Hillcrest Highlands
Homes for Sale in Keystone Heights, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of CENTURY 21 LAKESIDE REALTY · via realMLS
Hillcrest Highlands is a small, older pocket in Keystone Heights — 37 homes, built between 1950 and 2007, with a median build year of 1984. Price here is driven less by any single feature and more by condition and updates. The median living area is a compact 960 square feet, so this is not a market where square footage does the heavy lifting; a home that has been mechanically updated and thoughtfully renovated will separate itself from one that hasn't.
With a homestead share around 44%, a meaningful slice of these homes are not owner-occupied, which tends to mean a wider spread in condition between listings. For buyers, that spread is the opportunity — do the inspection work and you can find value. For sellers, it means comparables can be noisy, and presentation matters more than the raw numbers suggest.
The setting & the homes.
Aerial and on-site photos of Hillcrest Highlands. Swipe to explore the community.
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Hillcrest Highlands
Hillcrest Highlands
Hillcrest Highlands
Hillcrest Highlands
Hillcrest HighlandsPhotos from realMLS listings in Hillcrest Highlands; content deemed reliable but not guaranteed.
Who Hillcrest Highlands is best for.
Best for
- Value-focused buyers willing to inspect closely and price on condition
- Investors or renovators comfortable with older, compact homes
- Buyers seeking a smaller footprint in a rural Clay County setting
Probably not for
- Buyers who need substantial living space above the 960-square-foot median
- Anyone wanting new construction or a uniform, turnkey subdivision
- Buyers who want a deep, predictable pool of comparable sales
The market around Hillcrest Highlands
Hillcrest Highlands is too small for its own price trend, so here is the market around it.
In ZIP 32656, 146 homes are on the market and 18% are under contract — a steady corner of Keystone Heights.
Across Clay County, 1,199 homes are active and 472 pending (28% under contract).
ZIP and county figures describe the wider market, not Hillcrest Highlands specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Hillcrest Highlands
Live MLS inventory for Hillcrest Highlands. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Hillcrest Highlands listings as of 2026-08-18, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
The Hillcrest Highlands buying strategy.
If we were buying in Hillcrest Highlands today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hillcrest Highlands.
A condition-driven small-home market
The defining trait here is scale and age. A 960-square-foot median and a build range starting in 1950 tell you to expect compact floor plans, and to underwrite each home on its own bones — roof, systems, and any renovation history — rather than assuming a neighborhood-wide standard. Two homes on the same street can tell very different stories depending on what a prior owner did or didn't do.
Because only about 44% of these homes carry a homestead exemption, you should expect a mix of long-held owner-occupied properties and homes that have cycled as rentals or investments. That mix is why we lean on qualitative diligence over headline stats: the median tells you the middle, not the range of condition you'll actually walk through.
The location and the amenities are priced into every listing in Hillcrest Highlands. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market this small and this condition-dependent rewards local legwork. We read each listing on its merits — updates, systems, and how it stacks against the median rather than a marketing number — and we'll tell you plainly when a home is priced for its condition and when it isn't. That candor matters more in a 37-home pocket than in a large subdivision where comps are plentiful.
Hillcrest Highlands in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Hillcrest Highlands buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hillcrest Highlands sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hillcrest Highlands, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hillcrest Highlands home worth?
Get a no-obligation home value based on real comparable sales in Hillcrest Highlands, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Hillcrest Highlands on the map →
Should you buy in Hillcrest Highlands?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Hillcrest Highlands with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 17, 2026) |
| Under-contract shares | realMLS records, as of 2026-08-14 |
| Historical depth | Closed-sale records back to 2014 (7 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Hillcrest Highlands fits the bigger picture — live prices, inventory, and Momentum Scores:
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Clay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Clay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.