Clear Lake Terrace
Homes for Sale in Cocoa, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Space Coast MLS
As of September 2026, Clear Lake Terrace in Cocoa, FL has 1 home for sale. Homes listed or recently sold were built 1957–1960; none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 43 ft).
Clear Lake Terrace Cocoa is a compact, mature neighborhood where the typical home was built in the late fifties, though construction ran through the late eighties. With just over a hundred homes and median living space around 1,600 square feet, this is classic mid-century Cocoa - the kind of inventory where pricing turns on condition, updates, and lot appeal rather than community amenities or HOA perks. Homestead share sits just above sixty percent, so you're buying into an owner-occupied enclave, but with enough turnover to keep the market honest.
Right now the market posture is seller-leaning, with supply hovering around two and a half months and only one active listing. That means a serious buyer will compete, but it also means a seller without realistic pricing or deferred maintenance will sit. This is not a community where you pay for a lifestyle package - you're buying location in Cocoa, a detached single-family footprint, and the bones of a home that may need thoughtful reinvestment.
Clear Lake Terrace right now
🔴 Seller-leaning market. 2.4 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Space Coast MLS records, as of July 15, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
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Updated July 15, 2026 · Live data: Space Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Clear Lake Terrace Cocoa is a small, established neighborhood in Brevard County where homes date primarily from the late nineteen-fifties, offering mid-sized single-family living without community amenities or HOA structure.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Clear Lake Terrace. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Clear Lake TerracePhotos from Space Coast MLS listings in Clear Lake Terrace; content deemed reliable but not guaranteed.
Who Clear Lake Terrace is best for.
Best for
- Buyers seeking a detached single-family home in Cocoa with renovation upside and no HOA constraints
- Investors or owner-occupants with construction or trade skills who can manage deferred-maintenance risk
- Homesteaders looking for stable, owner-occupied blocks and a long hold horizon
Probably not for
- Buyers who need a turnkey, warrantied home and lack renovation reserves or appetite for projects
- Anyone expecting community amenities, a pool, clubhouse, or walkable retail within the neighborhood
- Buyers relying on low maintenance costs or predictable capital expenditures in the first few years of ownership
The market around Clear Lake Terrace
Clear Lake Terrace is too small for its own price trend, so here is the market around it.
Across Brevard County, 3,585 homes are active and 1,397 pending (28% under contract).
ZIP and county figures describe the wider market, not Clear Lake Terrace specifically. Momentum Research analysis of MLS records.
Clear Lake Terrace on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Space Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Clear Lake Terrace buying strategy.
If we were buying in Clear Lake Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clear Lake Terrace.
What really sets the price in Clear Lake Terrace Cocoa
Price here is a function of condition and capital improvement. The median year built is the late fifties, which means original systems - electric, plumbing, HVAC, roofing - may be on their second or third life cycle, or may be overdue. Homes that have been methodically updated with modern kitchens, baths, windows, and mechanicals command a premium; homes sold as-is or with deferred maintenance will trade at a discount that reflects the cost and risk of bringing them current.
The second variable is lot and location within the neighborhood. With no community amenities and no HOA dues or rules, the value proposition is the parcel itself - size, drainage, landscaping, and proximity to arterials or the lake edge. Buyers are weighing the trade-off between a detached single-family home in Cocoa and the renovation budget required to make it livable on their terms.
The seller-leaning market posture means inventory moves, but it also means buyers have limited choice and must act decisively when a well-maintained example appears. Sellers, conversely, need to price for condition; the small pool of active listings makes every comp count, and an overpriced listing will draw few showings in a neighborhood this size.
The location and the amenities are priced into every listing in Clear Lake Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Clear Lake Terrace Cocoa is a classic condition-driven market, and that demands a broker who knows how to price deferred maintenance, identify capital-improvement red flags, and negotiate repair credits or as-is terms without drama. We bring inspection literacy, a realistic comp discipline, and the willingness to walk away when the numbers don't work. If you're buying, we'll help you separate cosmetic fixes from structural liabilities; if you're selling, we'll stage the truth and price for the market you have, not the one you wish existed.
Clear Lake Terrace in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Clear Lake Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clear Lake Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Clear Lake Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Clear Lake Terrace home worth?
Get a no-obligation home value based on real comparable sales in Clear Lake Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Cocoa →
Recently off market in Clear Lake Terrace
Homes in Clear Lake Terrace that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 2430 Legay Street · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Brevard County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Brevard County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Clear Lake Terrace Market Scorecard
Clear Lake Terrace is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.
Typical home value in the 32922 ZIP is $201,588, about 12.4% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Based on information from the Space Coast MLS for the period 2026 through 2026-09-12. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Clear Lake Terrace a buyer's or seller's market right now?
How many homes are in Clear Lake Terrace?
What share of Clear Lake Terrace is owner-occupied?
When were the homes in Clear Lake Terrace built?
Who is the best real estate agent for Clear Lake Terrace?
How do I find a top Cocoa real estate agent who knows Clear Lake Terrace?
Can Momentum Realty connect me with an agent for Clear Lake Terrace?
Should you buy in Clear Lake Terrace?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Clear Lake Terrace with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Space Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Space Coast MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Clear Lake Terrace fits the bigger picture — live prices, inventory, and Momentum Scores: