Davis Island
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of September 2026, Davis Island in St Cloud, FL has 1 home for sale. Davis Island is a community in St Cloud, Osceola County, FL. Across St Cloud as a whole, 2,190 homes closed in the last 12 months at a median of $414,990, 46 median days on market, with 597 homes for sale today. At that median and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $6,320 ($5,720 with the full homestead exemption).
Davis Island in St Cloud is about as small as inventory gets - four homes total, one of them active at any given time. That scale means there is no real trading pattern to read; each sale is its own event, not a data point in a trend line.
With zero homes currently homesteaded, the pocket is functioning more as an investment or non-primary-residence holding area than a typical resale market. Buyers should treat pricing here as negotiated case-by-case, not benchmarked against a community median, because the community is too small to produce one that means anything.
The 60-Second Overview
A four-home enclave built between 1975 and 1990, Davis Island trades on individual condition and lot circumstance rather than on any community-wide pattern, given how few homes exist to compare.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Davis Island is best for.
Best for
- Buyers pursuing a specific property in St Cloud who are comfortable working without community-level comps
- Investors evaluating a smaller, non-homesteaded property as a standalone hold
- Buyers prioritizing a compact, lower-maintenance footprint over amenity access
Probably not for
- Buyers who want a track record of sales activity to benchmark an offer against
- Buyers seeking on-site community amenities
- Buyers who want a larger living area as a baseline expectation
The market around Davis Island
Davis Island is too small for its own price trend, so here is the market around it.
Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).
ZIP and county figures describe the wider market, not Davis Island specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Davis Island
Live MLS inventory for Davis Island. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Davis Island listings as of 2026-06-22, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.
The Davis Island buying strategy.
If we were buying in Davis Island today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Davis Island.
A Market of One at a Time
The homes here run modest in size, with a median living area under 1,000 square feet, and were built in a tight 15-year window from 1975 to 1990. That combination - small footprints, mid-century-adjacent construction - points to homes suited for straightforward, lower-maintenance living rather than expansive space.
No community amenities are identified in current MLS listings, and with zero percent homestead exemption across the four homes, this reads as a non-owner-occupied pocket rather than a conventional residential subdivision. Anyone evaluating a purchase here should independently verify condition, use restrictions, and comparable activity, since there is not enough listing history within the community itself to lean on.
The location and the amenities are priced into every listing in Davis Island. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A four-home market has no forgiving margin for guesswork - with one listing active and no comparable sales trend to draw on, we pull county records, individual property history, and off-market context rather than relying on aggregate stats that simply do not exist at this scale.
Davis Island in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Davis Island buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Davis Island sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Davis Island, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Davis Island home worth?
Get a no-obligation home value based on real comparable sales in Davis Island, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Davis Island on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
DAVIS ISLAND Market Scorecard
DAVIS ISLAND is currently a thin data market. Limited supply, a median asking price of $899,000, and homes go under contract in about 119 days.
Typical home value in the 34769 ZIP is $318,664, about 8.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
How many homes are in Davis Island?
What share of Davis Island is owner-occupied?
When were the homes in Davis Island built?
Who is the best real estate agent for Davis Island?
How do I find a top St Cloud real estate agent who knows Davis Island?
Can Momentum Realty connect me with an agent for Davis Island?
Should you buy in Davis Island?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 22, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Davis Island fits the bigger picture — live prices, inventory, and Momentum Scores:
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