Highland Lakes in Jacksonville

Highland Lakes Homes for Sale in Jacksonville, FL

Established Westside community · Argyle/Oakleaf · ZIP 32244

Value single-family living on the Westside, with parks and trails near the Argyle and Oakleaf retail.

Parks and trailsActive HOA, no CDDMinutes to I-295
Live Market Pulse
88/100
Momentum
Strong Seller's Market
Highland Lakes sits below the Jacksonville median for the value Argyle and Oakleaf corridor, so well-kept homes move; the diligence is the HOA dues, any CDD on the parcel, and the condition of an established home.
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Unlock Off-Market Highland Lakes

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$265K
Median Price
2mo
Supply
63days
Avg DOM
Strong
Seller Leverage
$192/sf
Median $/Sqft
+0%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Highland Lakes is a solid value single-family choice on the Westside, a maintained HOA community with parks and trails in the convenient Argyle and Oakleaf corridor. It suits a buyer who wants amenities and space below the Jacksonville median. The diligence is the HOA dues, confirming there is no CDD bond, and the roof and systems on an established home. With the First Coast Expressway's second segment open and new retail landing nearby, the corridor is gaining access and amenities while adding traffic."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Highland Lakes market snapshot (as of June 14, 2026): the median sale price is about $265K ($192 per sq ft), with homes averaging 63 days on market and 2.0 months of supply, a strong seller's market. Values are up 0% over the past year and up 183% since 2012, based on 18 recent closings in live realMLS data.

Highland Lakes sits in the Argyle and Oakleaf area of Jacksonville's Westside, off Collins Road near I-295. It is an established single-family community built from the 1990s onward, with well-maintained midsize homes and an active HOA.

The community is run with parks, playgrounds, and walking trails, which draws a broad range of buyers and value buyers who want amenities and a maintained neighborhood at a Westside price near the Argyle and Oakleaf retail.

Best for

  • Value buyers who want a maintained single-family community below the median
  • Households who want parks, playgrounds, and trails without a gate
  • Commuters who want quick I-295, Blanding, and NAS Jacksonville access
  • Buyers who prefer a modest HOA over a heavier CDD-backed fee stack

Probably not for

  • Buyers who need to be a short drive from the beaches or the Town Center
  • Those who want a gated entrance or resort-style amenities
  • Buyers set on brand-new construction with a builder warranty
  • Anyone sensitive to growth-driven Westside traffic at peak hours

How Highland Lakes is performing right now

88/100
momentum
Strong Seller's Market
Seller's marketBalancedBuyer's market
2Months of supplytight
59Median days on marketdays
4 : 3Under contract vs for salestrong demand
18Sold in last 12 monthsliquidity
+183%Median price since 2012appreciation
+3%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 14, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Highland Lakes listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Highland Lakes buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Highland Lakes

Live MLS inventory for Highland Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Highland Lakes listings as of 2026-06-14, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Argyle / Oakleaf retailAbout 8 minutes
NAS JacksonvilleAbout 15 minutes
Downtown JacksonvilleAbout 25 minutes
St. Johns Town CenterAbout 35 minutes

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Highland Lakes Homes for Sale in Jacksonville, FL with Momentum Realty’s local guides.

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Highland Lakes (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Duval County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Highland Lakes is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public PreK-5

Chimney Lakes Elementary School

Public 6-8

Charger Academy

Public 9-12

Westside High School

Private 9-12

Bishop John J. Snyder High School

Private PreK-12

Trinity Christian Academy

Buying with schools in mind? We can confirm the exact zoned schools for any Highland Lakes address.

The takeaway

What is actually shaping value around Highland Lakes is the Westside's growth corridor, where the First Coast Expressway's second segment opened nearby in 2025 and new retail, including a next-generation Walmart Supercenter at Oakleaf, is landing minutes away. Each item below is sourced and linked.

Recent Developments in Highland Lakes

Our read on what is being built around Highland Lakes, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe corridor's direction points up: the expressway and new retail improve access and everyday convenience near Argyle and Oakleaf, which supports demand. The watch item is traffic, since the same growth pressures Collins Road, Blanding Boulevard, and I-295 at peak.

First Coast Expressway second segment open (2025)

2025
BullishMajor impact
SignificanceRadius: Corridor

A new limited-access expressway through the Oakleaf area improves regional access, a durable positive for Westside values.

Next-gen Walmart Supercenter opens at Oakleaf (2026)

2026
BullishNotable impact
SignificanceRadius: Corridor

A new anchor retailer minutes away adds everyday convenience and jobs near the community.

Expressway spurring Westside economic development

2026
BullishNotable impact
SignificanceRadius: Region

New commercial investment along the expressway corridor supports demand across the Argyle and Oakleaf area.

Oakleaf Town Center anchors corridor retail

Ongoing
NeutralNotable impact
SignificanceRadius: Corridor

Established retail at Oakleaf keeps shopping and dining a short drive from Highland Lakes.

Established, maintained supply stays steady

Ongoing
BullishNotable impact
SignificanceRadius: Community

A settled HOA community keeps resale supply steady, which supports pricing for well-kept homes.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Highland Lakes, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. February 2026
    Development

    Next-generation Walmart Supercenter opens near Oakleaf

    Walmart opened a 175,000-square-foot next-generation Supercenter at southwest First Coast Expressway and Oakleaf Plantation Parkway in February 2026, adding about 400 jobs. Why it matters: A major new retail anchor minutes away adds convenience and jobs near the Argyle and Oakleaf corridor. Source

  2. June 2026
    Infrastructure

    First Coast Expressway drives Westside economic development

    Reporting detailed how the First Coast Expressway, an $1.8 billion project, is spurring development across the Westside and Clay County corridor it serves. Why it matters: Improved access from the expressway supports long-term demand near Argyle and Oakleaf. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Highland Lakes, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA dues and what they cover. Get the current amount in writing and confirm there is no separate assessment.

2

Confirm there is no CDD bond on the parcel. The Property Appraiser record tells you what is really on the tax bill.

3

Read the roof and systems on a resale. Established homes can carry older roofs and systems, so budget the first wave of replacements.

4

Test the commute at your real hours. Drive Collins Road, Blanding, and I-295 at your departure time, since the Westside is growing.

5

Cross-shop the corridor, including Chimney Lakes and Oakleaf Plantation, on total cost of ownership.

Best Buy
A well-kept home on a quiet interior or lake-backing lot, priced to real comps
Biggest Risk
Underestimating Collins Road and I-295 corridor traffic, or an older roof
Best Lot
A lake or preserve-backing lot over a standard interior lot
Smart Timing
Confirm the HOA dues and that there is no CDD before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Single-family community

Built

1990s onward

Sizes

Midsize homes on suburban lots

Status

Established; resale market

Costs & Fees

HOA

Funds parks, trails, common areas

CDD

Confirm no bond on the parcel

Club

None; HOA-funded amenities only

Insurance

Inland Westside; check roof age

Amenities

Parks

Parks and playgrounds

Trails

Walking trails

HOA

Active, maintained community

Setting

Off Collins Road near I-295

Location

Area

Argyle/Oakleaf, Westside 32244

Access

Minutes to I-295 and Blanding

Shopping

Argyle and Oakleaf Town Center

Nearby

NAS Jacksonville, Cecil corridor

The Homes & Style

Highland Lakes is a value single-family community. Recent third-party data put the median list price around $255,000 and roughly $232 per square foot, with pricing varying by home size, lot, and condition.

For county context, the NEFAR April 2026 report put the Duval County median single-family price at about $332,500, a county-wide figure. Highland Lakes prices below that, reflecting the value tier of the Argyle and Oakleaf corridor.

Highland Lakes is a single-family community of midsize homes, so the variation is mostly in the home size, the lot, and whether a property backs to a lake or a preserve.

The homes are well-maintained midsize single-family houses on standard lots, in a range of sizes at value-to-midmarket prices.

Homes that back to a lake or a preserve carry a premium over interior lots for the view and the added privacy.

Living Here

Highland Lakes is run as an HOA community with shared amenities for residents.

The community offers parks, playgrounds, and walking trails maintained by the active homeowners association, giving buyers outdoor space within the neighborhood.

The location off Collins Road puts the Argyle and Oakleaf retail, top-of-mind Westside shopping, and I-295 within a short drive.

Everyday shopping and dining sit along the Argyle and Oakleaf corridors minutes away, with deeper retail at the Oakleaf Town Center and the urban core a drive east for more options.

Highland Lakes carries an HOA. Confirm the current dues and what they cover, and confirm whether the parcel carries a CDD bond, before you buy.

On an established home, confirm the roof age, the systems, and whether the lot backs to a lake or a preserve, since those drive both insurance and value.

Before You Offer

Highland Lakes is a clean, established community, but a few checks still protect your money. Pull the flood zone for the specific home before you write. Most of the Argyle and Oakleaf area sits inland and out of the high-risk zones, but lots that back to a lake or a retention area can read differently, and the flood determination drives both your lender requirements and your premium. Get an insurance quote early, since Florida premiums have moved and the number varies by roof age, construction, and the four-point and wind-mitigation details on an established home.

On the HOA, get the current dues, what they cover, and whether the community carries any separate assessment in writing before you commit, and confirm there is no CDD bond on the parcel through the Duval County Property Appraiser. Highland Lakes does not carry a country club, so the carrying cost is the HOA plus taxes and insurance. Confirm internet at the address, since the larger providers serve this corridor, and verify the actual speed rather than the advertised maximum. Finally, on any resale, read the roof and systems age and budget for the first wave of replacements on a home of this vintage.

Comparisons

The honest field for Highland Lakes is the other established and master-planned communities in the Argyle and Oakleaf corridor, each with a different trade-off.

Chimney Lakes is a large, established Argyle community nearby with a broad range of homes and its own amenities, a deeper market than Highland Lakes at a similar value tier. Argyle Forest is the wider established Argyle area with a broad range of homes and the corridor retail close at hand. Oakleaf Plantation is a larger, amenity-rich master-planned community nearby with resort-style pools and recreation, but at a comparable-to-higher price point and with its own CDD on the tax bill.

Where Highland Lakes consistently wins is the combination of a maintained HOA community with parks and trails, value pricing below the median, and quick I-295 access without a heavy fee stack. It loses to Oakleaf on amenity scale and brand-new construction. We will help you weigh them by total cost of ownership, not list price.

Who It Fits

Highland Lakes fits value buyers who want a maintained, established single-family community on the Westside, with parks, playgrounds, and trails, near the Argyle and Oakleaf retail and quick to I-295 and NAS Jacksonville. The active HOA, the below-median pricing, and the settled streets suit a buyer who wants amenities and space without a gate or a heavy CDD-backed fee stack, and who would rather pay a modest HOA than a fuller master-plan assessment.

It is a weaker fit for buyers who want to be a short drive from the beaches or the St. Johns Town Center, who need a gated entrance or a resort-style amenity package, or who want brand-new construction with a builder warranty. Buyers sensitive to corridor traffic should test the Collins Road and I-295 interchange at their real commute hours, since the Westside is growing. For those buyers, the larger master plans nearby may be the better match.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry
$195K to $253K

Smaller or original floor plans on standard interior lots, often needing some updating. The value entry into a maintained Westside community.

Lowest entry
The Core
$253K to $285K

Well-kept midsize homes on solid interior lots, the heart of the Highland Lakes resale market.

Most inventory
The Top
$285K to $335K

The largest, updated homes on lake or preserve-backing lots, where the view and privacy command the community's strongest prices.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$195K to $253K
The Entry
Smaller or original floor plans on standard interior lots, often needing some updating. The value entry into a maintained Westside community.
$253K to $285K
The Core
Well-kept midsize homes on solid interior lots, the heart of the Highland Lakes resale market.
$285K to $335K
The Top
The largest, updated homes on lake or preserve-backing lots, where the view and privacy command the community's strongest prices.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Established Argyle and Oakleaf locationStrong
Active HOA with parks and trailsStrong
Value pricing below the medianStrong
Improving access from the First Coast ExpresswayPositive
Collins Road and I-295 corridor trafficManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Highland Lakes

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The value Argyle location and the parks and trails do the work here. The deal is won or lost on the fees, the lot, and an honest read of an established home's condition.

Jon Brooks · Founder, Momentum Realty
7.4B · Buy Score
Resale Strength7.4/10
Renovation Risk6.6/10
Location Efficiency7.2/10
Long-Term Defensibility7.0/10
Carrying Cost Advantage8.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Highland Lakes is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Lake and preserve-backing lots carry a premium
  • Interior lots are the value entry into the community
  • The lot and view are what resale gives back
  • Quiet streets suit buyers who want privacy
  • Read the lot before the finishes

In an established single-family community, the homesite is the part of your money the market gives back at resale. Highland Lakes homes that back to a lake or a preserve carry a premium for the view and the added privacy, while the house itself can always be updated. Read the lot and what it backs to first, then price the condition of the home against it.

Highland Lakes in 15 seconds.

Best forValue buyers who want a maintained single-family community with parks and trails below the median.
Biggest advantageAn established Westside address with an active HOA and no CDD, minutes from I-295 and the Argyle and Oakleaf retail.
Biggest riskWestside traffic on Collins Road and I-295, and older roofs and systems on some homes.
Sweet spotA well-kept home on a quiet or lake-backing lot, priced honestly to recent comps.
Avoid ifYou want beach proximity, a gated entrance, or brand-new construction.

HOA, CDD & Fees

15-Second Take
  • HOA funds the parks, trails, and common areas
  • No country club, so no club dues
  • Confirm the current dues and any assessment
  • Confirm there is no CDD bond on the parcel
  • Carrying cost is HOA plus taxes and insurance

Highland Lakes carries an active homeowners association with dues that fund the parks, the trails, and the common areas. Confirm the current HOA dues and exactly what they cover for a specific home in writing, and confirm there is no CDD bond on the parcel.

The parks, the playgrounds, the walking trails, and the common-area landscaping maintained by the active homeowners association. There is no country club, so the carrying cost is the HOA plus taxes and insurance.

No country club; HOA-funded parks and trails only.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Highland Lakes, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Chimney Lakes, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Highland Lakes home worth?

Get a no-obligation home value based on real comparable sales in Highland Lakes matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Highland Lakes on the map →
Or get your Highland Lakes home value & selling guide →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Highland Lakes year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

How much local inventory is already under contract

39% of homes for sale in ZIP 32244 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-22).

Highland Lakes Market Scorecard

Strong seller's market

Highland Lakes is currently a strong seller's market. About 2.0 months of supply, a median asking price of $319,900, and homes go under contract in about 61 days.

2.0
Months supply
$319,900
Median list
$265,000
Median sold
$198
Per sqft
61
Days on mkt
3/4/18
Active/Pend/Sold

Typical home value in the 32244 ZIP is $256,892, about 16.1% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Highland Lakes located?
Highland Lakes is in the Argyle and Oakleaf area of Jacksonville's Westside, off Collins Road near I-295, ZIP 32244.
When was Highland Lakes built?
Highland Lakes is an established single-family community built from the 1990s onward in the Argyle and Oakleaf area.
Is Highland Lakes a gated community?
Highland Lakes is not a gated community, but it carries an active homeowners association that maintains the parks, trails, and common areas.
What is the price range in Highland Lakes?
Highland Lakes is a value single-family community. Recent third-party data put the median list price around $255,000 and roughly $232 per square foot. Confirm current pricing for a specific home.
What kind of homes are in Highland Lakes?
Highland Lakes is well-maintained midsize single-family homes on standard lots, in a range of sizes.
What amenities does Highland Lakes have?
Highland Lakes offers parks, playgrounds, and walking trails maintained by the homeowners association, with the Argyle and Oakleaf retail and I-295 a short drive away.
Does Highland Lakes have an HOA, condo fee, or CDD?
Highland Lakes carries an active homeowners association with dues that fund the parks, the trails, and the common areas. Confirm the current dues, what they cover, and whether the parcel carries any CDD bond for a specific home.
What schools serve Highland Lakes?
Highland Lakes is served by Duval County Public Schools. Assignment is by address and several top schools are application magnets, so confirm the zoning for a specific home with the district locator at duvalschools.org. See our best schools in Duval County guide for the rankings.
Why do buyers choose Highland Lakes?
Buyers choose Highland Lakes for the value single-family pricing, the parks and trails, the maintained HOA community, the convenient Argyle and Oakleaf corridor, and the quick I-295 access.
Is Highland Lakes a good place to live?
Highland Lakes is a good fit for buyers and value buyers who want a maintained single-family community with amenities on the Westside and do not mind a longer drive to the urban core. Whether it fits depends on the home, the HOA dues, and your commute.
What is the commute like from Highland Lakes?
From Highland Lakes the Argyle and Oakleaf retail runs about 8 minutes, NAS Jacksonville about 15 minutes, downtown about 25 minutes, and the St. Johns Town Center about 35 minutes. Collins Road, Blanding Boulevard, and I-295 carry traffic at peak hours.
How does Highland Lakes compare to nearby communities?
Highland Lakes sits near the larger Chimney Lakes, the wider Argyle Forest, and the master-planned Oakleaf Plantation on the Westside. It offers value single-family living with parks and trails in the Argyle and Oakleaf corridor.
Why is insurance important when buying in Highland Lakes?
Insurance is rising across Florida, and the premium depends on the age of the roof, the construction, and the flood zone. Established homes can have older roofs and systems, so confirm the roof age and the flood zone for any specific home and get quotes early. Get quotes early for any specific home and confirm the flood zone before you commit.
Is Highland Lakes a good investment?
Highland Lakes draws steady demand from households and value buyers for its amenities and convenient Westside location, which supports resale, though it prices below the county median. Returns depend on the home and the market. A local agent can show you recent comparable sales.
How do I buy or sell a home in Highland Lakes?
Start with an agent who knows Highland Lakes, its price points, and how it compares to the surrounding Jacksonville communities before you write or accept an offer. Momentum Realty will connect you with a local specialist. Call (904) 351-6461 or submit the form on this page.
Value buyers who want a maintained single-family community below the medianExcellent fit
Households who want parks, playgrounds, and trails without a gateExcellent fit
Commuters who want quick I-295, Blanding, and NAS Jacksonville accessExcellent fit
Buyers who prefer a modest HOA over a heavier CDD-backed fee stackExcellent fit
Buyers who plan to stay a while in an established Westside settingExcellent fit
Buyers who need to be a short drive from the beaches or the Town CenterProbably not
Those who want a gated entrance or resort-style amenitiesProbably not
Buyers set on brand-new construction with a builder warrantyProbably not
Anyone sensitive to growth-driven Westside traffic at peak hoursProbably not
Buyers who want a top-tier resale price rather than value pricingProbably not

Get the inside read on Highland Lakes

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Highland Lakes home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Highland Lakes specialist will reach out personally, usually the same day.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.
Thinking about hiring an agent here? How to find the best real estate agent in Highland Lakes — what to look for, questions to ask, and your local expert.
Highland Lakes Jacksonville median home price history from 2012 to 2026, chart by Momentum Realty
Median sale price in Highland Lakes Jacksonville, Florida by year (2012 to 2026). Source: Momentum Realty.

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