Buena Lago
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Buena Lago in St Cloud, FL has 27 homes for sale and 5 pending, asking from $380,000 to $699,994 (median $434,990). Over the 12 months ending 2026-08-02, 70 recorded sales closed at a median of $410,990, $212 per square foot, a median 53 days on market, sellers accepting 98% of original asking (+2% versus the prior year). Homes listed or recently sold were built 2023 - 2026 with 43 new construction; 44 of 44 report an HOA (median $67/mo); 24 of the 28 geocoded homes sit in a FEMA special flood hazard zone (median elevation 64 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,260 ($5,660 with the full homestead exemption).
Homes For Sale Right Now in Buena Lago
Live MLS inventory for Buena Lago. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 300 daysTop listing
Active · 313 days
Active · 1 days
Active · 1 days
Active · 1 days
Active · 1 days
Active · 1 days
Active · 15 days
Active · 9 days
Active · 1 days
Active · 42 days
Active · 1 days
Active · 136 days
Active · 30 daysActive and pending Buena Lago listings as of 2026-09-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. Tap any home to ask about it.
Buena Lago right now
🔴 Seller-leaning market. 1.9 months of supply and 29% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: Very High (17 active and pending listings, 70 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($411K) is up 1.5% from the prior 12 months ($405K).Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Very High (70 and 37 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Buena Lago market snapshot (as of August 2, 2026): the median sale price is about $411K ($212 per sq ft over the trailing 12 months of closed sales), a median 54 days on market for closed sales, and 1.9 months of supply, a seller-leaning market. The trailing-12-month median is up 2% from the prior 12 months, computed from record-level Stellar MLS closed sales (70 closings in the current window).
In ZIP 34771 (ST CLOUD), 2,904 homes closed in the last 12 months at a median of $435K ($211/sq ft), up 0.3% year over year, with a median 45 days on market. Right now 477 active and 202 pending listings put supply at about 3.4 months - a healthy market. See the live ZIP 34771 housing market and the Osceola County market.
Flood zones in BUENA LAGO: of 26 listing addresses checked against the FEMA National Flood Hazard Layer, 8% sit outside the FEMA Special Flood Hazard Area (Zone X); 92% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.
Buena Lago is a community of 304 homes in St Cloud, Osceola County, built between 2023 and 2024 (median 2023.5), with a median living area of about 2,127 square feet. 42% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Buena Lago. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($411K) IS the median in the snapshot above, and the move from 2025 ($405K) IS the +1.5% one-year change.
Windows contain 21 to 70 sales each (70 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Buena Lago Market Scorecard
Buena Lago is currently a balanced market. About 4.3 months of supply, a median asking price of $434,990, and homes go under contract in about 1 days.
Typical home value in the 34772 ZIP is $398,990, about 8.0% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in BUENA LAGO, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Buena Lago on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Buena Lago
- Pool · reported on 32 of 32 listings
- Deed Restrictions · reported on 32 of 32 listings
- Playground · reported on 29 of 32 listings
- Park · reported on 1 of 32 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hickory Tree Elem · Elementary
- Harmony Middle · Middle
- Harmony High · High
Zoned schools reflect the assignments reported on recent Buena Lago listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Buena Lago address.
Shop the zone: Homes zoned for Harmony High High School
The Buena Lago buying strategy.
If we were buying in Buena Lago today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Buena Lago.
A closer look at the Buena Lago market
At a median of $212 per square foot, Buena Lago prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 1.9 months of supply, a seller-leaning market and the trailing-12-month median up 2% year over year. Homes that do trade take a median 54 days on market, useful leverage on any listing that has lingered.
The housing stock is 304 homes built between 2023 and 2024, and 42% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Buena Lago. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Buena Lago buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.8). Basis: Recent Direction +1.5% year-over-year; Liquidity & Demand 1.9 months of supply; Owner Commitment 42% owner-occupied; Pricing Power 97.7% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $67/month (about $804/yr) · median of 129 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $67 per month ($804 a year) - the median AssociationFee across 129 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Buena Lago buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Buena Lago sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Buena Lago, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Buena Lago home worth?
Get a no-obligation home value based on real comparable sales in Buena Lago, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Buena Lago on the map →
Recently off market in BUENA LAGO
Homes in BUENA LAGO that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 5 on record.
- 3471 Malawi Trail · off market
- 3475 Malawi Trail · off market
- 3618 Malawi Trail · off market
- 3659 Malawi Trail · off market
- 3683 Malawi Trail · off market
Frequently Asked Questions
What is the median home price in Buena Lago?
How long do homes in Buena Lago take to sell?
Is Buena Lago a buyer's or seller's market right now?
How many homes are in Buena Lago?
What share of Buena Lago is owner-occupied?
When were the homes in Buena Lago built?
Do cash buyers compete in Buena Lago?
Who is the best real estate agent for Buena Lago?
How do I find a top St Cloud real estate agent who knows Buena Lago?
Can Momentum Realty connect me with an agent for Buena Lago?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (7 streets, ZIP 34771/34772/34773)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2023 (173 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how BUENA LAGO fits the bigger picture — live prices, inventory, and Momentum Scores:
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