Aerial view of Bundy

Bundy
Homes for Sale in Melrose, FL

Community in Melrose · Clay County · ZIP 32666
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data9 years of closingsUpdated twice daily
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Bundy is a small, quiet inventory - just 30 homes on the current MLS snapshot - spanning a wide construction window, built between 1963 and 2011 with a median year built of 1985. That spread means every deal here is really a condition and lot deal, not a builder-vintage deal: a 1963 home and a 2011 home carry very different systems, layouts, and rehab needs, so pricing has to be worked home-by-home rather than by comps that assume a uniform build era.

At a median 942 square feet of living space, this is a compact-home market, and a 35% homestead share tells us a meaningful portion of owners are not filing for the homestead exemption here - a signal that non-owner-occupant activity plays a real role in who holds title in Bundy. With no organized community amenities identified from current MLS listings and no recent closings recorded in the current window, buyers are pricing the home and the lot on their own merits, without fresh comps or a shared amenity package to lean on.

The 60-Second Overview

Bundy is a modest, low-inventory pocket of Melrose in Clay County, where small-footprint homes built across a long construction timeline trade with no shared community amenities to standardize value.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking a compact home in Melrose and comfortable evaluating condition property-by-property rather than by uniform comps.
  • Investors or non-owner-occupant buyers comfortable with a market where a meaningful share of owners are not homesteading.
  • Buyers who want a straightforward home-and-land purchase without HOA-run amenities factored into the price.

Probably not for

  • Buyers who need a shared amenity package (pool, clubhouse, recreation facilities) as part of the purchase.
  • Buyers who want a single-era, uniform-build neighborhood rather than homes spanning markedly different construction periods.
  • Buyers needing a large selection to compare, given the current inventory is limited to 30 homes.

The market around Bundy

Bundy is too small for its own price trend, so here is the market around it.

In ZIP 32666, 60 homes are on the market and 22% are under contract — a steady corner of Melrose.

Across Clay County, 1,172 homes are active and 480 pending (29% under contract).

ZIP and county figures describe the wider market, not Bundy specifically. Momentum Research analysis of MLS records.

If we were buying in Bundy today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bundy.

Best Buy
Buyers looking for a smaller-footprint home in Melrose without paying for shared community amenities.
Biggest Risk
With only 30 homes on the market and no organized amenities, thin inventory can make finding a true comparable difficult.
Sweet Spot
Buyers comfortable evaluating each home on its own condition and systems rather than leaning on a uniform build standard.
Avoid If
Shared community amenities are a priority - none are identified in current MLS listings for Bundy.

A Long Build Window, No Amenity Package

With only 30 homes and a build window running from 1963 to 2011 (median 1985), Bundy is not a single-era subdivision - it is a collection of homes built across markedly different construction periods. That kind of spread means inspection findings, roof age, and system updates will vary enormously from one listing to the next, and buyers should expect to underwrite each home on its own condition rather than assume a shared construction standard.

The 942-square-foot median living area marks this as a smaller-footprint market, and a 35% homestead share is worth noting when assessing how much of the current ownership pool is owner-occupied versus not. There is no organized community amenity package identified from current listings, so any outdoor space, water access, or acreage draw is coming from the individual lot itself, not a shared HOA amenity.

The location and the amenities are priced into every listing in Bundy. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin - 30 homes spanning a wide build window from 1963 to 2011, with no amenity package to standardize value and no recent closings to draw fresh comps from - pricing is won or lost on how carefully each home's condition, systems, and lot are read against the handful of true comparables available. Momentum works Clay County inventory like this directly, comparing homes on their actual build year and square footage rather than treating Bundy as a single uniform product.

Bundy in 15 seconds.

Best forBuyers looking for a smaller-footprint home in Melrose without paying for shared community amenities.
Biggest advantageA wide build-year range, from 1963 through 2011, means buyers can choose between older and newer construction within the same small market.
Biggest riskWith only 30 homes on the market and no organized amenities, thin inventory can make finding a true comparable difficult.
Sweet spotBuyers comfortable evaluating each home on its own condition and systems rather than leaning on a uniform build standard.
Avoid ifShared community amenities are a priority - none are identified in current MLS listings for Bundy.

HOA, CDD & Fees

In short
  • Mandatory HOA. Confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bundy sales matched to your home.

What is your Bundy home worth?

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Real comps, not an automated estimate.
Buyers seeking a compact home in Melrose and comfortable evaluating condition property-by-property rather than by uniform comps.Excellent fit
Investors or non-owner-occupant buyers comfortable with a market where a meaningful share of owners are not homesteading.Excellent fit
Buyers who want a straightforward home-and-land purchase without HOA-run amenities factored into the price.Excellent fit
Buyers who need a shared amenity package (pool, clubhouse, recreation facilities) as part of the purchase.Probably not
Buyers who want a single-era, uniform-build neighborhood rather than homes spanning markedly different construction periods.Probably not
Buyers needing a large selection to compare, given the current inventory is limited to 30 homes.Probably not

Data sources & freshness

Under-contract sharesrealMLS records, as of 2026-08-18
Historical depthClosed-sale records back to 2017 (8 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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Thinking of selling in Bundy? See the Clay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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