Baldwin Rowe
Homes for Sale in Panama City, FL
All 257 homes for sale in Panama City, FL · median $349,000 · 118 homes for sale in 32405 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Baldwin Rowe in Panama City, FL has 4 homes for sale and 2 pending, asking from $219,900 to $265,000 (median $233,750). Homes listed or recently sold were built 2007–2017; 6 of 6 report an HOA (median $193/mo); none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 38 ft).
| Location | Panama City, Bay County, FL · ZIP 32405, 32444 |
|---|---|
| Homes in the community | 60 (FL DOR 2025 assessment roll) |
| Years built | 2007–2007 (median 2007) |
| Typical living area | 1,846 sq ft (median) |
| Home types (current listings and sales) | attached 100% |
| For sale right now | 5 active, 1 pending · median asking $240,000 |
| Owner-occupied (homestead) share | 42% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Baldwin Rowe key facts,” movewithmomentum.com/neighborhoods/baldwin-rowe, data as of September 20, 2026.
Homes For Sale Right Now in Baldwin Rowe
Live MLS inventory for Baldwin Rowe. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Baldwin Rowe listings as of 2026-09-30, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Baldwin Rowe Right Now (6)
All 6 active and pending Baldwin Rowe listings with a detail page, newest first, refreshed twice a day from the MLS.
- 901 Baldwin Rowe Circle, Panama City, Fl 32405 · $250,000 · 3 bd / 3 ba · pending · listed Sep 5, 2026 · listed by Red Realty Beachside Properties LLC
- 402 Baldwin Rowe Circle, Panama City, Fl 32405 · $219,900 · 2 bd / 3 ba · listed Aug 1, 2026 · listed by Counts Real Estate Group
- 201 Baldwin Rowe Circle, Panama City, Fl 32405 · $255,000 · 3 bd / 3 ba · pending · listed Jul 11, 2026 · listed by Centergate Realty LLC
- 204 Baldwin Rowe Circle, Panama City, Fl 32405 · $265,000 · 3 bd / 3 ba · listed Jul 2, 2026 · listed by Keller Williams Success Realty
- 406 Baldwin Rowe Circle 406, Panama City, Fl 32405 · $240,000 · 3 bd / 3 ba · listed Jul 2, 2026 · listed by Keller Williams Success Realty
- 802 Baldwin Rowe Circle, Panama City, Fl 32405 · $227,500 · 2 bd / 3 ba · listed Jul 2, 2026 · listed by Salty Marlin Realty LLC
Baldwin Rowe in Panama City is a thin-data market right now. Our snapshot shows just two closings in the tracked window, which is not enough volume to draw a reliable line on pricing or pace. Anyone quoting you a confident median or a days-on-market figure for this community is extrapolating beyond what the MLS actually supports.
With that little activity, the honest posture is patience and case-by-case comparison. A seller here should lean on a direct comparison to the two recent sales and the condition of their own home rather than a market-wide trend. A buyer should treat any single listing on its own merits, since there is not enough closed data to say whether it is priced in line with the neighborhood.
The 60-Second Overview
Current MLS records for Baldwin Rowe show limited turnover, with only two closings in the most recent tracked window and no community amenities listed on active or recent listings.
CPAR sales records identify 13 homes in Baldwin Rowe that have changed hands since 2018, built between 2007 and 2017 (median 2007), with a median living area of about 1,654 sq ft and a typical 3-bedroom, 2.5-bath layout. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Baldwin Rowe. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Baldwin RowePhotos from CPAR MLS listings in Baldwin Rowe; content deemed reliable but not guaranteed.
Who Baldwin Rowe is best for.
Best for
- A buyer comfortable evaluating a home largely on its own merits, given the limited number of recent comparables
- A seller with a home in strong, well-documented condition who wants a direct comparison to the two recent closings rather than a broad market trend
- A buyer or investor willing to do independent legwork to confirm any amenities or community features not shown in current listings
Probably not for
- A buyer who wants a well-established median price or days-on-market figure before making a decision
- A buyer specifically shopping for documented community amenities, since none are currently identified in MLS listings
- A seller expecting a market-wide pricing trend to justify their list price, given the small number of tracked closings
The market around Baldwin Rowe
Baldwin Rowe is too small for its own price trend, so here is the market around it.
In ZIP 32405, 163 homes are on the market and 23% are under contract — a steady corner of Panama City.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32405 (Panama City), 697 homes closed in the last 12 months at a median of $280K, down 6.8% year over year, with a median 56 days on market. Right now 202 active and 86 pending listings — a balanced market. See the live ZIP 32405 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Baldwin Rowe specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Baldwin Rowe, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Baldwin Rowe on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Baldwin Rowe buying strategy.
If we were buying in Baldwin Rowe today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Baldwin Rowe.
A Market With Not Much to Say Yet
Two closings is a data point, not a trend line. It tells us buyers and sellers are transacting here, but it does not tell us whether prices are climbing, holding, or softening, and it does not support a meaningful median or pace-of-sale figure. Treat any broader claim about this community's market direction with skepticism until more closings accumulate.
The MLS also shows no community amenities identified on current listings. That does not necessarily mean the community lacks any, only that nothing has been documented in the listing data we can verify. If amenities matter to your decision, confirm directly with a walk-through or with local records rather than relying on the listing sheet.
The location and the amenities are priced into every listing in Baldwin Rowe. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume community like Baldwin Rowe, the value of a broker is in knowing what the data can and cannot tell you. We will not manufacture a market narrative out of two sales. Instead, we pull the actual comparables, check them against condition and terms, and give you a grounded read before you make an offer or set a list price.
Baldwin Rowe in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $193/month (about $2,316/yr) · median of 120 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $193 per month ($2,316 a year) — the median AssociationFee across 120 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Baldwin Rowe buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Baldwin Rowe sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Baldwin Rowe, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Baldwin Rowe home worth?
Get a no-obligation home value based on real comparable sales in Baldwin Rowe, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
20% of homes for sale in ZIP 32405 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-30).
Frequently Asked Questions
How many homes are in Baldwin Rowe?
What share of Baldwin Rowe is owner-occupied?
When were the homes in Baldwin Rowe built?
Who is the best real estate agent for Baldwin Rowe?
How do I find a top Panama City real estate agent who knows Baldwin Rowe?
Can Momentum Realty connect me with an agent for Baldwin Rowe?
Where is Baldwin Rowe, and what county is it in?
Should you buy in Baldwin Rowe?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 30, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32405/32444)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (163 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Baldwin Rowe fits the bigger picture — live prices, inventory, and Momentum Scores:
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