Annabella'S Townhomes
Homes for Sale in Panama City Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Annabella's Townhomes is trading at a median of $236,000, and the current posture is soft: prices are down 13.4% year over year and the market heat score sits at 17, which points to a buyer-favorable window rather than a competitive one. With a median 82.5 days on market, homes here are not moving fast, so sellers need to price to condition rather than to expectation.
Only 14 closings in the recent window means this is a thin data set — enough to read direction, not enough to call it precise. Buyers can negotiate on terms and timeline; sellers should expect a longer marketing period and should lean on presentation and pricing discipline rather than assuming quick absorption.
Annabella'S Townhomes right now
🔴 Off the recent peak. The trailing-12-month median ($236K) is down 13.4% from the prior 12 months ($272K) and up 103% since 2012. With about 18 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level cpar closed sales, 12-month windows ending July 28. Confidence: Low (14 and 5 sales in the two windows).
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Updated July 28, 2026 · Live data: cpar, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Annabella'S Townhomes market snapshot (as of July 28, 2026): the median sale price is about $236K, and a median 83 days on market for closed sales. The trailing-12-month median is down 13% from the prior 12 months and up 103% since 2012, computed from record-level cpar closed sales (14 closings in the current window).
This is a smaller townhome community where the recent pricing pullback and extended time on market suggest a buyer-friendly stretch, though limited closing volume means any single sale can move the numbers.
Who Annabella'S Townhomes is best for.
Best for
- A buyer prioritizing a lower entry point in Panama City Beach and comfortable with a longer purchase or negotiation timeline.
- An investor or second-home buyer evaluating unit-level condition and location rather than community amenities.
- A buyer who wants room to negotiate given the current below-median-heat, longer-days-on-market environment.
Probably not for
- A buyer who wants on-site community amenities as part of the purchase.
- A seller expecting a fast sale without adjusting price to current conditions.
- A buyer relying on short-term price appreciation given the recent year-over-year decline.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 28 of each year, from record-level cpar closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($236K) IS the median in the snapshot above, and the move from 2025 ($272K) IS the -13.4% one-year change.
Windows contain 5 to 40 sales each (14 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Annabella'S Townhomes buying strategy.
If we were buying in Annabella'S Townhomes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Annabella'S Townhomes.
Reading the slowdown
The headline number worth sitting with is the 13.4% year-over-year decline against a longer-run gain of 103% since 2012. That combination tells a story of a community that built substantial value over more than a decade and is now giving some of it back in the short term — not unusual for smaller inventory pools where a handful of sales can swing the median in either direction.
The 82.5-day median time on market, paired with a market heat score of 17, confirms this is not a fast-moving segment right now. No community amenities are identified from current MLS listings, so value here is driven by the unit itself — layout, condition, location within Panama City Beach — rather than shared recreational features. Buyers should factor that into how they compare this community against others in Bay County.
The location and the amenities are priced into every listing in Annabella'S Townhomes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Annabella'S Townhomes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.8). Basis: Long-Term Appreciation +103% since 2012; Recent Direction -13.4% year-over-year; Pricing Power 92.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With only 14 recent closings and a soft heat score, pricing this community correctly takes a close read of individual unit condition and recent comparables rather than a generic market template. We track the actual listings and closed data here so you are negotiating from current numbers, not last year's assumptions.
Annabella'S Townhomes in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Annabella'S Townhomes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Annabella'S Townhomes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Annabella'S Townhomes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Annabella'S Townhomes home worth?
Get a no-obligation home value based on real comparable sales in Annabella'S Townhomes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Annabella'S Townhomes?
How long do homes in Annabella'S Townhomes take to sell?
Do cash buyers compete in Annabella'S Townhomes?
Have Annabella'S Townhomes home prices gone up?
Who is the best real estate agent for Annabella'S Townhomes?
How do I find a top Panama City Beach real estate agent who knows Annabella'S Townhomes?
Can Momentum Realty connect me with an agent for Annabella'S Townhomes?
Should you buy in Annabella'S Townhomes?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | cpar closed sales, 12-month windows ending July 28, 2026 |
| Historical depth | Closed-sale records back to 2012 (292 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.
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