Bay Arbor
Homes for Sale in Oldsmar, FL
True comps, carrying-cost math, and listings before the portals.
As of November 2026, Bay Arbor in Oldsmar, FL has 3 homes for sale. Over the 12 months ending 2026-11-13, 6 recorded sales closed at a median of $573,500, $251 per square foot, a median 78 days on market, sellers accepting 94% of original asking. Homes listed or recently sold were built 1999–2001; 16 of 16 report an HOA (median $100/mo); none of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 14 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $11,120 ($10,310 with the full homestead exemption).
| Location | Oldsmar, Pinellas County, FL · ZIP 34677 |
|---|---|
| Homes in the community | 201 (FL DOR 2025 assessment roll) |
| Years built | 1999–2002 (median 2001) |
| Typical living area | 2,240 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Pool, Playground, Deed Restrictions, Gated Community - No Guard, Gated, Gated Community |
| Sale prices, last 12 months | $573,500 median across 6 closed sales · $251 per sq ft |
| Days on market (closed sales) | 78 median |
| For sale right now | 3 active, 1 pending · median asking $550,000 · 3.0 months of supply |
| Owner-occupied (homestead) share | 82% |
| Zoned public schools | Pinellas County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of November 13, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2020 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bay Arbor key facts,” movewithmomentum.com/neighborhoods/bay-arbor-oldsmar, data as of November 13, 2026.
Last 30 days in Bay Arbor: 1 new listing (median asking $569,999), 1 under contract right now. As of November 12, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Homes For Sale Right Now in Bay Arbor
Live MLS inventory for Bay Arbor. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 6 daysTop listing
Active · 56 days
Active · 70 days
Under Contract · 60 daysActive and pending Bay Arbor listings as of 2026-11-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2020 through 2026. Tap any home to ask about it.
Every Home for Sale in Bay Arbor Right Now (4)
All 4 active and pending Bay Arbor listings with a detail page, newest first, refreshed twice a day from the MLS.
- 380 Rosalind Lane · $569,999 · 3 bd / 2.5 ba · listed Nov 6, 2026 · listed by Coastal Properties Group International
- 353 Bay Arbor Boulevard · $550,000 · 3 bd / 2 ba · listed Sep 17, 2026 · listed by Tam Bay Realty Llc
- 406 Wingate Circle · $549,900 · 3 bd / 2.5 ba · listed Sep 10, 2026 · listed by Beycome Of Florida Llc
- 212 Arbor Woods Circle · $569,900 · 3 bd / 2.5 ba · pending · listed Sep 10, 2026 · listed by Re/Max Realtec Group Inc
Bay Arbor right now
🟡 Balanced market. 3.0 months of supply and 25% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of November 13, 2026. Confidence: Medium (4 active and pending listings, 6 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bay Arbor market snapshot (as of November 13, 2026): the median sale price is about $574K ($251 per sq ft over the trailing 12 months of closed sales), a median 79 days on market for closed sales, and 3.0 months of supply, a balanced market.
Bay Arbor is a community of 201 homes in Oldsmar, Pinellas County, built between 1999 and 2002 (median 2001), with a median living area of about 2,240 square feet. 82% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Bay Arbor. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Bay ArborPhotos from Stellar MLS listings in Bay Arbor; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($574K) IS the median in the snapshot above.
Windows contain 0 to 6 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2020 through 2026. Deemed reliable but not guaranteed.
23% of homes for sale in ZIP 34677 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
Bay Arbor Market Scorecard
Bay Arbor is currently a balanced market. About 3.0 months of supply, a median asking price of $550,000, and homes go under contract in about 56 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Bay Arbor, OLDSMAR
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
Bay Arbor on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Bay Arbor
- Pool · reported on 11 of 12 listings
- Deed Restrictions · reported on 10 of 12 listings
- Playground · reported on 10 of 12 listings
- Gated Community - No Guard · reported on 7 of 12 listings
- Gated · reported on 5 of 12 listings
- Gated Community · reported on 4 of 12 listings
- Irrigation-Reclaimed Water · reported on 3 of 12 listings
- Park · reported on 2 of 12 listings
- Gated Community - Guard · reported on 1 of 12 listings
- Association Recreation - Owned · reported on 1 of 12 listings
- Recreation Facilities · reported on 1 of 12 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Bay Arbor listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Bay Arbor address.
Recent Developments in Bay Arbor
Development, infrastructure, retail, and school activity affecting Bay Arbor, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Market
North St. Petersburg FedEx warehouse sells for $58.2M, $36M below 2021 price
A 236,976 square foot FedEx Ground distribution center at 1950 102nd Avenue N. on about 63 acres near I-275 sold for $58.2 million, versus $94.5 million in 2021. FedEx has operated there since 2017 and the deed shows no change to its lease. The article ties the sale to higher borrowing costs facing the prior owner.
What it may mean for the marketThe sale points to repricing in Pinellas industrial property while the last-mile logistics hub keeps operating near I-275. The project is about 13 miles south of Bay Arbor, elsewhere in Pinellas County.
Source: St. Pete Catalyst - October 2026Development
Humane Society of Tampa Bay to open Clearwater clinic on State Road 590
The nonprofit's clinic at 2907 State Road 590, Suite 5, near its Clearwater shelter opens Nov. 2, with a grand opening Nov. 12. It offers vaccinations, wellness exams, microchipping, lab work and X-rays by appointment, with spay and neuter services planned later.
What it may mean for the marketA new low-cost veterinary option near the SR 590 corridor adds a neighborhood service amenity in central Clearwater. The project is about 6 miles southwest of Bay Arbor, elsewhere in Pinellas County.
Source: St. Pete Catalyst - August 2026Development
AECOM Hunt selected as construction manager for proposed $2.3 billion Rays ballpark in Tampa
AECOM Hunt joined the design team led by Populous for the proposed ballpark on a site that includes Hillsborough College property. The stadium would have at least 28,000 fixed seats, with a construction start targeted for September 2026 and completion by late 2028. Tampa's public contribution is up to $80 million and financing is not finalized.
What it may mean for the marketA large ballpark and surrounding mixed-use district would add construction jobs, event traffic and retail demand on the Dale Mabry corridor. The site is about 12 miles east of Bay Arbor.
Source: Tampa Bay Business and Wealth - August 2026Infrastructure
Four firms vie to build Tampa International Airport's $150 million control tower
TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.
What it may mean for the marketAirport capital spending supports construction employment and long-term air service capacity for the region. The site is about 10 miles southeast of Bay Arbor.
Source: Tampa Bay Business and Wealth - July 2026Infrastructure
St. Pete approves temporary downtown dock for Tampa Bay ferry
The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.
What it may mean for the marketEstablishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The project is about 19 miles south of Bay Arbor, elsewhere in Pinellas County.
Source: FOX 13 Tampa Bay - July 2026Development
St. Pete advances housing plan for nine vacant city lots
The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.
What it may mean for the marketAdvances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The project is about 19 miles south of Bay Arbor, elsewhere in Pinellas County.
Source: St Pete Catalyst
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Bay Arbor buying strategy.
If we were buying in Bay Arbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Arbor.
A closer look at the Bay Arbor market
At a median of $251 per square foot, Bay Arbor prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 3.0 months of supply, a balanced market. Homes that do trade take a median 79 days on market, useful leverage on any listing that has lingered.
The housing stock is 201 homes built between 1999 and 2002, and 82% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Bay Arbor. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bay Arbor buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.1). Basis: Liquidity & Demand 3.0 months of supply; Owner Commitment 82% owner-occupied; Pricing Power 94.3% sale-to-list. Refreshed with each data update.
Tools for a Bay Arbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Arbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Arbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Arbor home worth?
Get a no-obligation home value based on real comparable sales in Bay Arbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Oldsmar →
Recently off market in Bay Arbor
Homes in Bay Arbor that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 219 Bay Arbor Boulevard · off market
- 355 Ventura Drive · off market
- 384 Wingate Circle · off market
Recently sold in Bay Arbor
- 384 Wingate Circle · sold $572,000
- 219 Bay Arbor Boulevard · sold $520,000
- 355 Ventura Drive · sold $605,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
Frequently Asked Questions
What is the median home price in Bay Arbor?
How long do homes in Bay Arbor take to sell?
Is Bay Arbor a buyer's or seller's market right now?
How many homes are in Bay Arbor?
What share of Bay Arbor is owner-occupied?
When were the homes in Bay Arbor built?
What schools serve Bay Arbor?
Who is the best real estate agent for Bay Arbor?
How do I find a top Oldsmar real estate agent who knows Bay Arbor?
Can Momentum Realty connect me with an agent for Bay Arbor?
Nearby Communities
Explore more neighborhoods near Bay Arbor with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending November 13, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 34677)) |
| Under-contract shares | Stellar MLS records, as of 2026-11-13 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2020 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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