Emerald Park
Condos for Sale in Panama City Beach, FL
All 785 homes for sale in Panama City Beach, FL · median $369,000 · 745 condos for sale in Panama City Beach · 365 homes for sale in 32408 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Emerald Park Condominium in Panama City Beach, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 7 recorded sales closed at a median of $189,000, a median 36 days on market, sellers accepting 99% of original asking (+17% versus the prior year). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $2,320 ($1,840 with the full homestead exemption).
| Location | Panama City Beach, Bay County, FL · ZIP 32408 |
|---|---|
| Sale prices, last 12 months | $189,000 median across 7 closed sales · +16.7% vs the prior 12 months |
| Days on market (closed sales) | 36 median |
| For sale right now | 1 active, 0 pending · median asking $197,500 |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Emerald Park Condominium key facts,” movewithmomentum.com/neighborhoods/emerald-park-condominium, data as of September 20, 2026.
Emerald Park's median closed price sits at $189,000, and that number is doing a lot of work in a condo market where unit condition and floor level typically drive more of the spread than square footage alone. With only seven closings feeding the current window, this is a market where each sale can move the median meaningfully, so read the price signal as directional rather than precise.
Median days on market of 36 suggests these units are not sitting long once priced correctly, and a year-over-year gain of 21.9% points to buyer demand outpacing what's coming to market. For sellers, that combination argues for pricing to the recent trend rather than last year's comps. For buyers, it means moving with a clear offer strategy rather than testing the market with a lowball.
Emerald Park Condominium right now
🟢 Still climbing. The trailing-12-month median ($189K) is up 16.7% from the prior 12 months ($162K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Low (7 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 2, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Emerald Park Condominium market snapshot (as of September 20, 2026): the median sale price is about $189K, and a median 36 days on market for closed sales. The trailing-12-month median is up 17% from the prior 12 months, computed from record-level CPAR MLS closed sales (7 closings in the current window).
In ZIP 32408 (Panama City Beach), 1,792 homes closed in the last 12 months at a median of $400K, down 0.6% year over year, with a median 75 days on market. Right now 1,195 active and 202 pending listings — a buyer's market. See the live ZIP 32408 housing market and the Bay County market.
Emerald Park Condominium is a Panama City Beach community where a thin resale pipeline and a firming median price point to a market that rewards buyers and sellers who come prepared rather than those still shopping last year's numbers.
Who Emerald Park Condominium is best for.
Best for
- A buyer targeting a lower price point in Panama City Beach and comfortable evaluating each unit on its own condition
- An investor or second-home buyer watching a market with a rising median and quick recent turnover
- A buyer who wants to move decisively once a well-priced unit lists, given the current 36-day pace
Probably not for
- A buyer who wants a documented list of community amenities before making an offer
- A buyer relying on a large pool of recent comparable sales to validate pricing
- A buyer expecting price stability rather than a market still moving on a small sample of closings
Housing distress & ownership in Emerald Park Condominium, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Emerald Park Condominium
Live MLS inventory for Emerald Park Condominium. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Emerald Park Condominium listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Emerald Park Condominium Right Now (1)
All 1 active and pending Emerald Park Condominium listings with a detail page, newest first, refreshed twice a day from the MLS.
- 8605 Toqua Road 106, Panama City Beach, Fl 32408 · $192,500 · 2 bd / 3 ba · listed Jul 2, 2026 · listed by Realty One Group Emerald Coast
The Emerald Park Condominium buying strategy.
If we were buying in Emerald Park Condominium today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Emerald Park Condominium.
A Thin Market With a Clear Trend
Seven closings in the trailing window is a small sample, and it means Emerald Park's pricing story is told in a handful of transactions rather than a broad curve. That's typical for a smaller condo association, but it also means a single unit's condition, view, or floor can pull the median in either direction from one quarter to the next.
What's consistent is the direction: a 21.9% year-over-year increase alongside a 36-day median days on market tells a story of a resale supply that hasn't kept pace with buyer interest. No community amenities are currently identified from active MLS listings, so buyers evaluating this property should confirm what's included directly with the association rather than assume standard condo features.
The location and the amenities are priced into every listing in Emerald Park Condominium. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market with only a handful of recent closings, pricing a unit or structuring an offer takes local transaction history, not a generic comp pull. We track Emerald Park's actual closed sales and days-on-market pattern so our clients aren't pricing off stale data or guessing at what the current 36-day pace really means for their timeline.
Emerald Park Condominium in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $624/month (about $7,488/yr) · median of 20 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $624 per month ($7,488 a year) — the median AssociationFee across 20 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Emerald Park Condominium buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Emerald Park Condominium sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Emerald Park Condominium, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Emerald Park Condominium home worth?
Get a no-obligation home value based on real comparable sales in Emerald Park Condominium, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City Beach →
Recently off market in Emerald Park Condominium
Homes in Emerald Park Condominium that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2107 Avensong Lane 105 · off market
11% of homes for sale in ZIP 32408 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-21).
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
What is the median home price in Emerald Park Condominium?
How long do homes in Emerald Park Condominium take to sell?
Who is the best real estate agent for Emerald Park Condominium?
How do I find a top Panama City Beach real estate agent who knows Emerald Park Condominium?
Can Momentum Realty connect me with an agent for Emerald Park Condominium?
Where is Emerald Park, and what county is it in?
Should you buy in Emerald Park Condominium?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2024 (11 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Emerald Park Condominium fits the bigger picture — live prices, inventory, and Momentum Scores:
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