Seminole in Niceville

Seminole
Homes for Sale in Niceville, FL

All 150 homes for sale in Niceville, FL · median $487,000 · 156 homes for sale in 32578 · Okaloosa County homes for sale

Community in Niceville · Okaloosa County · ZIP 32578
252 homesBuilt 1940–2024
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS dataFL DOR public recordsUpdated twice daily

As of November 2026, Seminole 1ST Addn in Niceville, FL has 2 homes for sale. Homes listed or recently sold were built 1975–2026 with 5 new construction; none of the 10 geocoded homes sit in a FEMA special flood hazard zone (median elevation 54 ft).

Last 30 days in Seminole: 1 under contract right now, 1 closed sale (median $725,000). As of November 11, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Live · Seminole Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
3.4mo
Supply
3 to 6 months is the balanced band
33%
Under contract
Okaloosa: 19% (403 of 2,094)
2 · 1
For sale · pending
live counts, refreshed twice daily
Ownership and context
65%
Owner-occupied · Seminole
176 of 272 parcels homesteaded (FL DOR 2025)
35%
Non-owner-occupied · Seminole
incl. 8% trust or LLC-held · 7% out-of-state
252
Homes in the community
plus 20 vacant residential lots · 272 residential parcels (FL DOR 2025)
Track record · 0 years of records
25
Recorded sales · 2024-2025
median $500K · qualified sales on the county roll (FL DOR 2025)
1940–2024
Years homes were built
median 1985 · county roll (FL DOR 2025)
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 26, 2026

Price here is driven by condition and vintage, not by a uniform product. With a median year built of 1984 but a build range spanning from 1918 to 2024, this is a mixed-age pocket where a renovated older home and a newer infill build can sit blocks apart. The median sits at $565,900 on a median of roughly 2,012 living square feet, but expect a wide spread around that number depending on how much work a given home has had.

The current market posture is thin. Just 2 active listings against 299 homes means very little is trading at any moment, and a median of about 44.5 days on market tells you buyers are taking their time rather than racing. Sellers should price to condition and be patient; buyers should not expect a deep bench of choices and may wait for the right home to surface.

Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Seminole Housing Pulse · Momentum Research · as of November 9, 2026

Seminole right now

🟡 Balanced market. 3.4 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Low (3 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

SEMINOLE 1ST ADDN is an established, mostly built-out pocket of Niceville where a long build history means no single house type defines it. With owner-occupancy at roughly 64%, it reads as a settled neighborhood rather than a churn-heavy one.

Emerald Coast MLS sales records identify 99 homes in SEMINOLE that have changed hands since 2002, built between 1956 and 2026 (median 2017), with a median living area of about 2,121 sq ft and a typical 4-bedroom, 2.5-bath layout; 94% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 25 qualified sales in SEMINOLE across 2024–2025 (17 in 2024, 8 in 2025), median $499,900 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers comfortable around the $565,900 median who will weigh each home's condition individually
  • Those wanting an established, mostly owner-occupied Niceville location over a new-build subdivision
  • Patient buyers willing to wait out thin inventory for the right home

Probably not for

  • Buyers who need several homes to compare at once
  • Those wanting community amenities like a pool or clubhouse
  • Buyers set on a single, consistent build era and turnkey condition

The market around Seminole

Seminole is too small for its own price trend, so here is the market around it.

In ZIP 32578, 224 homes are on the market and 30% are under contract — a steady corner of Niceville.

Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).

In ZIP 32578 (Niceville), 61 homes closed in the last 12 months at a median of $519K, with a median 26 days on market. Right now 25 active and 16 pending listings. See the live ZIP 32578 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Seminole specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Seminole

Live MLS inventory for Seminole. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Seminole listings as of 2026-11-11, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Bluewater · Elementary
  • Ruckel · Middle
  • Niceville · High

Zoned schools reflect the assignments reported on recent Seminole listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Seminole address.

If we were buying in Seminole today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Seminole.

Best Buy
Buyers who want an established Niceville address and will shop home-by-home.
Biggest Risk
Thin inventory, with only 2 homes active against 299, limits choice.
Sweet Spot
An updated home near the roughly 2,012-sqft median at a condition-appropriate price.
Avoid If
You need amenities or a move-in-ready, uniform-era build to choose from.

A vintage-mixed pocket, not a subdivision

The defining feature is age variety. A range from 1918 to 2024 with a median build year of 1984 means you are shopping individual homes, not a template. Two properties at similar prices can differ sharply in systems, layout, and how recently they were updated, so inspection and comparison matter more here than in a uniform-era community.

No community amenities turned up in current MLS listings, so this is not an amenity-driven buy. The draw is location within Niceville and Okaloosa County and the homes themselves. With only 2 homes active out of 299, inventory moves quietly, and the roughly 44.5-day median means a well-prepared listing still needs to earn its buyer.

“

The location and the amenities are priced into every listing in Seminole. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a mixed-vintage pocket with almost nothing active, the value is in reading each home on its own terms. We help buyers judge condition against the $565,900 median rather than a listing's asking narrative, and we help sellers position honestly so a home does not stall past the neighborhood's roughly 44.5-day norm.

Seminole in 15 seconds.

Best forBuyers who want an established Niceville address and will shop home-by-home.
Biggest advantageA settled, built-out pocket with high owner-occupancy at about 64%.
Biggest riskThin inventory, with only 2 homes active against 299, limits choice.
Sweet spotAn updated home near the roughly 2,012-sqft median at a condition-appropriate price.
Avoid ifYou need amenities or a move-in-ready, uniform-era build to choose from.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Seminole sales matched to your home.

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Recently off market in SEMINOLE 1ST ADDN

Homes in SEMINOLE 1ST ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Seminole key facts
LocationNiceville, Okaloosa County, FL · ZIP 32578
Homes in the community252 (FL DOR 2025 assessment roll)
Years built1940–2024 (median 1985.0)
Typical living area2,024 sq ft (median)
Home types (current listings and sales)detached single family 90%, mobile homes 10%
For sale right now2 active, 1 pending · median asking $477,500 · 3.4 months of supply
Owner-occupied (homestead) share65%

Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Seminole key facts,” movewithmomentum.com/neighborhoods/seminole-1st-addn, data as of November 9, 2026.

Housing distress & ownership in SEMINOLE 1ST ADDN, Niceville

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 4 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-11-09)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Just listed in Seminole

The newest homes for sale in Seminole right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Every Home for Sale in Seminole 1St Addn Right Now (3)

All 3 active and pending Seminole 1St Addn listings with a detail page, newest first, refreshed twice a day from the MLS.

SEMINOLE 1ST ADDN Market Scorecard

Seller's market

SEMINOLE 1ST ADDN is currently a seller's market. About 3.4 months of supply, a median asking price of $477,500, and homes go under contract in about 74 days.

3.4
Months supply
$477,500
Median list
$574,900
Median sold
n/a
Per sqft
74
Days on mkt
2/1/7
Active/Pend/Sold

Typical home value in the 32578 ZIP is $435,323, about 16.2% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Email me new listings in Seminole

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Seminole

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Seminole will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Recent Developments in Seminole 1st Addn

Development, infrastructure, retail, and school activity affecting Seminole 1st Addn, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Retail & Dining

    TJ Maxx to open 33,865-square-foot Destin store Nov. 1 at Paradise Key

    The off-price retailer opens at 4437 Commons Drive East with a grand opening from 8 a.m. to 8 p.m. on Nov. 1. Regular hours run 9:30 a.m. to 9:30 p.m. daily, and the store sells apparel, accessories, jewelry, and home and beauty goods.

    What it may mean for the marketA new national off-price anchor adds everyday shopping close to Destin's commercial corridor and may shorten trips for retail needs. The project is about 15 miles southwest of Seminole 1st Addn, elsewhere in Okaloosa County.

    Source: Get The Coast
  2. October 2026
    Parks & Amenities

    Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking

    Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.

    What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 24 miles west of Seminole 1st Addn, elsewhere in Okaloosa County.

    Source: Get The Coast
  3. September 2026
    Parks & Amenities

    Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park

    Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.

    What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The project is about 19 miles west of Seminole 1st Addn, elsewhere in Okaloosa County.

    Source: Get The Coast
  4. August 2026
    Infrastructure

    Walton commissioners approve up to $4.69 million Westbay Parkway design contract

    At its August 17, 2026 meeting, the Walton County Board of County Commissioners approved, on the consent agenda, a contract with Mott MacDonald for Westbay Parkway design not to exceed $4,693,502.38. The same agenda included a $184,117 Dewberry task order for the Santa Clara Regional Beach Access Bramble Grove addition.

    What it may mean for the marketDesign work on Westbay Parkway is an early step toward added road capacity in western Walton County. The site is about 3 miles east of Seminole 1st Addn.

    Source: Walton County Government
  5. July 2026
    Infrastructure

    Scenic Walton advances underground utilities and gateway landscape projects

    Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.

    What it may mean for the marketAdvances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The site is about 4 miles east of Seminole 1st Addn.

    Source: Get The Coast
  6. June 2026
    Civic

    DeSantis signs state budget with funding for Okaloosa County projects

    Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.

    What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 17 miles west of Seminole 1st Addn.

    Source: Get The Coast

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

Frequently Asked Questions

Is Seminole a buyer's or seller's market right now?
As of November 9, 2026, Seminole is roughly balanced: 3.4 months of supply at the current sales pace (Emerald Coast MLS live counts).
How many homes are in Seminole?
The Florida DOR 2025 assessment roll shows 252 homes plus 20 vacant residential lots in Seminole (public records).
What share of Seminole is owner-occupied?
65% of Seminole parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Seminole built?
Homes in Seminole were built between 1940 and 2024, with a median year built of 1985.0 (FL DOR 2025 roll).
Who is the best real estate agent for Seminole?
The best agent for Seminole is one who actively works Niceville and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Seminole.
How do I find a top Niceville real estate agent who knows Seminole?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Seminole and the wider Niceville area.
Can Momentum Realty connect me with an agent for Seminole?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Seminole purchase or sale - no call center and no pressure.
Where is Seminole, and what county is it in?
Seminole is in Niceville, Okaloosa County, FL, ZIP 32578. The community's center is about 2 miles west of the center of Niceville (straight-line).
Buyers comfortable around the $565,900 median who will weigh each home's condition individuallyExcellent fit
Those wanting an established, mostly owner-occupied Niceville location over a new-build subdivisionExcellent fit
Patient buyers willing to wait out thin inventory for the right homeExcellent fit
Buyers who need several homes to compare at onceProbably not
Those wanting community amenities like a pool or clubhouseProbably not
Buyers set on a single, consistent build era and turnkey conditionProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: November 11, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 32578))
Under-contract sharesEmerald Coast MLS records, as of 2026-11-09
Historical depthClosed-sale records back to 2026 (2 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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