Caroline 1 Amend
Homes for Sale in Panama City, FL
All 257 homes for sale in Panama City, FL · median $349,000 · 120 homes for sale in 32401 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Caroline 1 Amend in Panama City, FL has 1 home for sale. As of October 2026, the MLS records 36 closed sales in Caroline 1 Amend in Panama City, FL since 2012, the most recent in November 2025.
Caroline 1 Amend is a small, thinly traded pocket of the Panama City market, and the numbers reflect that. With only a handful of closings feeding the current snapshot, the mid-$300K median price is a useful marker of where deals are landing, but it should be read as a directional signal rather than a tight, statistically deep range.
A median time on market of just under two months tells you these homes are not moving in a bidding-war environment. Sellers who price realistically and present the home in solid condition are getting through the process in a reasonable window; sellers who overreach are the ones adding weeks to that number. For buyers, that pace leaves room to inspect carefully and negotiate rather than compete under pressure.
The 60-Second Overview
Caroline 1 Amend is a modest-sized community in Panama City, Bay County, where current MLS activity is limited enough that each closing meaningfully shapes the pricing picture.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Caroline 1 Amend is best for.
Best for
- Buyers focused on the home itself rather than a community amenity package.
- Buyers comfortable making decisions in a market with limited recent sales data to lean on.
- Sellers prepared to price based on condition and realistic timing rather than urgency.
Probably not for
- Buyers who want a large recent sales history to benchmark against before committing.
- Buyers specifically seeking a community with organized amenities or shared facilities.
- Sellers expecting a fast turnaround measured in days rather than weeks.
The market around Caroline 1 Amend
Caroline 1 Amend is too small for its own price trend, so here is the market around it.
In ZIP 32401, 145 homes are on the market and 15% are under contract — a slower corner of Panama City.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32401 (Panama City), 337 homes closed in the last 12 months at a median of $307K, up 0.5% year over year, with a median 62 days on market. Right now 166 active and 29 pending listings — a buyer's market. See the live ZIP 32401 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Caroline 1 Amend specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Caroline 1 Amend, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Caroline 1 Amend
Live MLS inventory for Caroline 1 Amend. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Caroline 1 Amend listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Caroline 1 Amend Right Now (1)
All 1 active and pending Caroline 1 Amend listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1003 W 12th Court, Panama City, Fl 32401 · $355,000 · 3 bd / 2 ba · listed Jul 2, 2026 · listed by Anchor Realty Florida
The Caroline 1 Amend buying strategy.
If we were buying in Caroline 1 Amend today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Caroline 1 Amend.
A Market Defined by Low Volume
The most important fact about Caroline 1 Amend right now is not the price, it is the volume behind it. A five-closing window means the median of $300,000 is built on a small sample, so buyers and sellers alike should treat it as a starting reference point for conversation, not a precise ceiling or floor.
No community amenities are currently identified from active MLS listings, which suggests this is a straightforward residential setting rather than an amenity-driven development. That puts the emphasis on the individual home, its lot, and its condition, since there is no clubhouse or shared feature carrying part of the value story here.
The location and the amenities are priced into every listing in Caroline 1 Amend. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a low-volume market like this one, pricing accurately takes more than pulling a median off a report. We look at the specific comparable closings behind that number, weigh condition and timing, and help you avoid the two most common mistakes in thin markets: overpricing a listing because of one strong outlier sale, or underpaying attention to a home's individual condition because the median feels reassuring.
Caroline 1 Amend in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Caroline 1 Amend buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Caroline 1 Amend sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Caroline 1 Amend, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Caroline 1 Amend home worth?
Get a no-obligation home value based on real comparable sales in Caroline 1 Amend, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
Should you buy in Caroline 1 Amend?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (36 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Caroline 1 Amend fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Caroline 1 Amend
Where is Caroline 1 Amend?
Caroline 1 Amend is a community in Panama City, Bay County, Florida, ZIP 32401 / 32405.
Are there homes for sale in Caroline 1 Amend right now?
Yes — 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Caroline 1 Amend have an HOA or CDD?
No HOA is on record for Caroline 1 Amend in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
More on Caroline 1 Amend
- Home values · What homes in Caroline 1 Amend actually sell for
Nearby Communities
Explore more neighborhoods near Caroline 1 Amend with Momentum Realty’s local guides.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.