Bay Front
Homes for Sale in St. Petersburg, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, Bay Front Sub in St Petersburg, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $1,225,000, $558 per square foot, a median 23 days on market, sellers accepting 93% of original asking. Homes listed or recently sold were built 1919–1951. At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $23,750 ($22,940 with the full homestead exemption).
| Location | St Petersburg, Pinellas County, FL · ZIP 33701, 33704 |
|---|---|
| Homes in the community | 1,020 (FL DOR 2025 assessment roll) |
| Years built | 1900–2024 (median 1938) |
| Typical living area | 1,890 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Dog Park, Fitness Center, Park, Pool, Security System, Tennis Court(s) |
| Sale prices, last 12 months | $1,225,000 median across 4 closed sales · $558 per sq ft |
| Days on market (closed sales) | 23 median |
| For sale right now | 1 active, 0 pending · median asking $2,135,000 · 3.0 months of supply |
| Owner-occupied (homestead) share | 64% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bay Front Sub key facts,” movewithmomentum.com/neighborhoods/bay-front-sub, data as of September 20, 2026.
Last 30 days in Bay Front: 1 closed sale (median $1,450,000). As of September 26, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Price here is driven by two things the median can't fully show: age and condition. With a median build year of 1938 and stock running all the way from 1900 to 2024, a $1,000,000 median and roughly $556 per square foot reflect a wide spread between original early-century homes and rebuilt or new-construction infill. On a median footprint near 1,891 square feet, you are frequently paying for location and lot rather than raw size, so what a specific home has actually had done to it matters more than any neighborhood average.
The market posture is balanced, not frantic. A heat score of 52 and a median of 45 days on market tell you buyers have time to inspect, negotiate, and walk away, and sellers should price to condition rather than to hope. With a homestead share around 64 percent, most owners here are long-term rather than transactional, which tends to keep listing inventory measured.
Bay Front right now
🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 4 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 26, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bay Front market snapshot (as of September 20, 2026): the median sale price is about $1.23M ($558 per sq ft over the trailing 12 months of closed sales), a median 24 days on market for closed sales, and 3.0 months of supply, a balanced market.
In ZIP 33701 (St Petersburg), 1,166 homes closed in the last 12 months at a median of $1.65M ($836/sq ft), up 6.9% year over year, with a median 20 days on market. Right now 165 active and 28 pending listings put supply at about 2.6 months — a healthy market. See the live ZIP 33701 housing market and the Pinellas County market.
County records show 108 qualified sales in Bay Front across 2024–2025 (64 in 2024, 44 in 2025), median $860,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Bay Front is a community of 1,020 homes in St Petersburg, Pinellas County, built between 1900 and 2024 (median 1938), with a median living area of about 1,890 square feet. 64% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Bay Front Sub is a mature, waterfront-adjacent pocket of St Petersburg where the housing stock spans more than a century, so two homes on the same block can differ enormously in age, condition, and what they cost to maintain.
The setting & the homes.
Aerial and on-site photos of Bay Front. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Bay Front; content deemed reliable but not guaranteed.
Who Bay Front is best for.
Best for
- Buyers around the $1,000,000 mark who value location and lot over raw square footage
- Renovation-minded buyers comfortable taking on an older home and its systems work
- Long-hold buyers who want a mature St Petersburg setting and can move at a measured pace
Probably not for
- Buyers who need maximum square footage per dollar
- Buyers who want turnkey new construction and no maintenance surprises
- Buyers expecting a fast, low-competition flip in a hot-market window
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.23M) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Deemed reliable but not guaranteed.
15% of homes for sale in ZIP 33701 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-25).
Bay Front Market Scorecard
Bay Front is currently a balanced market. About 3.0 months of supply, a median asking price of $2,135,000, and homes go under contract in about 128 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Bay Front Sub, St Petersburg
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Bay Front
Live MLS inventory for Bay Front. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Bay Front listings as of 2026-09-22, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. Tap any home to ask about it.
Every Home for Sale in Bay Front Sub Right Now (1)
All 1 active and pending Bay Front Sub listings with a detail page, newest first, refreshed twice a day from the MLS.
- 436 12th Avenue · $2,135,000 · 5 bd / 4.5 ba · listed Jun 27, 2026 · listed by Southern Roots Realty, Llc
Bay Front on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
The Bay Front buying strategy.
If we were buying in Bay Front today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Front.
Reading price in a century-wide housing stock
The single most useful thing to understand about Bay Front Sub is the age range. When a subdivision holds homes built as early as 1900 alongside construction as recent as 2024, the median price stops being a reliable guide to any one property. A $1,000,000 median tells you the center of gravity; it does not tell you whether you are buying an original 1930s structure needing systems work or a recent rebuild. Inspection findings and renovation history will move value far more than a square-foot rule of thumb.
At a median near 1,891 square feet, this is not a tract of oversized new builds. Much of the value sits in the land and the setting, which means condition-driven pricing is the norm here. Expect a genuine spread on either side of the median, and budget for the reality that older homes carry deferred-maintenance risk that newer infill does not.
The location and the amenities are priced into every listing in Bay Front. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Bay Front buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.2). Basis: Liquidity & Demand 3.0 months of supply; Owner Commitment 64% owner-occupied; Pricing Power 92.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a neighborhood where a century separates the oldest and newest homes, our job is to tell you what you're actually paying for. We read each property on its own condition, renovation history, and lot rather than leaning on the median, and with homes sitting a median of 45 days on market, we have the room to inspect carefully and negotiate on the facts.
Bay Front in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bay Front buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Front sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Front, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Front home worth?
Get a no-obligation home value based on real comparable sales in Bay Front, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Bay Front on the map →
Frequently Asked Questions
What is the median home price in Bay Front?
How long do homes in Bay Front take to sell?
Is Bay Front a buyer's or seller's market right now?
How many homes are in Bay Front?
What share of Bay Front is owner-occupied?
When were the homes in Bay Front built?
Who is the best real estate agent for Bay Front?
How do I find a top St Petersburg real estate agent who knows Bay Front?
Can Momentum Realty connect me with an agent for Bay Front?
Where is Bay Front, and what county is it in?
Should you buy in Bay Front?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 22, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 33701/33704)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2006 (37 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Bay Front Sub fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Bay Front. These are the public schools most often assigned to other communities in ZIP 33701 / 33704; zones change and vary by address, so confirm with the district before you buy.
- John Hopkins Middle School · Middle · FLDOE grade B (assigned to 9 nearby communities)
- St. Petersburg High School · Public · FLDOE grade A (assigned to 7 nearby communities)
- North Shore Elementary School · Elementary · FLDOE grade A (assigned to 4 nearby communities)
- North Shore Elementary · Public · FLDOE grade A (assigned to 4 nearby communities)
- Shore Acres Elementary School · Elementary · FLDOE grade A (assigned to 4 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Bay Front with Momentum Realty’s local guides.