Brownstones at Kelly Plantation
Homes for Sale in Destin, FL
All 610 homes for sale in Destin, FL · median $639,900 · 601 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $940,000, a median 122 days on market, sellers accepting 90% of original asking. Homes listed or recently sold were built 2016–2022; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $12,120 ($11,610 with the full homestead exemption).
Part of the Kelly Plantation master-planned community in Destin, FL — see all Kelly Plantation homes for sale (12 listings across 4 villages and sections in the MLS).
| Location | Destin, Okaloosa County, FL · ZIP 32541 |
|---|---|
| Homes in the community | 21 (FL DOR 2025 assessment roll) |
| Years built | 2015–2022 (median 2017) |
| Typical living area | 3,437 sq ft (median) |
| Amenities listed by sellers | Community Room, Exercise Room, Fishing, Gated, Golf, Pavillion/Gazebo |
| Sale prices, last 12 months | $940,000 median across 3 closed sales |
| Days on market (closed sales) | 122 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 71% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “BROWNSTONES AT KELLY PLANTATION key facts,” movewithmomentum.com/neighborhoods/brownstones-at-kelly-plantation, data as of September 20, 2026.
Brownstones at Kelly Plantation is a small, attached-product enclave in Destin, and with a median around $940,000 the price here is driven far more by the specific unit — condition, finish level, location within the community — than by any broad market tide. There is no amenity package pulling weight in the current listings, so what you are paying for is the home itself and the Kelly Plantation address.
The posture right now favors patience over urgency. A median of 122 days on market is long, and it tells sellers that pricing at aspiration rather than at condition will sit. For buyers, that same number is leverage: there is time to inspect, to compare, and to negotiate rather than react.
Nearby homes for sale
No active listings inside BROWNSTONES AT KELLY PLANTATION right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Brownstones at Kelly Plantation market snapshot (as of September 20, 2026): the median sale price is about $940K, and a median 122 days on market for closed sales.
In ZIP 32541 (Destin), 790 homes closed in the last 12 months at a median of $730K ($199/sq ft), down 1.9% year over year, with a median 96 days on market. Right now 488 active and 65 pending listings put supply at about 9.0 months — a soft market. See the live ZIP 32541 housing market and the Okaloosa County market.
County records show 3 qualified sales in BROWNSTONES AT KELLY PLANTATION across 2024–2024, median $889,900 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Brownstones at Kelly Plantation is a community of 21 homes in Destin, Okaloosa County, built between 2015 and 2022 (median 2017), with a median living area of about 3,437 square feet. 71% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a niche, higher-end attached-home pocket within Kelly Plantation in Destin, where inventory is thin and each sale is more a story about the individual unit than about a fast-moving segment.
The setting & the homes.
Aerial and on-site photos of Brownstones at Kelly Plantation. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Brownstones at Kelly Plantation
Brownstones at Kelly Plantation
Brownstones at Kelly PlantationPhotos from Emerald Coast MLS listings in Brownstones at Kelly Plantation; content deemed reliable but not guaranteed.
Who Brownstones at Kelly Plantation is best for.
Best for
- Buyers comfortable at the high-$900s who value the Destin location over on-site amenities
- Patient buyers who want time to inspect and negotiate rather than move fast
- Owners looking for lower-maintenance attached product in an established Destin address
Probably not for
- Budgets well below the mid-to-high $900s median
- Buyers who require a full community amenity package as part of the value
- Anyone needing a quick, liquid resale in a high-turnover segment
Housing distress & ownership in BROWNSTONES AT KELLY PLANTATION, Destin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Brownstones at Kelly Plantation on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Brownstones at Kelly Plantation buying strategy.
If we were buying in Brownstones at Kelly Plantation today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Brownstones at Kelly Plantation.
A thin, condition-driven market
With only a three-closing window behind the current snapshot, this is a low-transaction community, and that matters more than the headline median. In a market this thin, one well-renovated unit or one dated one can swing the read, so treat the $940,000 median as a reference point rather than a hard rule — expect a wide spread underneath it tied to condition and finish.
No community amenities surface in the current MLS listings, which means the value case rests on the home and the location. That is not a knock; it simply changes the math. Buyers should underwrite the unit in front of them, and sellers should recognize that with days-on-market running long, sharp pricing and presentation do the heavy lifting here.
The location and the amenities are priced into every listing in Brownstones at Kelly Plantation. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume, condition-driven community like this one, comps are scarce and easy to misread. We price and negotiate off the actual unit — its finish level, its position in Kelly Plantation, and the reality of a market where homes are taking around 122 days to move — instead of leaning on a median that hides the spread.
Brownstones at Kelly Plantation in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Brownstones at Kelly Plantation buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Brownstones at Kelly Plantation sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Brownstones at Kelly Plantation, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Brownstones at Kelly Plantation home worth?
Get a no-obligation home value based on real comparable sales in Brownstones at Kelly Plantation, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Destin →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
What is the median home price in Brownstones at Kelly Plantation?
How long do homes in Brownstones at Kelly Plantation take to sell?
How many homes are in Brownstones at Kelly Plantation?
What share of Brownstones at Kelly Plantation is owner-occupied?
When were the homes in Brownstones at Kelly Plantation built?
Who is the best real estate agent for Brownstones at Kelly Plantation?
How do I find a top Destin real estate agent who knows Brownstones at Kelly Plantation?
Can Momentum Realty connect me with an agent for Brownstones at Kelly Plantation?
Where is Brownstones at Kelly Plantation, and what county is it in?
Should you buy in Brownstones at Kelly Plantation?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32541)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2025 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how BROWNSTONES AT KELLY PLANTATION fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Brownstones at Kelly Plantation
- Find an agent · How to choose the best real estate agent in Brownstones at Kelly Plantation
Nearby Communities
Explore more neighborhoods near Brownstones at Kelly Plantation with Momentum Realty’s local guides.