Charlotte Estates
Homes for Sale in Palmetto Bay, FL
All 15 homes for sale in Palmetto Bay, FL · median $315,000 · 70 homes for sale in 33157 · Miami-Dade County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via MIAMI MLS
As of November 2026, Charlotte Estates in Palmetto Bay, FL has 1 home for sale. As of November 2026, the MLS records 1 closed sale in Charlotte Estates in Palmetto Bay, FL, the most recent in September 2026. Across Palmetto Bay as a whole, 25 homes closed in the last 12 months at a median of $1,250,000, 68 median days on market, with 9 homes for sale today. At that median and Miami-Dade County's FY2025-26 rate of 17.59 mills, annual property tax runs about $21,990 ($21,280 with the full homestead exemption).
Last 30 days in Charlotte Estates: 1 new listing (median asking $1,450,000). As of November 11, 2026, Listing information provided by the Southeast Florida MLS (SEFMLS) / MIAMI Association of REALTORS(R). Information is deemed reliable but not guaranteed by the MLS to be accurate.
Charlotte Estates is pricing out at a median of $1,255,000, with a per-square-foot figure of $446.14. That combination points to larger or more finished homes rather than a broad entry-level tier — this is a price-per-square-foot market where condition and square footage carry more weight than any single feature.
A median 24 days on market is a fast clearing rate for a community at this price point, which tells a seller-side story: priced-right listings are not sitting. With only 4 closings in the current window, treat these figures as directional rather than statistically deep — one or two unusual sales can move the median noticeably. Buyers should move with a clear number in mind; sellers should lean on recent comps rather than list price alone.
Figures in this note are as of July 22, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Charlotte Estates sits in Miami-Dade County with a current median sale price of $1,255,000 and a median of 24 days on market, reflecting a smaller, higher-end resale segment rather than a high-volume tract.
MIAMI REALTORS sales records identify 53 homes in CHARLOTTE ESTATES that have changed hands since 2006, built between 1973 and 1994 (median 1976), with a median living area of about 3,097 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: MIAMI REALTORS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Charlotte Estates is best for.
Best for
- A buyer with a clear budget near the $1,255,000 median who has already identified the home's condition and square footage as the main value drivers.
- A seller with a well-maintained, larger-format home who wants to test a fast-moving price band without a long marketing runway.
- A buyer comfortable making a decision from a small comp set rather than a deep sales history.
Probably not for
- A buyer who wants to lean on shared community amenities as part of the value case — none are identified here.
- A buyer who needs a large, statistically deep set of recent sales before committing to a price.
- A buyer working to a budget well below the current median, where inventory in this pocket may not align.
The market around Charlotte Estates
Charlotte Estates is too small for its own price trend, so here is the market around it.
In ZIP 33157, 237 homes are on the market and 17% are under contract — a slower corner of Palmetto Bay.
Across Miami-Dade County, 14,507 homes are active and 2,241 pending (13% under contract).
In ZIP 33157 (Palmetto Bay), 121 homes closed in the last 12 months at a median of $656K ($386/sq ft), with a median 47 days on market. Right now 114 active and 31 pending listings put supply at about 11.3 months — a buyer's market. See the live ZIP 33157 housing market and the Miami-Dade County market.
ZIP and county figures describe the wider market, not Charlotte Estates specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Charlotte Estates
Live MLS inventory for Charlotte Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Charlotte Estates listings as of 2026-11-10, priced high to low. Based on information from the Southeast Florida Multiple Listing Service (SEFMLS) or from MIAMI Association of REALTORS(R) for the period 2026 through 2026. Tap any home to ask about it.
The Charlotte Estates buying strategy.
If we were buying in Charlotte Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Charlotte Estates.
What the numbers are actually saying
With just 4 closings in the current window, Charlotte Estates is a thin market by transaction count. That is not unusual for a smaller enclave, but it means the median price and median ppsf should be read as a snapshot of recent activity, not a settled long-term average. Each closing carries outsized weight here.
No community amenities are identified from current MLS listings, so whatever draws buyers to this pocket is tied to the homes themselves and the location rather than a shared clubhouse, gate, or recreation package. That puts more of the underwriting on individual property condition, lot, and layout than on a community amenity sheet.
The location and the amenities are priced into every listing in Charlotte Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin on transaction count, pricing a listing or evaluating an offer takes more than pulling a median off a dashboard — it takes knowing which of the 4 recent closings are comparable to your home and which are outliers. That is the kind of read we do before a number goes on paper.
Charlotte Estates in 15 seconds.
Tools for a Charlotte Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Charlotte Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Charlotte Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Charlotte Estates home worth?
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Should you buy in Charlotte Estates?
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Data sources & freshness
| Live listings | MIAMI MLS, refreshed twice daily (last: November 10, 2026) |
| Under-contract shares | MIAMI MLS records, as of 2026-11-10 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of MIAMI MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how CHARLOTTE ESTATES fits the bigger picture — live prices, inventory, and Momentum Scores: