Deer Moss Creek
Homes for Sale in Niceville, FL

Deer Moss Creek market snapshot (as of September 20, 2026): the median sale price is about $700K, a median 62 days on market for closed sales, and 3.8 months of supply, a balanced market. The trailing-12-month median is down 8% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (64 closings in the current window).

In ZIP 32578 (Niceville), 347 homes closed in the last 12 months at a median of $530K, down 4.2% year over year, with a median 43 days on market. Right now 66 active and 39 pending listings put supply at about 3.4 months — a healthy market. See the live ZIP 32578 housing market and the Okaloosa County market.

County records show 32 qualified sales in Deer Moss Creek across 2024–2025 (19 in 2024, 13 in 2025), median $765,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Deer Moss Creek: of 34 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary — verify any specific address at msc.fema.gov.

Deer Moss Creek is a community of 136 homes in Niceville, Okaloosa County, built between 2018 and 2024 (median 2022.0), with a median living area of about 3,058 square feet. 42% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Deer Moss Creek is a newer, larger-format enclave in Niceville where the pitch is the house, not the extras — expect current construction and generous interior space, and judge value on condition and layout rather than community perks.

• Plew · Elementary
• Ruckel · Middle
• Niceville · High

Zoned schools reflect the assignments reported on recent Deer Moss Creek listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Deer Moss Creek address.

Of the 243 homes here, a small slice — 16 — are currently active, and the build range is tight, all between 2018 and 2024. That youth cuts two ways: you get modern systems and layouts with little deferred maintenance, but you also lack the price-anchoring history that older neighborhoods provide. When comps are this fresh and this similar, condition and finish level become the real spread behind that single $708,750 median.

Homestead share sits at roughly 45%, which tells you a meaningful portion of these homes are not owner-occupied primary residences. Combine that with a balanced band and a soft year-over-year move, and the read is straightforward: this is a market where pricing discipline matters more than momentum. Neither buyers nor sellers should assume the number on a comparable listing is the number that closes.

In a newer community with few active listings and no amenity story to lean on, the whole game is reading condition, floorplan, and true comparables — and a 62-day median means mispricing gets punished with time on market. We price and negotiate against the actual inventory here, not against a headline number, so sellers don't chase the market down and buyers don't overpay for a layout that isn't right.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.