Seminole 1st
Homes for Sale in Niceville, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Seminole 1ST Addn in Niceville, FL has 2 homes for sale. Over the 12 months ending 2026-09-12, 6 recorded sales closed at a median of $565,900, a median 44 days on market, sellers accepting 98% of original asking. Homes listed or recently sold were built 1975–2026 with 4 new construction. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $7,300 ($6,790 with the full homestead exemption).
Price here is driven by condition and vintage, not by a uniform product. With a median year built of 1984 but a build range spanning from 1918 to 2024, this is a mixed-age pocket where a renovated older home and a newer infill build can sit blocks apart. The median sits at $565,900 on a median of roughly 2,012 living square feet, but expect a wide spread around that number depending on how much work a given home has had.
The current market posture is thin. Just 2 active listings against 299 homes means very little is trading at any moment, and a median of about 44.5 days on market tells you buyers are taking their time rather than racing. Sellers should price to condition and be patient; buyers should not expect a deep bench of choices and may wait for the right home to surface.
Seminole 1st right now
🟡 Balanced market. 4.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 12, 2026. Confidence: Medium (2 active and pending listings, 6 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Seminole 1st market snapshot (as of September 12, 2026): the median sale price is about $566K, a median 45 days on market for closed sales, and 4.0 months of supply, a balanced market.
Seminole 1st is a community of 104 homes in Niceville, Okaloosa County, built between 1936 and 2024 (median 1983.0), with a median living area of about 1,866 square feet. 60% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
SEMINOLE 1ST ADDN is an established, mostly built-out pocket of Niceville where a long build history means no single house type defines it. With owner-occupancy at roughly 64%, it reads as a settled neighborhood rather than a churn-heavy one.
The setting & the homes.
Aerial and on-site photos of Seminole 1st. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Seminole 1stPhotos from Emerald Coast MLS listings in Seminole 1st; content deemed reliable but not guaranteed.
Who Seminole 1st is best for.
Best for
- Buyers comfortable around the $565,900 median who will weigh each home's condition individually
- Those wanting an established, mostly owner-occupied Niceville location over a new-build subdivision
- Patient buyers willing to wait out thin inventory for the right home
Probably not for
- Buyers who need several homes to compare at once
- Those wanting community amenities like a pool or clubhouse
- Buyers set on a single, consistent build era and turnkey condition
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($566K) IS the median in the snapshot above.
Windows contain 0 to 6 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
30% of homes for sale in ZIP 32578 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-12).
SEMINOLE 1ST ADDN Market Scorecard
SEMINOLE 1ST ADDN is currently a thin data market. Limited supply, a median asking price of $464,450, and homes go under contract in about 159 days.
Typical home value in the 32578 ZIP is $440,989, about 16.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in SEMINOLE 1ST ADDN, Niceville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Seminole 1st
Live MLS inventory for Seminole 1st. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Seminole 1st listings as of 2026-09-12, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Seminole 1st on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Bluewater · Elementary
- Ruckel · Middle
- Niceville · High
Zoned schools reflect the assignments reported on recent Seminole 1st listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Seminole 1st address.
Recent Developments in Seminole 1st Addn
Development, infrastructure, retail, and school activity affecting Seminole 1st Addn, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Infrastructure
Scenic Walton advances underground utilities and gateway landscape projects
Scenic Walton reported progress on countywide initiatives, including a $200,000 Freeport U.S. 331 gateway landscape project supported by a $100,000 FDOT Highway Beautification Grant, plus a 30A West gateway landscape project and early planning for countywide underground utilities. Funding for the utilities study advanced into Walton County's draft budget for fiscal year 2026 to 2027.
What it may mean for the marketAdvances roadway beautification and stormwater improvements along the Freeport U.S. 331 corridor and the 30A west gateway and lays groundwork for utility resilience upgrades across Walton County. The site is about 4 miles east of Seminole 1st Addn.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 17 miles west of Seminole 1st Addn.
Source: Get The Coast - May 2026Development
Okaloosa commissioners approve master plan for 392-lot River Park subdivision in Crestview
Okaloosa County commissioners unanimously approved the master plan for River Park, a 392 lot single family subdivision on 263 acres east of Main Drive and north of Airport Road in Crestview. The project by River Park Landing LLC will be built in three phases, with each phase requiring a separate development order approval.
What it may mean for the marketAdds substantial single family housing supply to the Crestview market and phases new residential construction onto a large tract in north Okaloosa County. The project is about 28 miles northwest of Seminole 1st Addn, elsewhere in Okaloosa County.
Source: Get The Coast - May 2026Infrastructure
Okaloosa County opens $212M Southwest Crestview Bypass
Okaloosa County opened the $212 million Southwest Crestview Bypass, a 3.5 mile four lane corridor connecting Antioch Road to State Road 85 with access from U.S. Highway 90. The project includes a 1,713 foot bridge, sidewalks, a multi use path, and direct access to the new Pineview K-8 school opening in August 2026.
What it may mean for the marketAdds a major four lane traffic corridor serving southwest Crestview and expands regional road capacity for surrounding growth in north Okaloosa County. The project is about 28 miles northwest of Seminole 1st Addn, elsewhere in Okaloosa County.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Seminole 1st buying strategy.
If we were buying in Seminole 1st today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Seminole 1st.
A vintage-mixed pocket, not a subdivision
The defining feature is age variety. A range from 1918 to 2024 with a median build year of 1984 means you are shopping individual homes, not a template. Two properties at similar prices can differ sharply in systems, layout, and how recently they were updated, so inspection and comparison matter more here than in a uniform-era community.
No community amenities turned up in current MLS listings, so this is not an amenity-driven buy. The draw is location within Niceville and Okaloosa County and the homes themselves. With only 2 homes active out of 299, inventory moves quietly, and the roughly 44.5-day median means a well-prepared listing still needs to earn its buyer.
The location and the amenities are priced into every listing in Seminole 1st. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Seminole 1st buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.9). Basis: Liquidity & Demand 4.0 months of supply; Owner Commitment 60% owner-occupied; Pricing Power 98.2% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a mixed-vintage pocket with almost nothing active, the value is in reading each home on its own terms. We help buyers judge condition against the $565,900 median rather than a listing's asking narrative, and we help sellers position honestly so a home does not stall past the neighborhood's roughly 44.5-day norm.
Seminole 1st in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Seminole 1st buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Seminole 1st sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Seminole 1st, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Seminole 1st home worth?
Get a no-obligation home value based on real comparable sales in Seminole 1st, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Seminole 1st on the map →
Frequently Asked Questions
What is the median home price in Seminole 1st?
How long do homes in Seminole 1st take to sell?
Is Seminole 1st a buyer's or seller's market right now?
How many homes are in Seminole 1st?
What share of Seminole 1st is owner-occupied?
When were the homes in Seminole 1st built?
Who is the best real estate agent for Seminole 1st?
How do I find a top Niceville real estate agent who knows Seminole 1st?
Can Momentum Realty connect me with an agent for Seminole 1st?
Should you buy in Seminole 1st?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Seminole 1st with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32536/32578)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 1993 (39 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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