Chandlee in Panama City

Chandlee
Homes for Sale in Panama City, FL

All 268 homes for sale in Panama City, FL · median $349,900 · 161 homes for sale in 32405 · Bay County homes for sale

Community in Panama City · Bay County
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Photo via CPAR MLS

Built fromLive CPAR MLS dataUpdated twice daily

As of November 2026, Chandlee in Panama City, FL has 2 homes for sale. Chandlee is a community in Panama City, Bay County, FL. Across Panama City as a whole, 371 homes closed in the last 12 months at a median of $300,000, 84 median days on market. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,680 ($3,200 with the full homestead exemption).

Live · Chandlee Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 15% (434 of 2,840)
2 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Chandlee is a thin data set right now — only three closings inform this snapshot, so any single sale can move the median more than it would in a deeper market. That context matters before anyone reads too much into the year-over-year swing.

The headline number is a 31.4% increase in median price, but with a sample this small, that is more a reflection of which specific homes sold than a broad statement about where values are trending. The 250-day median time on market is the more telling figure here: homes in Chandlee are not moving quickly, and sellers should plan around a longer marketing runway rather than price momentum alone.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Chandlee is a small Panama City community in Bay County where the current MLS activity is limited, and pricing at a median of $287,670 should be read as a snapshot of a handful of transactions rather than a stable trend line.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer targeting a median price point near $287,670 who is willing to verify condition and value on a case-by-case basis
  • A seller who can accommodate a longer marketing period given the 250-day median time on market
  • A buyer or investor comfortable making decisions from a small comp set rather than a deep sales history

Probably not for

  • A buyer who needs a fast, competitive-offer market with quick closings
  • A buyer who wants a community with a confirmed, established amenity package
  • A seller expecting the recent price increase to reliably predict what their specific home will fetch

The market around Chandlee

Chandlee is too small for its own price trend, so here is the market around it.

Across Bay County, 2,406 homes are active and 434 pending (15% under contract).

ZIP and county figures describe the wider market, not Chandlee specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Chandlee

Live MLS inventory for Chandlee. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Chandlee listings as of 2026-11-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

If we were buying in Chandlee today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Chandlee.

Best Buy
A buyer looking for a lower-volume Panama City community and willing to do extra diligence on comps.
Biggest Risk
With only three closings in the window, the median price and year-over-year figure can shift sharply on the next sale.
Sweet Spot
Buyers comfortable pricing off a thin comp set and confirming condition and amenities property-by-property.
Avoid If
You need a fast, predictable closing timeline or a community with an established, verified amenity package.

A market defined by patience, not pace

With only three closings feeding this window, Chandlee does not behave like a high-volume subdivision with predictable pricing bands. Each sale carries outsized weight, which is why the median has room to swing and why a buyer or seller should treat any single comp with caution rather than certainty.

The 250-day median days on market is the number that deserves attention. That is not a market where homes are getting multiple offers in the first week — it is one where sellers need realistic timeline expectations and buyers may find room to negotiate on terms, not just price. No community amenities are currently identified from active MLS listings, so buyers evaluating Chandlee should confirm what, if anything, is included at the property level rather than assuming a shared amenity package.

“

The location and the amenities are priced into every listing in Chandlee. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-volume market like Chandlee, the handful of comps that exist need context, not just a printout. We walk buyers and sellers through why the numbers look the way they do — including where a small sample size is inflating or understating what a home is actually worth — before anyone anchors to a figure that will not hold up in negotiation.

Chandlee in 15 seconds.

Best forA buyer looking for a lower-volume Panama City community and willing to do extra diligence on comps.
Biggest advantageLong days-on-market figures suggest room to negotiate on price or terms rather than compete on speed.
Biggest riskWith only three closings in the window, the median price and year-over-year figure can shift sharply on the next sale.
Sweet spotBuyers comfortable pricing off a thin comp set and confirming condition and amenities property-by-property.
Avoid ifYou need a fast, predictable closing timeline or a community with an established, verified amenity package.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Chandlee sales matched to your home.

What is your Chandlee home worth?

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Real comps, not an automated estimate.
A buyer targeting a median price point near $287,670 who is willing to verify condition and value on a case-by-case basisExcellent fit
A seller who can accommodate a longer marketing period given the 250-day median time on marketExcellent fit
A buyer or investor comfortable making decisions from a small comp set rather than a deep sales historyExcellent fit
A buyer who needs a fast, competitive-offer market with quick closingsProbably not
A buyer who wants a community with a confirmed, established amenity packageProbably not
A seller expecting the recent price increase to reliably predict what their specific home will fetchProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: November 12, 2026)
Under-contract sharesCPAR MLS records, as of 2026-11-11

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.

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Housing distress & ownership in Chandlee, Panama City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 14 listings
Distress share trend — 0.0% now (2026-08-12 → 2026-11-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Every Home for Sale in Chandlee Right Now (2)

All 2 active and pending Chandlee listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near Chandlee with Momentum Realty’s local guides.

Chandlee To Pc0.1 mi away · 1 for saleMayfield0.2 mi awayBry Co Park0.4 mi away · 3 for saleN Highland0.5 mi away · 40 homes, built 1915–24, 2 for saleJinks U0.5 mi away · 1 for saleSt Andrews Bay Dev Co0.6 mi away · 5 for saleDelwood Estates0.7 mi away · median $169K, 3 sales/12 moCaroline 1 Amend0.7 mi away · 1 for sale

Browse all neighborhood guides →

More on Chandlee

What it really costs to own in Chandlee

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $518/yr across 4 listings here (MLS tax records, 2026-11-12).
Home and flood insuranceThe average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 1987 across 4 listings. An original roof here would be about 39 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

Email me new listings in Chandlee

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

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Have a question about the homes, fees, rules or commute here? A Momentum agent who works Chandlee will answer, and the answer is published on this page for the next buyer.

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