listed Jul 22, 2026 · listed by Ruckel Properties Inc
- 115 Caraway Drive · $985,000 · 4 bd / 3.5 ba · listed Jul 22, 2026 · listed by Scenic Sotheby's International Realty
- 621 Chamomile Court · $899,000 · 4 bd / 3.5 ba · pending · listed Jul 22, 2026 · listed by Ruckel Properties Inc
- 412 Marsh Deer Run · $601,000 · 4 bd / 2.5 ba · pending · listed Jul 22, 2026 · listed by Ruckel Properties Inc
- 410 Marsh Deer · $612,000 · 5 bd / 3 ba · pending · listed Jul 22, 2026 · listed by Ruckel Properties Inc
- 1233 Elderflower Drive · $679,900 · 3 bd / 3.5 ba · pending · listed Jul 22, 2026 · listed by Ellis Realty LLC
Recently sold in Deer Moss Creek Niceville
- 731 Reindeer Road · sold $580,000
- 416 Marsh Deer Run · sold $575,000
- 506 Lemongrass Lane · sold $715,000
- 1156 Deer Moss Loop · sold $1,050,000
- 404 Marsh Deer Run · sold $675,000
- 1144 Deer Moss Loop · sold $615,000
- 605 Chamomile Court · sold $1,000,000
- 402 Marsh Deer Run · sold $585,000
- 418 Marsh Deer Run · sold $684,232
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Niceville home searches
- All homes for sale in Niceville, FL
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- Niceville waterfront homes for sale
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- Homes under $300K in Niceville
- Homes from $300K to $500K in Niceville
- 4-bedroom homes for sale in Niceville
- Niceville home values: what is my house worth?
- ZIP 32578 housing scorecard
Niceville guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- Home builders (Okaloosa County)
Florida buyer guides
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Caraway Drive (35 homes on record)
- Caraway Drive (20 homes on record)
- Marsh Deer (6 homes on record)
- Marsh Deer Run (6 homes on record)
- Deer Moss Loop (6 homes on record)
- Deer Moss Loop (6 homes on record)
- Foxglove Run (5 homes on record)
- Deer Moss Loop (5 homes on record)
- Deer Moss Loop (4 homes on record)
- Foxglove Run (3 homes on record)
- Marsh Deer Run (2 homes on record)
- Deer Moss Loop (2 homes on record)
Recent Developments in Deer Moss Creek
Development, infrastructure, retail, and school activity affecting Deer Moss Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Parks & Amenities
Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking
Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.
What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 13 miles southwest of Deer Moss Creek, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Civic
Okaloosa commissioners reject 12-month data center moratorium 3-2
Okaloosa County commissioners voted 3-2 on September 15 against a 12-month data center moratorium. On September 3 the board unanimously directed staff to develop a regulatory framework for data centers, with an outline due within 60 days. No specific project or site was proposed, and commissioners discussed protecting the Shoal River Industrial Park.
What it may mean for the marketThe pending rules will shape where large power-and-land-intensive facilities can locate in the county, including industrial land near Crestview. The project is about 17 miles northwest of Deer Moss Creek, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Parks & Amenities
Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park
Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.
What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The project is about 11 miles southwest of Deer Moss Creek, elsewhere in Okaloosa County.
Source: Get The Coast - July 2026Infrastructure
Scenic Walton advances underground utilities and gateway landscape projects
Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.
What it may mean for the marketAdvances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The site is about 17 miles east of Deer Moss Creek.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 4 miles west of Deer Moss Creek.
Source: Get The Coast - May 2026Infrastructure
Okaloosa County opens $212M Southwest Crestview Bypass
Okaloosa County opened the $212 million Southwest Crestview Bypass, a 3.5 mile four lane corridor connecting Antioch Road to State Road 85 with access from U.S. Highway 90. The project includes a 1,713 foot bridge, sidewalks, a multi use path, and direct access to the new Pineview K-8 school opening in August 2026.
What it may mean for the marketAdds a major four lane traffic corridor serving southwest Crestview and expands regional road capacity for surrounding growth in north Okaloosa County. The project is about 16 miles northwest of Deer Moss Creek, elsewhere in Okaloosa County.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
What it really costs to own in Deer Moss Creek
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $1,178/yr across 10 listings here (MLS tax records, 2026-10-20). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 32 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2026 across 12 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Email me new listings in Deer Moss Creek
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Ask an agent about Deer Moss Creek
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Deer Moss Creek will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Deer Moss Creek?
How long do homes in Deer Moss Creek take to sell?
Is Deer Moss Creek a buyer's or seller's market right now?
How many homes are in Deer Moss Creek?
What share of Deer Moss Creek is owner-occupied?
When were the homes in Deer Moss Creek built?
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Can Momentum Realty connect me with an agent for Deer Moss Creek?
Where is Deer Moss Creek, and what county is it in?
Is Deer Moss Creek in a flood zone?
Is Deer Moss Creek a good place to live?
Should you buy in Deer Moss Creek?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 20, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (8 streets, ZIP 32578)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2018 (296 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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More on Deer Moss Creek
- Home values · What homes in Deer Moss Creek actually sell for