Living in Ormond Beach, Florida: The 2026 Data Guide
As of 2026-09-11, the median home sold in Ormond Beach, Florida over the last 12 months went for $410,000 (429 closings across 192 communities in Momentum’s MLS record), about $204 per square foot for a median 1,994-sq-ft home built around 1979. Homes currently listed have been on the market a median of 100 days, and with 377 active listings against that sales pace the city is carrying roughly 10.5 months of supply. Sellers have been getting about 95% of their original asking price. That is right in line with the median across Momentum’s Florida and Georgia coverage.
What your budget buys in Ormond Beach
Three price points from 629 recent Ormond Beach closings in our record, each showing what actually closed within 10% of that price:
- Around $281,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,398 sq ft, built around 1974 (102 sales).
- Around $410,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,757 sq ft, built around 1979 (142 sales).
- Around $475,000: the typical sale in this band was a 3-bed, 2-bath home of about 1,969 sq ft, built around 1981 (115 sales).
The real monthly cost of owning in Ormond Beach
Take the median $410,000 home with 20% down at today’s 6.71% 30-year rate: principal and interest run about $2,119/month. Volusia County’s typical total millage is 19.21 mills, so after the $50,000 homestead exemption the property tax is roughly $6,917/year ($576/month) for a new owner — the seller’s capped bill on the listing will be lower and is not your number. Citizens Property Insurance’s average premium in Volusia County is about $1,807/year; private-market quotes vary with roof age and wind mitigation. 67% of current Ormond Beach listings carry an HOA, with a median of $143/month where one applies. All in, budget on the order of $2,989/month to own the median Ormond Beach home including a typical HOA.
For the full worksheet — taxes by scenario, the homestead exemption, and how the Save Our Homes cap works after year one — see the Volusia County property tax guide and our home insurance by county map.
Where people are buying: Ormond Beach’s most active communities
The communities with the most closings in the last 12 months, with each one’s median sale and how long its current listings have been on the market. Every name links to that community’s own guide with live listings.
| Community | Sales (12 mo) | Median | Days listed |
|---|---|---|---|
| Halifax Plantation | 100 | $410,000 | 100 |
| Plantation Bay | 93 | $585,000 | 112 |
| Hunter's Ridge | 64 | $410,350 | 109 |
| Northbrook | 16 | $360,000 | 92 |
| Ormond Lakes | 16 | $444,000 | 80 |
| Ormond By The Sea | 14 | $288,750 | 64 |
| Breakaway Trails | 12 | $632,450 | 102 |
| Oak Forest | 12 | $397,500 | 85 |
Ormond Beach by ZIP code
Sales and medians by ZIP over the same 12 months: 32174 (369 sales, median $362,250), 32176 (245 sales, median $400,000).
What’s for sale: property types, new construction, and age of homes
Of the last 12 months of sales, 79% were single-family homes, 6% townhomes or villas, and 13% condos. New construction accounted for 8% of closings, led by Seminole Park. The housing stock skews older: 7% of homes sold were built in 2015 or later and 51% before 1980.
Getting around from Ormond Beach
Measured from the center of Ormond Beach’s recent sales: St. Augustine is about 43 miles; Downtown Orlando is about 56 miles; Orlando International Airport (MCO) is about 62 miles; Ocala is about 65 miles. Distances are straight-line; drive times depend on the corridor and time of day.
Schools, taxes, and insurance: where to verify
School assignments change; check the Volusia County school grades page for the district’s current grades, and confirm zoning for a specific address directly with the district. Property tax figures on this page use Volusia County’s typical millage of 19.21; municipal and special-district millage varies inside the county. Insurance uses Citizens’ Volusia County average of $1,807/year; a wind-mitigation inspection and roof age can move a private quote a long way in either direction.
Ormond Beach: the case for and against
What works in Ormond Beach’s favor
- about 10.5 months of supply gives buyers room to negotiate
- insurance is comparatively manageable here (Citizens average $1,807/year)
- no state income tax, and Florida’s Save Our Homes cap limits assessment growth once you homestead
What to plan for
- listings sit a median of 100 days, which favors buyers on price but signals a slower market
- 67% of listings carry an HOA (median $143/month)
- property taxes reset to your purchase price, so never budget off the seller’s bill
Your Ormond Beach relocation toolkit
- Homes for sale in Ormond Beach right now
- Cost of living in Ormond Beach
- Best neighborhoods in Ormond Beach
- New construction in Ormond Beach
- Find an agent in Ormond Beach
- Ormond Beach ZIP codes with prices
- Search every Ormond Beach community
Common questions about moving to Ormond Beach
How much does a house cost in Ormond Beach, FL?
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Does Florida have a state income tax?
Sales figures are Momentum Realty’s MLS record of closings in Ormond Beach communities over the trailing 12 months (community snapshots as of their last refresh; price-band examples from the most recent closings on file); tax and insurance figures are Volusia County data. Estimates, not guarantees; verify before relying on them. General relocation guidance, not financial advice. Equal Housing Opportunity.