Charter Oaks
Homes for Sale in Holly Hill, FL
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of Newton White, Lubansky & White Realty · via DBAMLS
Charter Oaks Holly Hill is a small, tightly built community: 47 homes, all raised in 1985 and 1986, with a median living area of 1,072 square feet. That narrow construction window and compact footprint mean these homes read as consistent in scale and vintage — buyers here aren't choosing between decades of design eras, they're choosing between condition and updates on a shared floor-plan era.
Inventory is thin. With just two active listings and 6 months of supply, the market reads as balanced as of July 12, 2026 — not tilted hard toward buyers or sellers — but a two-listing pool means a correctly priced home controls the conversation, and a buyer waiting for a specific unit to come up may be waiting a while. A homestead share of 76.6% points to most properties being owner-held rather than cycling through as rentals, which tends to support steadier upkeep unit by unit.
Charter Oaks right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of DBAMLS records, as of July 12, 2026. Confidence: Low (2 active and pending listings, 0 closed sales in 12 months).
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· Updated July 12, 2026 · Live data: DBAMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
A compact, single-era community of 47 homes built in 1985 and 1986, where HOA-covered grounds, structure, pool, and clubhouse take exterior maintenance off the owner's plate.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Charter Oaks. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Charter OaksPhotos from DBAMLS listings in Charter Oaks; content deemed reliable but not guaranteed.
Who Charter Oaks is best for.
Best for
- Buyers who want exterior maintenance — grounds, structure, pool, clubhouse — handled by the HOA rather than themselves.
- Buyers comfortable with a compact living area around 1,072 square feet rather than maximizing square footage.
- Buyers targeting a small, single-era Holly Hill community with consistent 1985-1986 construction.
Probably not for
- Buyers who want to compare several similar listings before deciding — inventory here typically runs one or two homes.
- Buyers who need a large living area, since the median unit runs about 1,072 square feet.
- Buyers looking for new or recently built construction, since every home here dates to 1985 or 1986.
The market around Charter Oaks
Charter Oaks is too small for its own price trend, so here is the market around it.
Across Volusia County, 4,230 homes are active and 1,084 pending (20% under contract).
ZIP and county figures describe the wider market, not Charter Oaks specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Charter Oaks
Live MLS inventory for Charter Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Charter Oaks listings as of 2026-10-10, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc. Tap any home to ask about it.
Charter Oaks on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from DBAMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Charter Oaks
- Pool · reported on 5 of 5 listings
- Clubhouse · reported on 4 of 5 listings
- Maintenance Grounds · reported on 4 of 5 listings
- Maintenance Structure · reported on 2 of 5 listings
- Barbecue · reported on 1 of 5 listings
Community amenities as reported across DBAAR listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Recent Developments in Charter Oaks
Development, infrastructure, retail, and school activity affecting Charter Oaks, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Parks & Amenities
Volusia County approves $13 million in ECHO grants for 10 projects
The council approved grants including $2.5 million each for Edgewater, Daytona Beach and the D Ranch Preserve nature center, plus a 250-foot Halifax River pier in Holly Hill, a boat dock in New Smyrna Beach, a DeBary splash pad and Port Orange's Willow Run Park.
What it may mean for the marketFunds new waterfront access and park amenities across several Volusia communities. The site is less than a mile east of Charter Oaks.
Source: WFTV - October 2026Development
Manufacturing and technology job fair set for Oct. 15 at Daytona State
Germfree, B. Braun, Teledyne, Embler Control Systems, Bylight, Pall Corporation and the Electrical Training Alliance will recruit at the Advanced Technology College on Williamson Boulevard in Daytona Beach. The fair runs 2:30 to 5:30 p.m., with a morning session for Volusia high school students.
What it may mean for the marketShows active hiring by regional manufacturing and technology employers. The site is about 4 miles south of Charter Oaks.
Source: FlaglerLive - September 2026Infrastructure
VoTran changes routes Oct. 4, adds DeLand express and discontinues two routes
Route 61X adds weekday service between the Transfer Plaza and the DeLand ITF via I-4, while Routes 33 and 70 are discontinued. A new VoRide Sunday zone in the Daytona Beach area replaces fixed Sunday service on Routes 3, 4, 10 and 15. The County Council approved the changes on June 16.
What it may mean for the marketChanges commute options between Daytona Beach and DeLand and shifts some service to on-demand rides. The site is about 3 miles southeast of Charter Oaks.
Source: Hometown News Volusia - September 2026Infrastructure
Port Orange council upholds award of $14.4 million Cambridge Canal pump station contract
The council voted 5-0 on Sept. 15 to deny a bid protest, keeping the $14.4 million contract with Gregori Construction for the Cambridge Canal and Pump Station upgrade. It is the city's largest stormwater project and aims to reduce flooding and tidal impacts. A formal contract award returns to the council.
What it may mean for the marketStormwater capacity upgrades bear on flood-risk management for nearby Port Orange areas. The project is about 8 miles south of Charter Oaks, elsewhere in Volusia County.
Source: Hometown News Volusia - July 2026Infrastructure
State Road 40 widening in Volusia advances in design
The Florida Department of Transportation project to widen State Road 40 from State Road 11 to Cone Road in Volusia County remains in the design phase, with right of way acquisition in progress and construction not yet funded, according to a project page last updated July 14, 2026. The roughly 7 mile plan would add lanes, replace three bridges, and include a multi use trail and a wildlife crossing.
What it may mean for the marketDesign and right of way work continue on widening State Road 40 to four lanes, a project that would add roadway capacity, new bridges, and a multi use trail along the western Volusia corridor once construction is funded. The project is about 11 miles west of Charter Oaks, elsewhere in Volusia County.
Source: CFL Roads - May 2026Development
Daytona Beach approves Avalon Park Daytona, a master-planned community of about 8,800 homes west of I-95
Daytona Beach commissioners approved Avalon Park Daytona in May 2026, clearing the way for a master-planned community of about 8,800 homes on land west of Interstate 95. The approval also allows commercial and mixed-use space as the project builds out over many years.
What it may mean for the marketA large new master-planned community adds substantial future housing supply west of Interstate 95, a shift that can influence competition and pricing for existing communities in the area. The site is about 6 miles southwest of Charter Oaks.
Source: Observer Local News
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Charter Oaks buying strategy.
If we were buying in Charter Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Charter Oaks.
A Small, Single-Era Community
Every home in Charter Oaks Holly Hill went up in 1985 or 1986, and the median unit runs 1,072 square feet — this is a compact, single-phase build, not a community that grew in additions across multiple decades. That consistency shows up in the amenity package: pool, clubhouse, maintenance of grounds and structure, and a barbecue area are all reported across this community's MLS listings, pointing to an HOA-maintained exterior rather than a purely self-managed street. (Amenities and access should still be verified directly with the HOA.)
With only 47 homes total and two currently active on the market, this is not a community where a buyer can line up five comparable listings side by side. Months of supply sits at 6, placing the market in balanced territory rather than tilted hard toward either side. A homestead share of 76.6% suggests the bulk of these units are owner-held rather than investment turnover stock, which matters for anyone trying to read how consistently the community has been maintained over time.
The location and the amenities are priced into every listing in Charter Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A 47-home community with two active listings doesn't generate much public data to work from — pricing here comes down to knowing what closed recently and the actual condition of each of those two units, not scrolling a long list of comparables. Momentum tracks this inventory as it moves, including activity that isn't sitting on the public market at a given moment, so buyers and sellers aren't limited to whatever two listings happen to be live when they start looking.
Charter Oaks in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Charter Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Charter Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Charter Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Charter Oaks home worth?
Get a no-obligation home value based on real comparable sales in Charter Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Charter Oaks on the map →
Frequently Asked Questions
Is Charter Oaks a buyer's or seller's market right now?
How many homes are in Charter Oaks?
What share of Charter Oaks is owner-occupied?
When were the homes in Charter Oaks built?
Who is the best real estate agent for Charter Oaks?
How do I find a top Holly Hill real estate agent who knows Charter Oaks?
Can Momentum Realty connect me with an agent for Charter Oaks?
Should you buy in Charter Oaks?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Charter Oaks with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | DBAMLS, refreshed twice daily (last: October 10, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | DBAMLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of DBAMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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