Hillcrest Highlands in Keystone Heights

Hillcrest Highlands
Homes for Sale in Keystone Heights, FL

Community in Keystone Heights · Clay County · ZIP 32656
37 homesBuilt 1950–2007
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Photo courtesy of CENTURY 21 LAKESIDE REALTY · via realMLS

Built fromLive realMLS data12 years of closingsFL DOR public recordsUpdated twice daily
Live · Hillcrest Highlands Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Tempo
12.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Clay: 29% (300 of 1,025)
1 · 0
For sale · pending
live counts, refreshed twice daily
Ownership and context
44%
Owner-occupied · Hillcrest Highlands
19 of 43 parcels homesteaded (FL DOR 2025)
56%
Non-owner-occupied · Hillcrest Highlands
incl. 5% trust or LLC-held · 2% out-of-state
37
Homes in the community
plus 6 vacant residential lots · 43 residential parcels (FL DOR 2025)
Track record · 12 years of records
Est. 1950
Community established
homes built 1950-2007, median 1984 (FL DOR 2025)
0
Failed listings · 2025
peaked at 4 in 2009
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Hillcrest Highlands is a small, older pocket in Keystone Heights — 37 homes, built between 1950 and 2007, with a median build year of 1984. Price here is driven less by any single feature and more by condition and updates. The median living area is a compact 960 square feet, so this is not a market where square footage does the heavy lifting; a home that has been mechanically updated and thoughtfully renovated will separate itself from one that hasn't.

With a homestead share around 44%, a meaningful slice of these homes are not owner-occupied, which tends to mean a wider spread in condition between listings. For buyers, that spread is the opportunity — do the inspection work and you can find value. For sellers, it means comparables can be noisy, and presentation matters more than the raw numbers suggest.

Hillcrest Highlands Housing Pulse · Momentum Research · as of July 15, 2026

Hillcrest Highlands right now

🟢 Buyer-leaning market. 12.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of July 15, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 15, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Best for

  • Value-focused buyers willing to inspect closely and price on condition
  • Investors or renovators comfortable with older, compact homes
  • Buyers seeking a smaller footprint in a rural Clay County setting

Probably not for

  • Buyers who need substantial living space above the 960-square-foot median
  • Anyone wanting new construction or a uniform, turnkey subdivision
  • Buyers who want a deep, predictable pool of comparable sales

The market around Hillcrest Highlands

Hillcrest Highlands is a small community — 14 recorded sales on file, most recently in 2025 — too few for its own price trend. Here is the market around it.

In ZIP 32656, 90 homes are on the market and 21% are under contract — a steady corner of Keystone Heights.

Across Clay County, 725 homes are active and 300 pending (29% under contract).

The housing mix here is 50% mobile home, 33% single family residence, 17% manufactured home.

ZIP and county figures describe the wider market, not Hillcrest Highlands specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Hillcrest Highlands

Live MLS inventory for Hillcrest Highlands. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Hillcrest Highlands listings as of 2026-07-14, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.

If we were buying in Hillcrest Highlands today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hillcrest Highlands.

Best Buy
Buyers comfortable with older, compact homes who value condition over size.
Biggest Risk
Wide variation in condition and a thin comp set can make pricing hard to read.
Sweet Spot
An updated home near the 1984 median vintage that has been well maintained.
Avoid If
You need large square footage or turnkey uniformity across the neighborhood.

A condition-driven small-home market

The defining trait here is scale and age. A 960-square-foot median and a build range starting in 1950 tell you to expect compact floor plans, and to underwrite each home on its own bones — roof, systems, and any renovation history — rather than assuming a neighborhood-wide standard. Two homes on the same street can tell very different stories depending on what a prior owner did or didn't do.

Because only about 44% of these homes carry a homestead exemption, you should expect a mix of long-held owner-occupied properties and homes that have cycled as rentals or investments. That mix is why we lean on qualitative diligence over headline stats: the median tells you the middle, not the range of condition you'll actually walk through.

The location and the amenities are priced into every listing in Hillcrest Highlands. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A market this small and this condition-dependent rewards local legwork. We read each listing on its merits — updates, systems, and how it stacks against the median rather than a marketing number — and we'll tell you plainly when a home is priced for its condition and when it isn't. That candor matters more in a 37-home pocket than in a large subdivision where comps are plentiful.

Hillcrest Highlands in 15 seconds.

Best forBuyers comfortable with older, compact homes who value condition over size.
Biggest advantageA small, condition-driven market where diligence can surface real value.
Biggest riskWide variation in condition and a thin comp set can make pricing hard to read.
Sweet spotAn updated home near the 1984 median vintage that has been well maintained.
Avoid ifYou need large square footage or turnkey uniformity across the neighborhood.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hillcrest Highlands sales matched to your home.

What is your Hillcrest Highlands home worth?

Get a no-obligation home value based on real comparable sales in Hillcrest Highlands, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Hillcrest Highlands on the map →

Real comps, not an automated estimate.
How much local inventory is already under contract

12% of homes for sale in ZIP 32666 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-07-18).

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,806/mo
Clay County typical true cost to own
$99/mo
Clay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

Is Hillcrest Highlands a buyer's or seller's market right now?
As of July 15, 2026, Hillcrest Highlands leans toward buyers: 12.0 months of supply at the current sales pace (realMLS live counts).
How many homes are in Hillcrest Highlands?
The Florida DOR 2025 assessment roll shows 37 homes plus 6 vacant residential lots in Hillcrest Highlands (public records).
What share of Hillcrest Highlands is owner-occupied?
44% of Hillcrest Highlands parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Hillcrest Highlands built?
Homes in Hillcrest Highlands were built between 1950 and 2007, with a median year built of 1984 (FL DOR 2025 roll).
Who is the best real estate agent for Hillcrest Highlands?
The best agent for Hillcrest Highlands is one who actively works Keystone Heights and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Hillcrest Highlands.
How do I find a top Keystone Heights real estate agent who knows Hillcrest Highlands?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Hillcrest Highlands and the wider Keystone Heights area.
Can Momentum Realty connect me with an agent for Hillcrest Highlands?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Hillcrest Highlands purchase or sale - no call center and no pressure.
Value-focused buyers willing to inspect closely and price on conditionExcellent fit
Investors or renovators comfortable with older, compact homesExcellent fit
Buyers seeking a smaller footprint in a rural Clay County settingExcellent fit
Buyers who need substantial living space above the 960-square-foot medianProbably not
Anyone wanting new construction or a uniform, turnkey subdivisionProbably not
Buyers who want a deep, predictable pool of comparable salesProbably not

Nearby Communities

Explore more neighborhoods near Hillcrest Highlands with Momentum Realty’s local guides.

BKBakersfield Keystone HeightsKeystone Heights, FL · 0.5 miGBGator Bone Lake Estates Keystone HeightsKeystone Heights, FL · 0.8 miSFSanta Fe Shores MelroseKeystone Heights, FL · 1.9 miLGLake Geneva Keystone HeightsKeystone Heights, FL · 1.9 miHEHighridge Estates Keystone HeightsKeystone Heights, FL · 2.6 miALAlan Lake Estates Keystone HeightsKeystone Heights, FL · 3.0 miLHLakeview Highlands Keystone HeightsKeystone Heights, FL · 3.1 miLBLake Brooklyn Keystone HeightsKeystone Heights, FL · 3.1 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsrealMLS, refreshed twice daily (last: July 14, 2026)
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (2 streets, ZIP 32656))
Under-contract sharesrealMLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2014 (7 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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