Davis Island St Cloud in ST CLOUD

Davis Island St Cloud
Homes for Sale in ST CLOUD, FL

Community in ST CLOUD · Osceola County
4 homesBuilt 1975–1990
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Photo via Stellar MLS

Built fromLive Stellar MLS dataFL DOR public recordsUpdated twice daily
Live · Davis Island St Cloud Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Osceola: 21% (1,137 of 5,507)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
0%
Owner-occupied · Davis Island St Cloud
0 of 4 parcels homesteaded (FL DOR 2025)
100%
Non-owner-occupied · Davis Island St Cloud
incl. 0% trust or LLC-held · 0% out-of-state
4
Homes in the community
4 residential parcels (FL DOR 2025)
Track record · years of records
Est. 1975
Community established
homes built 1975-1990, median 1983 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Davis Island in St Cloud is about as small as inventory gets — four homes total, one of them active at any given time. That scale means there is no real trading pattern to read; each sale is its own event, not a data point in a trend line.

With zero homes currently homesteaded, the pocket is functioning more as an investment or non-primary-residence holding area than a typical resale market. Buyers should treat pricing here as negotiated case-by-case, not benchmarked against a community median, because the community is too small to produce one that means anything.

Best for

  • Buyers pursuing a specific property in St Cloud who are comfortable working without community-level comps
  • Investors evaluating a smaller, non-homesteaded property as a standalone hold
  • Buyers prioritizing a compact, lower-maintenance footprint over amenity access

Probably not for

  • Buyers who want a track record of sales activity to benchmark an offer against
  • Buyers seeking on-site community amenities
  • Buyers who want a larger living area as a baseline expectation

The market around Davis Island St Cloud

Davis Island St Cloud is too small for its own price trend, so here is the market around it.

Across Osceola County, 4,370 homes are active and 1,137 pending (21% under contract).

ZIP and county figures describe the wider market, not Davis Island St Cloud specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Davis Island St Cloud

Live MLS inventory for Davis Island St Cloud. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Davis Island St Cloud listings as of 2026-06-22, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.

If we were buying in Davis Island St Cloud today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Davis Island St Cloud.

Best Buy
Buyers targeting a specific, individual property in St Cloud rather than a defined community profile.
Biggest Risk
No meaningful comparable-sales data exists within the community to anchor a price.
Sweet Spot
A buyer comfortable evaluating a single home on its own merits, independent of community trend.
Avoid If
You want a community with amenities, a track record of sales activity, or owner-occupied character.

A Market of One at a Time

The homes here run modest in size, with a median living area under 1,000 square feet, and were built in a tight 15-year window from 1975 to 1990. That combination — small footprints, mid-century-adjacent construction — points to homes suited for straightforward, lower-maintenance living rather than expansive space.

No community amenities are identified in current MLS listings, and with zero percent homestead exemption across the four homes, this reads as a non-owner-occupied pocket rather than a conventional residential subdivision. Anyone evaluating a purchase here should independently verify condition, use restrictions, and comparable activity, since there is not enough listing history within the community itself to lean on.

The location and the amenities are priced into every listing in Davis Island St Cloud. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A four-home market has no forgiving margin for guesswork — with one listing active and no comparable sales trend to draw on, we pull county records, individual property history, and off-market context rather than relying on aggregate stats that simply do not exist at this scale.

Davis Island St Cloud in 15 seconds.

Best forBuyers targeting a specific, individual property in St Cloud rather than a defined community profile.
Biggest advantageExtremely limited competition, since only one listing is active at a time.
Biggest riskNo meaningful comparable-sales data exists within the community to anchor a price.
Sweet spotA buyer comfortable evaluating a single home on its own merits, independent of community trend.
Avoid ifYou want a community with amenities, a track record of sales activity, or owner-occupied character.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Davis Island St Cloud sales matched to your home.

What is your Davis Island St Cloud home worth?

Get a no-obligation home value based on real comparable sales in Davis Island St Cloud, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Davis Island St Cloud on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Davis Island St Cloud?
The Florida DOR 2025 assessment roll shows 4 homes in Davis Island St Cloud (public records).
What share of Davis Island St Cloud is owner-occupied?
0% of Davis Island St Cloud parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Davis Island St Cloud built?
Homes in Davis Island St Cloud were built between 1975 and 1990, with a median year built of 1983 (FL DOR 2025 roll).
Who is the best real estate agent for Davis Island St Cloud?
The best agent for Davis Island St Cloud is one who actively works ST CLOUD and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Davis Island St Cloud.
How do I find a top ST CLOUD real estate agent who knows Davis Island St Cloud?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Davis Island St Cloud and the wider ST CLOUD area.
Can Momentum Realty connect me with an agent for Davis Island St Cloud?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Davis Island St Cloud purchase or sale - no call center and no pressure.
Buyers pursuing a specific property in St Cloud who are comfortable working without community-level compsExcellent fit
Investors evaluating a smaller, non-homesteaded property as a standalone holdExcellent fit
Buyers prioritizing a compact, lower-maintenance footprint over amenity accessExcellent fit
Buyers who want a track record of sales activity to benchmark an offer againstProbably not
Buyers seeking on-site community amenitiesProbably not
Buyers who want a larger living area as a baseline expectationProbably not

Nearby Communities

Explore more neighborhoods near Davis Island St Cloud with Momentum Realty’s local guides.

HNHarmony Nbhd D2 And E St CloudST CLOUD, FL · 0.0 miHRHanover Reserve Rep St CloudST CLOUD, FL · 0.0 miSPStevens Plantation St CloudST CLOUD, FL · 0.0 miJJJohn J Johnstons St CloudST CLOUD, FL · 0.0 miNGNova Grove St CloudST CLOUD, FL · 0.0 miHNHarmony Nbhd D2 E St CloudST CLOUD, FL · 0.0 miOHOld Hickory St CloudST CLOUD, FL · 0.0 miMTMaple Terrace St CloudST CLOUD, FL · 0.0 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: June 22, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (community parcel extract)
Under-contract sharesStellar MLS records, as of 2026-07-12

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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