Bell Farms
Homes for Sale in Hilliard, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of FLORIDA HOMES REALTY & MTG LLC · via realMLS
As of September 2026, the MLS records 2 closed sales in Bell Farms in Hilliard, FL since 2004, the most recent in May 2026. Across Hilliard as a whole, 62 homes closed in the last 12 months at a median of $282,500, 63 median days on market, with 24 homes for sale today. At that median and Nassau County's FY2025-26 rate of 13.28 mills, annual property tax runs about $3,750 ($3,250 with the full homestead exemption).
Bell Farms sits in Hilliard, out in the rural western reach of Nassau County. This is a smaller pocket without a deep bench of active listings, so what sets price here is condition, lot, and the specifics of the individual home more than any tidy comp set. Treat every listing on its own merits rather than assuming a neighborhood-wide number applies.
For a buyer, that thinness means patience and a willingness to move when the right home surfaces; the selection is narrow and irregular. For a seller, it means pricing to the actual condition of your home and to genuine recent activity, not to a headline figure. In a market this small, one or two transactions swing the picture, so verify before you commit either way.
The 60-Second Overview
Bell Farms is a Hilliard community in western Nassau County, well outside the Jacksonville core, where the trade is space and quiet over walkable convenience.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Bell Farms. Swipe to explore the community.
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Bell FarmsPhotos from realMLS listings in Bell Farms; content deemed reliable but not guaranteed.
Who Bell Farms is best for.
Best for
- Buyers prioritizing land and privacy over convenience
- Patient buyers willing to wait for the right home in a small inventory
- Buyers comfortable with a rural drive to shopping and employment
Probably not for
- Buyers who want walkable shopping and dining nearby
- Buyers needing a short commute to the Jacksonville core
- Buyers who want a large, active pool of listings to choose from
The market around Bell Farms
Bell Farms is too small for its own price trend, so here is the market around it.
In ZIP 32046, 59 homes are on the market and 20% are under contract — a steady corner of Hilliard.
Across Nassau County, 515 homes are active and 208 pending (29% under contract).
ZIP and county figures describe the wider market, not Bell Farms specifically. Momentum Research analysis of MLS records.
Recent Developments in Bell Farms
Development, infrastructure, retail, and school activity affecting Bell Farms, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Builder Activity
Wildlight subdivision advances in Yulee as the master-planned community expands
Rayonier's Wildlight master-planned community continued adding residential phases in Yulee in mid-2026, part of a long-range plan that pairs new housing with its commerce park and town center near Interstate 95.
What it may mean for the marketOngoing residential expansion at a large master-planned community adds new supply and amenities in the Yulee area, which can influence pricing and competition for nearby communities. The site is about 3 miles northwest of Bell Farms.
Source: Jax Daily Record - March 2026Development
First Wildlight Commerce Park speculative building opens in Yulee
The first speculative building at Wildlight Commerce Park opened in March 2026, adding move-in-ready industrial and flex space to Rayonier's Wildlight community in Nassau County near Interstate 95 and A1A.
What it may mean for the marketNew employment and commerce space at Wildlight strengthens the live-and-work profile of the Interstate 95 and A1A area in Nassau County, a factor that can support nearby residential demand. The site is about 3 miles northwest of Bell Farms.
Source: Jax Daily Record
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Bell Farms buying strategy.
If we were buying in Bell Farms today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bell Farms.
Reading a thin rural market
Hilliard is a low-density part of the county, and Bell Farms reflects that. The value drivers are the things you can see and touch: the acreage, the condition of the structure, and how recently it has been updated. With limited comparable sales, a single dated or renovated home can distort any average, which is why we lean on qualitative judgment here rather than a single price point.
The tradeoff to name plainly is distance. This is a commute-and-drive location, not a walk-to-amenities one, and services are spread out in a way that suits some buyers and frustrates others. If proximity to shopping, dining, and employment centers is your priority, weigh that honestly before you fall for the setting.
The location and the amenities are priced into every listing in Bell Farms. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, uneven market like Bell Farms, the value we add is on-the-ground judgment. We track what actually moves in western Nassau, we tell you when a listing is priced to condition and when it is not, and we will tell you when this community simply is not the right fit for what you need. That candor matters more where the data is thin.
Bell Farms in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Bell Farms buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bell Farms sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bell Farms, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bell Farms home worth?
Get a no-obligation home value based on real comparable sales in Bell Farms, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Bell Farms on the map →
Should you buy in Bell Farms?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Bell Farms with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 30, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-30 |
| Historical depth | Closed-sale records back to 2004 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Bell Farms fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Bell Farms Market Scorecard
Bell Farms is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32046 ZIP is $361,664, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.