Calusa Bay S/D
Homes for Sale in Destin, FL
All 566 homes for sale in Destin, FL · median $639,900 · 573 homes for sale in 32541 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of November 2026, Calusa Bay S/D in Destin, FL has 4 homes for sale, asking from $620,000 to $975,000 (median $652,450). Homes listed or recently sold were built 1999–2025 with 1 new construction; 6 of 6 report an HOA (median $76/mo); none of the 6 geocoded homes sit in a FEMA special flood hazard zone (median elevation 15 ft).
Homes For Sale Right Now in Calusa Bay S/D
Live MLS inventory for Calusa Bay S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 117 daysTop listing
Active · 72 days
Active · 61 daysActive · 39 daysActive and pending Calusa Bay S/D listings as of 2026-11-10, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Price in Calusa Bay is driven mostly by the home itself, not the address. This is a subdivision built across a long stretch of years, from 1999 to 2024, with a median build around 2005 and roughly 2,195 square feet at the middle. That span means condition, updates, and vintage do more to set a number than any community premium, and with no amenities identified from current MLS listings, you are paying for the house and the Destin location rather than for shared features. The median sits at $508,500, but expect a wide spread depending on how updated a given home is.
The current posture favors a patient buyer. Prices are down 12.7% year over year, the median home is taking 66 days to sell, and the market heat score of 30 points to a slow, negotiable environment. With only 5 active listings and 5 recent closings, inventory is thin, so the right home does not come along every week — but when it does, sellers have limited leverage. Sellers, in turn, should price to the current market and plan for a longer marketing window rather than last year's numbers.
Figures in this note are as of July 25, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Calusa Bay S/D right now
🟢 Buyer-leaning market. 24.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of November 9, 2026. Confidence: Low (4 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 11, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Calusa Bay is a modest, 113-home subdivision in Destin with homes spanning a quarter-century of construction and no shared amenities on record. It reads as a location-and-house play rather than a lifestyle community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Calusa Bay S/D. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Calusa Bay S/DCalusa Bay S/DCalusa Bay S/DCalusa Bay S/D
Calusa Bay S/D
Calusa Bay S/DPhotos from Emerald Coast MLS listings in Calusa Bay S/D; content deemed reliable but not guaranteed.
Who Calusa Bay S/D is best for.
Best for
- Buyers targeting a Destin location around the mid-$500s who will evaluate each home on its own condition
- Patient buyers comfortable waiting out thin inventory for the right updated house
- Second-home or investment buyers who want negotiating room in a slow market
Probably not for
- Buyers who need pool, clubhouse, or other shared amenities in their community
- Anyone counting on near-term appreciation given the current year-over-year decline
- Buyers who need to close fast and cannot wait for the right listing to surface
The market around Calusa Bay S/D
Calusa Bay S/D is too small for its own price trend, so here is the market around it.
Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).
ZIP and county figures describe the wider market, not Calusa Bay S/D specifically. Momentum Research analysis of MLS records.
Calusa Bay S/D on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
Schools
- Okaloosa County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Destin · Elementary
- Destin · Middle
- Destin · High
Zoned schools reflect the assignments reported on recent Calusa Bay S/D listings and can change; always confirm with Okaloosa County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Calusa Bay S/D address.
Shop the zone: Homes zoned for Destin High School
The Calusa Bay S/D buying strategy.
If we were buying in Calusa Bay S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Calusa Bay S/D.
A condition-driven market in a thin-inventory pocket
The build range here tells the real story. A 1999 home and a 2024 home carry very different systems, layouts, and finishes, so two houses of similar size can land far apart on price. With the median around 2005 and roughly 2,195 living square feet, the middle of this market is a mature home that may or may not have been updated — do your homework on roof, HVAC, and kitchens before you anchor to the $508,500 median.
Homestead share sits near half at 49.2%, meaning a meaningful portion of these homes are not primary residences. Combined with a slow 66-day median days-on-market and a soft year-over-year move, that mix reinforces the case for careful pricing and unhurried offers. Longer-term, the subdivision has appreciated 131% since 2012, but recent direction is down, so buy on today's fundamentals, not a projection.
The location and the amenities are priced into every listing in Calusa Bay S/D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a subdivision this small with only a handful of active listings, the difference between homes is almost entirely condition and vintage, and that is exactly where an average price comparison misleads. We walk the specific house, weigh its systems and updates against the median, and price your offer or your listing to the real market — one where days-on-market is running long and buyers hold the leverage.
Calusa Bay S/D in 15 seconds.
Tools for a Calusa Bay S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Calusa Bay S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Calusa Bay S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Calusa Bay S/D home worth?
Get a no-obligation home value based on real comparable sales in Calusa Bay S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in CALUSA BAY S/D
Homes in CALUSA BAY S/D that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 233 Calusa Boulevard · off market
- 276 Calusa Boulevard · off market
- 4707 Amhurst Circle · off market
- 4736 Amhurst Circle · off market
| Location | Destin, Okaloosa County, FL |
|---|---|
| Home types (current listings and sales) | detached single family 100% |
| Amenities listed by sellers | Pool, Gated, Short Term Rental - Not Allowed, Pavillion/Gazebo, Pets Allowed, Picnic Area |
| For sale right now | 4 active, 0 pending · median asking $652,450 · 24.0 months of supply |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Calusa Bay S/D key facts,” movewithmomentum.com/neighborhoods/calusa-bay-s-d, data as of November 9, 2026.
Housing distress & ownership in CALUSA BAY S/D, Destin
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Calusa Bay S/D
The newest homes for sale in Calusa Bay S/D right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 218 Calusa Boulevard $620,000 · 3 bd · 2 ba · listed Oct 1, 2026 Courtesy of Redfin Corporation
- 227 Inverrary Drive $629,900 · 3 bd · 2.5 ba · listed Sep 9, 2026 Courtesy of Wanda G Roberts Realty LLC
- 245 Inverrary Drive $675,000 · 4 bd · 2.5 ba · listed Aug 29, 2026 Courtesy of Coldwell Banker Realty
- 4698 Amhurst Circle $975,000 · 4 bd · 3.5 ba · listed Jul 15, 2026 Courtesy of 1 Percent Lists Florida Coast
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Calusa Bay S D Right Now (4)
All 4 active and pending Calusa Bay S D listings with a detail page, newest first, refreshed twice a day from the MLS.
- 218 Calusa Boulevard · $620,000 · 3 bd / 2 ba · listed Oct 1, 2026 · listed by Redfin Corporation
- 227 Inverrary Drive · $629,900 · 3 bd / 2.5 ba · listed Sep 9, 2026 · listed by Wanda G Roberts Realty LLC
- 4698 Amhurst Circle · $975,000 · 4 bd / 3.5 ba · listed Aug 31, 2026 · listed by 1 Percent Lists Florida Coast
- 245 Inverrary Drive · $675,000 · 4 bd / 2.5 ba · listed Aug 29, 2026 · listed by Coldwell Banker Realty
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Destin guides & data
- Market data
- Best neighborhoods (ranked by data)
- Flood zones
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Amhurst Circle (30 homes on record)
- Inverrary Drive (13 homes on record)
- Inverrary Drive (1 homes on record)
Email me new listings in Calusa Bay S/D
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Ask an agent about Calusa Bay S/D
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Calusa Bay S/D will answer, and the answer is published on this page for the next buyer.
Recent Developments in Calusa Bay S D
Development, infrastructure, retail, and school activity affecting Calusa Bay S D, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Infrastructure
Okaloosa outlines Gap Creek drainage projects and permitting hurdles in Fort Walton Beach
County staff described five stormwater efforts, including the Overbrook drainage work, a planned 2.67-acre Sylvania Heights stormwater park estimated at $4 million, and Lloyd Street and Mayflower Avenue improvements expected to go to bid in early 2027. Air Force environmental review and state and Army Corps permits for dredging complicate the timeline.
What it may mean for the marketPlanned drainage upgrades could reduce flooding exposure in the Gap Creek basin over time, though permitting delays mean relief is likely several years out. The project is about 5 miles west of Calusa Bay S D, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Retail & Dining
TJ Maxx to open 33,865-square-foot Destin store Nov. 1 at Paradise Key
The off-price retailer opens at 4437 Commons Drive East with a grand opening from 8 a.m. to 8 p.m. on Nov. 1. Regular hours run 9:30 a.m. to 9:30 p.m. daily, and the store sells apparel, accessories, jewelry, and home and beauty goods.
What it may mean for the marketA new national off-price anchor adds everyday shopping close to Destin's commercial corridor and may shorten trips for retail needs. The project is about 6 miles east of Calusa Bay S D, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Retail & Dining
7 Brew drive-thru coffee stand opens on Beal Parkway in Fort Walton Beach
The stand at 799 Beal Parkway opened Oct. 19 and is the chain's second in Fort Walton Beach. It is expected to add 75 local jobs, and an opening fundraiser raised $4,661 for an equine therapy nonprofit.
What it may mean for the marketA new drive-thru option along Beal Parkway adds early-morning and late-night food and beverage access and about 75 jobs nearby. The project is about 6 miles northwest of Calusa Bay S D, elsewhere in Okaloosa County.
Source: Get The Coast - October 2026Parks & Amenities
Okaloosa and Cinco Bayou open upgraded boat ramp with new trailer parking
Okaloosa County and the Town of Cinco Bayou held a ribbon cutting for upgraded boat ramp facilities, including 16 new boat trailer parking spaces, a new restroom and landscaping. The $4.1 million total, funded largely by tourism development funds, also covers the $2.95 million purchase of a former bank building at 198 Eglin Parkway NE. Future dock improvements are planned.
What it may mean for the marketAdded trailer parking and ramp access improve waterfront recreation access for Fort Walton Beach area boaters. The project is about 5 miles northwest of Calusa Bay S D, elsewhere in Okaloosa County.
Source: Get The Coast - September 2026Parks & Amenities
Destin and Okaloosa County agree on management of 4-acre Holiday Isle state park
Destin and Okaloosa County unanimously agreed to back Destin as manager and developer of the roughly four-acre state-acquired park on Holiday Isle near Norriego Point. In return, Destin council voted 5-2 to offer free parking to all Okaloosa County residents at city-owned lots and parks. The deal still requires state Board of Trustees and DEP review.
What it may mean for the marketManagement of the Holiday Isle park and city parking rules will affect public waterfront access and parking in Destin. The site is about 1 mile east of Calusa Bay S D.
Source: Get The Coast - June 2026Civic
DeSantis signs state budget with funding for Okaloosa County projects
Governor DeSantis signed the state budget that included roughly $15 million for 20 Okaloosa County projects, among them $5 million for the Northwest Florida State College Workforce Innovation Center in Niceville, $1.5 million for Shalimar Bridge Park, and $3 million for Destin road and drainage work. About $7.26 million in other local requests were vetoed.
What it may mean for the marketDirects state funding toward workforce, park, road, and drainage infrastructure across Okaloosa County, supporting public facilities and capacity in Niceville, Shalimar, and Destin. The site is about 9 miles north of Calusa Bay S D.
Source: Get The Coast
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
11% of homes for sale in ZIP 32541 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-11).
Frequently Asked Questions
Is Calusa Bay S/D a buyer's or seller's market right now?
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Where is Calusa Bay S/D, and what county is it in?
Should you buy in Calusa Bay S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 10, 2026) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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