KELLY PLANTATION
Homes for Sale in Destin, FL
True comps, carrying-cost math, and listings before the portals.
Photo via emeraldcoast
Price in Kelly Plantation is driven by the home itself, not by a shared amenity package. The median sits at $1,525,000, and with a median of roughly 3,810 square feet and build dates spanning 1995 to 2022, what you're paying for is size, finish level, and how recently a home has been updated. Expect a wide spread around that median depending on condition and vintage.
The market posture here is thin and quick. With only 2 active listings against a median of about 12 days on market, well-prepared homes move fast and buyers have little to choose from at any given moment. Sellers hold leverage on turnkey product; buyers should come pre-approved and ready to act, because waiting for options to pile up is not a strategy that works in this community.
The 60-Second Overview
KELLY PLANTATION market snapshot (as of July 25, 2026): the median sale price is about $1.53M, and a median 13 days on market for closed sales.
KELLY PLANTATION is a community of 246 homes in Destin, Okaloosa County, built between 1995 and 2022 (median 2004.0), with a median living area of about 3,810 square feet. 76% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Kelly Plantation is a low-turnover Destin community of 246 homes where the majority are owner-occupied, so listings are relatively scarce and tend to be individual, condition-driven opportunities rather than a steady stream of inventory.
Who KELLY PLANTATION is best for.
Best for
- Buyers with a budget around the $1,525,000 median seeking substantial square footage
- Primary-residence buyers who value a low-turnover, owner-occupied setting
- Buyers prepared to act quickly when a well-presented home lists
Probably not for
- Buyers needing a wide selection of homes to compare at once
- Buyers whose value case depends on community amenities like pools or clubhouses
- Buyers seeking a smaller or lower-priced footprint than this market offers
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.53M) IS the median in the snapshot above.
Windows contain 0 to 8 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
KELLY PLANTATION Market Scorecard
KELLY PLANTATION is currently a balanced market., a median asking price of $1,909,935, and homes go under contract in about 24 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in KELLY PLANTATION
Live MLS inventory for KELLY PLANTATION. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending KELLY PLANTATION listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Destin · Elementary
- Destin · Middle
- Destin · High
Zoned schools reflect the assignments reported on recent KELLY PLANTATION listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any KELLY PLANTATION address.
The KELLY PLANTATION buying strategy.
If we were buying in KELLY PLANTATION today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in KELLY PLANTATION.
A large-home market with limited turnover
The housing stock skews substantial and relatively recent, with a median build year around 2004 and homes reaching as new as 2022. At a median near 3,810 square feet, this is a market of larger single-family homes, and the price you pay reflects square footage and how current the interior is more than any neighborhood-wide feature. No community amenities surfaced in current MLS data, so evaluate each home on its own merits.
About 76% of homes here carry a homestead exemption, which tells you this is largely a lived-in, primary-residence community rather than a rental-heavy one. That owner-occupied tilt is part of why so little comes up for sale at once, and why the days-on-market figure stays short when a well-presented home does list.
The location and the amenities are priced into every listing in KELLY PLANTATION. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with just two active listings and fast-moving inventory, timing and preparation decide outcomes. We track what actually trades in Kelly Plantation, help sellers position condition and finish against the median, and get buyers ready to move on the right home before it's gone. The value is in reading a thin, condition-driven market accurately.
KELLY PLANTATION in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a KELLY PLANTATION buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed KELLY PLANTATION sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in KELLY PLANTATION, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your KELLY PLANTATION home worth?
Get a no-obligation home value based on real comparable sales in KELLY PLANTATION, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in KELLY PLANTATION on the map →
Frequently Asked Questions
What is the median home price in KELLY PLANTATION?
How long do homes in KELLY PLANTATION take to sell?
How many homes are in KELLY PLANTATION?
What share of KELLY PLANTATION is owner-occupied?
When were the homes in KELLY PLANTATION built?
Do cash buyers compete in KELLY PLANTATION?
Who is the best real estate agent for KELLY PLANTATION?
How do I find a top Destin real estate agent who knows KELLY PLANTATION?
Can Momentum Realty connect me with an agent for KELLY PLANTATION?
Should you buy in KELLY PLANTATION?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near KELLY PLANTATION with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | emeraldcoast, refreshed twice daily (last: July 25, 2026) |
| Community market stats | emeraldcoast closed sales, 12-month windows ending July 25, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (9 streets, ZIP 32541)) |
| Historical depth | Closed-sale records back to 2002 (42 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.