Bay Harbor Estates
Homes for Sale in Seminole, FL

All 410 homes for sale in Seminole, FL · median $372,500 · 74 homes for sale in 33776 · Pinellas County homes for sale

Community in Seminole · Pinellas County · ZIP 33776
177 homesBuilt 1968–1996
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Built fromLive Stellar MLS data21 years of closingsFL DOR public recordsUpdated twice daily

As of November 2026, the MLS records 1 closed sale in Bay Harbor Estates in Seminole, FL, the most recent in July 2026. Across Seminole as a whole, 951 homes closed in the last 12 months at a median of $415,000, 48 median days on market, with 352 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $8,050 ($7,230 with the full homestead exemption).

Live · Bay Harbor Estates Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
1
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
82%
Owner-occupied · Bay Harbor Estates
146 of 177 parcels homesteaded (FL DOR 2025)
18%
Non-owner-occupied · Bay Harbor Estates
incl. 4% trust or LLC-held · 8% out-of-state
177
Homes in the community
177 residential parcels (FL DOR 2025)
Track record · 21 years of records
19
Recorded sales · 2024-2025
median $507K · qualified sales on the county roll (FL DOR 2025)
Est. 1968
Community established
homes built 1968-1996, median 1974 (FL DOR 2025)
0.6%/yr
Turnover rate
about 1 of 177 homes trade a year
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 14, 2026

Bay Harbor Estates is a built-out pocket of 177 homes in Seminole, with construction running from 1968 to 1996 and a median build year of 1974. That age profile is the story here: price is driven far less by any list figure than by what a given owner has done to the house. Two homes of the same footprint can sit worlds apart on condition — original systems and finishes versus a full modernization — so the spread is wide and condition-led rather than square-footage-led.

With a homestead share of about 82.5%, this is a live-in neighborhood rather than an investor or rental churn zone, and that tends to hold inventory tight. For a seller, the leverage is in updates that are visible and documented; for a buyer, the work is in reading past cosmetics to the mechanicals and roof age on a home that may be fifty-plus years old. Underwrite for the renovation gap, not the sticker.

Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.

Nearby homes for sale

No active listings inside Bay Harbor Estates right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

14304 91ST AVENUE
$595K · 0.0 mi away
3 bd · 2 ba · 1,464 sqft
14304 91ST AVENUE
Listed by CHARLES RUTENBERG REALTY INC
14462 91ST AVENUE
$600K · 0.1 mi away
3 bd · 2.5 ba · 1,826 sqft
14462 91ST AVENUE
Listed by REAL PROPERTY MANAGEMENT SUNSHINE CITY
9000 COMMODORE DRIVE #302
$230K · 0.1 mi away
2 bd · 2 ba · 1,055 sqft
9000 COMMODORE DRIVE #302
Listed by RE/MAX ALLIANCE GROUP
$300K · 0.1 mi away
2 bd · 1 ba · 1,012 sqft
14324 93RD AVENUE
Listed by LPT REALTY, LLC
8779 143RD STREET
$285K · 0.2 mi away
2 bd · 2 ba · 1,649 sqft
8779 143RD STREET
Listed by FUTURE HOME REALTY INC
14245 93RD AVENUE
$299K · 0.2 mi away
2 bd · 2 ba · 1,587 sqft
14245 93RD AVENUE
Listed by HOMETOWN REALTY OF NORTH FLORIDA, INC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

A compact, fully established Seminole community of 177 homes built between 1968 and 1996, where the median living area of roughly 1,925 square feet points to real single-family space rather than starter boxes.

Stellar MLS sales records identify 23 homes in Bay Harbor Estates that have changed hands since 2004, built between 1978 and 1979 (median 1979), with a median living area of about 1,806 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 19 qualified sales in Bay Harbor Estates across 2024–2025 (11 in 2024, 8 in 2025), median $507,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers with a renovation budget who want to buy on condition and build equity through improvements
  • Long-hold owner-occupants seeking a stable, built-out neighborhood over a churning one
  • Those wanting real single-family living space around 1,900 square feet without paying for new construction

Probably not for

  • Buyers who need move-in-ready, new-build finishes and won't touch a home from the 1970s
  • Short-term flippers counting on quick turnover in a tightly held, owner-occupied market
  • Anyone unwilling to underwrite roof, HVAC, and system replacement costs on an older home

The market around Bay Harbor Estates

Bay Harbor Estates is too small for its own price trend, so here is the market around it.

In ZIP 33776, 89 homes are on the market and 25% are under contract — a steady corner of Seminole.

Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).

In ZIP 33776 (Seminole), 40 homes closed in the last 12 months at a median of $388K ($273/sq ft), down 17.3% year over year, with a median 35 days on market. Right now 20 active and 11 pending listings put supply at about 6.0 months — a balanced market. See the live ZIP 33776 housing market and the Pinellas County market.

ZIP and county figures describe the wider market, not Bay Harbor Estates specifically. Momentum Research analysis of MLS records.

If we were buying in Bay Harbor Estates today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Harbor Estates.

Best Buy
Buyers wanting established single-family space with room to update over time.
Biggest Risk
These are older homes — roof, systems, and deferred maintenance drive both cost and value.
Sweet Spot
An updated home near the ~1,925 sqft median where the big-ticket systems are already handled.
Avoid If
You want new construction or a turnkey home with no renovation appetite.

Age, condition, and a tight owner base

The median home dates to 1974, and even the newest here predate the late 1990s. That means roofs, HVAC, electrical panels, and plumbing are the real variables between one listing and the next. A median of about 1,925 living square feet gives you room to work with, but the diligence checklist matters more here than in newer construction — get the roof age, the sewer line, and any permit history for additions before you fall in love with a kitchen.

The high homestead share signals owners who stay, which typically keeps turnover modest and rewards patience on both sides of a deal. When a well-kept, updated home does list, it tends to draw attention quickly; the dated, deferred-maintenance properties are where negotiation room lives. Knowing which of those two a listing actually is — before you write — is the whole game.

“

The location and the amenities are priced into every listing in Bay Harbor Estates. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a condition-driven, low-turnover neighborhood like this, the value is in reading each home honestly — separating a genuine renovation from a staged one, and pricing the true cost of the work a dated house still needs. We do that inspection-forward legwork before you commit, whether you are buying or setting a list strategy on a home you already own.

Bay Harbor Estates in 15 seconds.

Best forBuyers wanting established single-family space with room to update over time.
Biggest advantageA stable, owner-occupied community with genuine living-area size, not starter footprints.
Biggest riskThese are older homes — roof, systems, and deferred maintenance drive both cost and value.
Sweet spotAn updated home near the ~1,925 sqft median where the big-ticket systems are already handled.
Avoid ifYou want new construction or a turnkey home with no renovation appetite.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Bay Harbor Estates homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Bay Harbor Estates.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Harbor Estates sales matched to your home.

What is your Bay Harbor Estates home worth?

Get a no-obligation home value based on real comparable sales in Bay Harbor Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Seminole →

Real comps, not an automated estimate.
Bay Harbor Estates key facts
LocationSeminole, Pinellas County, FL · ZIP 33776
Homes in the community177 (FL DOR 2025 assessment roll)
Years built1968–1996 (median 1974)
Typical living area1,925 sq ft (median)
Owner-occupied (homestead) share82%

Data as of November 6, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bay Harbor Estates key facts,” movewithmomentum.com/neighborhoods/bay-harbor-estates, data as of November 6, 2026.

Housing distress & ownership in Bay Harbor Estates, Seminole

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
12.5%
1 of 8 listings · short sale 1
Distress share trend — 12.5% now (2026-09-14 → 2026-10-04)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

Email me new listings in Bay Harbor Estates

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Bay Harbor Estates

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bay Harbor Estates will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

How many homes are in Bay Harbor Estates?
The Florida DOR 2025 assessment roll shows 177 homes in Bay Harbor Estates (public records).
What share of Bay Harbor Estates is owner-occupied?
82% of Bay Harbor Estates parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Bay Harbor Estates built?
Homes in Bay Harbor Estates were built between 1968 and 1996, with a median year built of 1974 (FL DOR 2025 roll).
Who is the best real estate agent for Bay Harbor Estates?
The best agent for Bay Harbor Estates is one who actively works Seminole and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Bay Harbor Estates.
How do I find a top Seminole real estate agent who knows Bay Harbor Estates?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Bay Harbor Estates and the wider Seminole area.
Can Momentum Realty connect me with an agent for Bay Harbor Estates?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Bay Harbor Estates purchase or sale - no call center and no pressure.
Where is Bay Harbor Estates, and what county is it in?
Bay Harbor Estates is in Seminole, Pinellas County, FL, ZIP 33776.
Buyers with a renovation budget who want to buy on condition and build equity through improvementsExcellent fit
Long-hold owner-occupants seeking a stable, built-out neighborhood over a churning oneExcellent fit
Those wanting real single-family living space around 1,900 square feet without paying for new constructionExcellent fit
Buyers who need move-in-ready, new-build finishes and won't touch a home from the 1970sProbably not
Short-term flippers counting on quick turnover in a tightly held, owner-occupied marketProbably not
Anyone unwilling to underwrite roof, HVAC, and system replacement costs on an older homeProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 33776))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2005 (16 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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CallFree valuation →
Thinking of selling in Bay Harbor Estates? 1 recorded closings (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

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