Whispering Waters Condo
Homes for Sale in St Petersburg, FL
True comps, carrying-cost math, and listings before the portals.
Whispering Waters is a small condo community of 30 units in St Petersburg, all built in 1959. When every building shares one vintage, price is set almost entirely by condition and interior updates rather than age or floor plan variety. Expect a wide spread between renovated and original units, and treat the median as a midpoint, not a menu.
Closing activity has been thin in the recent window, so a single sale can move perception more than it should. For sellers, that means pricing to condition and comparable interiors matters more than chasing a headline number. For buyers, it means patience and a willingness to underwrite the reserve and assessment picture behind a 1959 structure.
Who Whispering Waters Condo is best for.
Best for
- Buyers comfortable renovating an older unit to build value through condition
- Owner-occupants seeking a modestly sized condo who plan to hold rather than flip quickly
- Cash or condo-savvy buyers prepared to scrutinize association finances and assessments
Probably not for
- Buyers who require newer construction or modern systems out of the box
- Anyone needing quick resale liquidity in a small, low-turnover pool
- Buyers relying on financing that is sensitive to older-condo reserve and approval requirements
The market around Whispering Waters Condo
Whispering Waters Condo is a small community — 13 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
Across Pinellas County, 6,909 homes are active and 1,852 pending (21% under contract).
The housing mix here is 98% condominium, 2% ?.
ZIP and county figures describe the wider market, not Whispering Waters Condo specifically. Momentum Research analysis of MLS records.
The Whispering Waters Condo buying strategy.
If we were buying in Whispering Waters Condo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Whispering Waters Condo.
A single-vintage condo pool
With all 30 homes built in 1959 and a median size near 1,360 square feet, the physical product is consistent. That simplifies the comparison for buyers: you are largely weighing kitchens, baths, systems, and finishes rather than square footage or newer construction. The tradeoff is that a 1959 building carries the usual older-condo diligence items, so the association's finances, reserves, and any planned assessments deserve a hard look before you write.
Just over half the units carry a homestead exemption, which points to a meaningful owner-occupied base rather than a building dominated by short-term turnover. That tends to support steadier ownership, but it also means inventory can be scarce and timing less predictable when you want in or out.
The location and the amenities are priced into every listing in Whispering Waters Condo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 30-unit pool with light recent turnover, the value is in reading condition against the association's fundamentals, not in scanning a long list of comps. We help buyers pressure-test reserves, assessment history, and lender approval on an older condo, and we help sellers price to interior condition instead of a single misleading sale.
Whispering Waters Condo in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Whispering Waters Condo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Whispering Waters Condo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Whispering Waters Condo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Whispering Waters Condo home worth?
Get a no-obligation home value based on real comparable sales in Whispering Waters Condo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in Whispering Waters Condo?
What share of Whispering Waters Condo is owner-occupied?
When were the homes in Whispering Waters Condo built?
Do cash buyers compete in Whispering Waters Condo?
Who is the best real estate agent for Whispering Waters Condo?
How do I find a top St Petersburg real estate agent who knows Whispering Waters Condo?
Can Momentum Realty connect me with an agent for Whispering Waters Condo?
Should you buy in Whispering Waters Condo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (7 streets, ZIP 33701)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2014 (26 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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