Clear Lake Terrace Cocoa
Homes for Sale in Cocoa, FL
True comps, carrying-cost math, and listings before the portals.
Photo via Space Coast MLS

Clear Lake Terrace Cocoa is a compact, mature neighborhood where the typical home was built in the late fifties, though construction ran through the late eighties. With just over a hundred homes and median living space around 1,600 square feet, this is classic mid-century Cocoa - the kind of inventory where pricing turns on condition, updates, and lot appeal rather than community amenities or HOA perks. Homestead share sits just above sixty percent, so you're buying into an owner-occupied enclave, but with enough turnover to keep the market honest.
Right now the market posture is seller-leaning, with supply hovering around two and a half months and only one active listing. That means a serious buyer will compete, but it also means a seller without realistic pricing or deferred maintenance will sit. This is not a community where you pay for a lifestyle package - you're buying location in Cocoa, a detached single-family footprint, and the bones of a home that may need thoughtful reinvestment.
Clear Lake Terrace Cocoa right now
🔴 Seller-leaning market. 2.4 months of supply and 0% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Space Coast MLS records, as of July 15, 2026. Confidence: Low (1 active and pending listings, 0 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Space Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The setting & the homes.
Aerial and on-site photos of Clear Lake Terrace Cocoa. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Space Coast MLS listings in Clear Lake Terrace Cocoa; content deemed reliable but not guaranteed.
Who Clear Lake Terrace Cocoa is best for.
Best for
- Buyers seeking a detached single-family home in Cocoa with renovation upside and no HOA constraints
- Investors or owner-occupants with construction or trade skills who can manage deferred-maintenance risk
- Homesteaders looking for stable, owner-occupied blocks and a long hold horizon
Probably not for
- Buyers who need a turnkey, warrantied home and lack renovation reserves or appetite for projects
- Anyone expecting community amenities, a pool, clubhouse, or walkable retail within the neighborhood
- Buyers relying on low maintenance costs or predictable capital expenditures in the first few years of ownership
The market around Clear Lake Terrace Cocoa
Clear Lake Terrace Cocoa is too small for its own price trend, so here is the market around it.
Across Brevard County, 3,585 homes are active and 1,397 pending (28% under contract).
ZIP and county figures describe the wider market, not Clear Lake Terrace Cocoa specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Clear Lake Terrace Cocoa
Live MLS inventory for Clear Lake Terrace Cocoa. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Clear Lake Terrace Cocoa listings as of 2026-07-14, priced high to low. Based on information from the Space Coast MLS for the period %s through %s. Tap any home to ask about it.
Clear Lake Terrace Cocoa on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Space Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Brevard County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Cambridge · Elementary
- Cocoa · Middle
- Cocoa · High
Zoned schools reflect the assignments reported on recent Clear Lake Terrace Cocoa listings and can change; always confirm with Brevard County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Clear Lake Terrace Cocoa address.
The Clear Lake Terrace Cocoa buying strategy.
If we were buying in Clear Lake Terrace Cocoa today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Clear Lake Terrace Cocoa.
What really sets the price in Clear Lake Terrace Cocoa
Price here is a function of condition and capital improvement. The median year built is the late fifties, which means original systems - electric, plumbing, HVAC, roofing - may be on their second or third life cycle, or may be overdue. Homes that have been methodically updated with modern kitchens, baths, windows, and mechanicals command a premium; homes sold as-is or with deferred maintenance will trade at a discount that reflects the cost and risk of bringing them current.
The second variable is lot and location within the neighborhood. With no community amenities and no HOA dues or rules, the value proposition is the parcel itself - size, drainage, landscaping, and proximity to arterials or the lake edge. Buyers are weighing the trade-off between a detached single-family home in Cocoa and the renovation budget required to make it livable on their terms.
The seller-leaning market posture means inventory moves, but it also means buyers have limited choice and must act decisively when a well-maintained example appears. Sellers, conversely, need to price for condition; the small pool of active listings makes every comp count, and an overpriced listing will draw few showings in a neighborhood this size.
The location and the amenities are priced into every listing in Clear Lake Terrace Cocoa. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Clear Lake Terrace Cocoa is a classic condition-driven market, and that demands a broker who knows how to price deferred maintenance, identify capital-improvement red flags, and negotiate repair credits or as-is terms without drama. We bring inspection literacy, a realistic comp discipline, and the willingness to walk away when the numbers don't work. If you're buying, we'll help you separate cosmetic fixes from structural liabilities; if you're selling, we'll stage the truth and price for the market you have, not the one you wish existed.
Clear Lake Terrace Cocoa in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA - confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Clear Lake Terrace Cocoa buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Clear Lake Terrace Cocoa sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Clear Lake Terrace Cocoa, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Clear Lake Terrace Cocoa home worth?
Get a no-obligation home value based on real comparable sales in Clear Lake Terrace Cocoa, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Clear Lake Terrace Cocoa on the map →
Clear Lake Terrace Market Scorecard
Clear Lake Terrace is currently a buyer-leaning market (limited data). About 2.4 months of supply, a median asking price of $218,000.
Typical home value in the 32922 ZIP is $201,881, about 12.3% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Based on information from the Space Coast MLS for the period 2026 through 2026-07-14. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
Is Clear Lake Terrace Cocoa a buyer's or seller's market right now?
How many homes are in Clear Lake Terrace Cocoa?
What share of Clear Lake Terrace Cocoa is owner-occupied?
When were the homes in Clear Lake Terrace Cocoa built?
Who is the best real estate agent for Clear Lake Terrace Cocoa?
How do I find a top Cocoa real estate agent who knows Clear Lake Terrace Cocoa?
Can Momentum Realty connect me with an agent for Clear Lake Terrace Cocoa?
Should you buy in Clear Lake Terrace Cocoa?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Clear Lake Terrace Cocoa with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Space Coast MLS, refreshed twice daily (last: July 14, 2026) |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Space Coast MLS records, as of 2026-07-12 |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Space Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Space Coast MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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