Moving to Lithia, Florida: The 2026 Data Guide

As of 2026-09-09, the median home sold in Lithia, Florida over the last 12 months went for $612,000 (334 closings across 19 communities in Momentum’s MLS record), about $221 per square foot for a median 2,659-sq-ft home built around 2008. Homes currently listed have been on the market a median of 38 days, and with 84 active listings against that sales pace the city is carrying roughly 3.0 months of supply. Sellers have been getting about 96% of their original asking price. That median is 52% above the median across Momentum’s Florida and Georgia coverage.

$612,000
Median sale (12 mo)
$221
Price per sq ft
$4,075
Est. monthly cost to own
38 days
Days listed (median)
3.0
Months of supply
39%
New construction share

What your budget buys in Lithia

Three price points from 69 recent Lithia closings in our record, each showing what actually closed within 10% of that price:

The real monthly cost of owning in Lithia

Take the median $612,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $3,163/month. Hillsborough County’s typical total millage is 15.73 mills, so after the $50,000 homestead exemption the property tax is roughly $8,839/year ($737/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Hillsborough County is about $1,816/year; private-market quotes vary with roof age and wind mitigation. 83% of current Lithia listings carry an HOA, with a median of $25/month where one applies. All in, budget on the order of $4,075/month to own the median Lithia home including a typical HOA.

For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Hillsborough County property tax guide and our home insurance by county map.

Where people are buying: Lithia’s most active communities

The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.

CommunitySales (12 mo)MedianDays listed
Hawkstone118$614,30636
FishHawk Ranch76$497,50038
FishHawk Ranch39$575,00048
FishHawk Ranch West34$471,00085
Creek Ridge Preserve18$1,173,171
FishHawk Ranch Town Center12$500,00040
Channing Park11$521,75039

Lithia by ZIP code

Sales and medians by ZIP over the same 12 months: 33547 (67 sales, median $559,000).

What’s for sale: property types, new construction, and age of homes

Of the last 12 months of sales, 77% were single-family homes, 23% townhomes or villas. New construction accounted for 39% of closings, led by Hawkstone, Creek Ridge Preserve.

Getting around from Lithia

Measured from the center of Lithia’s recent sales: Downtown Tampa is about 16 miles; Tampa International Airport (TPA) is about 21 miles; Lakeland is about 21 miles; Sarasota is about 40 miles. Distances are straight-line; drive times depend on the corridor and time of day.

Schools, taxes, and insurance: where to verify

School assignments change; check the Hillsborough County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Hillsborough County’s typical millage of 15.73; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Hillsborough County average of $1,816/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.

Lithia: the case for and against

What works in Lithia’s favor

  • homes move quickly (median 38 days listed), so well-priced homes get competition
  • 39% of sales are new construction, so builder incentives and warranties are part of the market
  • insurance is comparatively manageable here (Citizens average $1,816/year)
  • no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead

What to plan for

  • prices run 52% above the statewide median in our coverage
  • only about 3.0 months of supply, so choice is limited in the most popular price bands
  • 83% of listings carry an HOA (median $25/month)
  • property taxes reset to your purchase price, so never budget off the seller’s bill

Your Lithia relocation toolkit

Common questions about moving to Lithia

How much does a house cost in Lithia, FL?
The median sale over the last 12 months was $612,000 (334 closings), about $221 per square foot. Among recent closings in our record a quarter sold under $418,000 and a quarter over $715,000.
What does it cost per month to own a home in Lithia?
For the median $612,000 home with 20% down at 6.71%, roughly $4,075 per month including principal, interest, Hillsborough County property tax after the homestead exemption, insurance, and a typical HOA.
What are property taxes like in Lithia?
Hillsborough County's typical total millage is 15.73 mills. On the median home that is about $8,839 a year for a new owner after the $50,000 homestead exemption; the assessment resets at purchase, so the seller's bill is not a guide.
Is Lithia a buyer's or seller's market right now?
With about 3.0 months of supply and a median 38 days on market for current listings, conditions favor sellers.
Is there a lot of new construction in Lithia?
New construction was 39% of sales in the last 12 months, concentrated in Hawkstone, Creek Ridge Preserve.
Does Florida have a state income tax?
No. Florida has no state income tax, including on retirement income, and the Save Our Homes cap limits how fast a homesteaded assessment can rise.

Sales figures are Momentum Realty’s MLS record of closings in Lithia communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Hillsborough County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.

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