Clearwater Cascade in Clearwater

Clearwater
Cascade Homes for Sale

Resident-owned 55+ community · Clearwater · ZIP 33764

A resident-owned 55+ manufactured community in central Clearwater.

55+ communityResident-ownedManufactured homes
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a resident-owned 55+ manufactured community, where you buy a share in the cooperative along with the home; the share, the monthly fee, and manufactured-home financing decide the buy, so read all three for a specific home.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Clearwater Cascade is a resident-owned 55+ manufactured-home community in central Pinellas, so the read is unlike a standard subdivision: public sources describe it as a resident-owned manufactured-home community, which typically means buyers purchase a share in the cooperative that owns the land along with the manufactured home, rather than renting a lot. That makes the share value, the monthly maintenance fee, the cooperative's financials, and manufactured-home financing and insurance the central variables, alongside the age and condition of the home. Your leverage is reading the ownership structure, the fee, and the specific home and its title before you buy. Confirm the details directly with the community, since specifics vary."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Clearwater Cascade is a resident-owned 55+ manufactured-home community in Clearwater, in central Pinellas County's 33764 area. Public sources describe it as a resident-owned manufactured-home community, an age-qualified community for residents 55 and older.

The defining feature is the ownership structure: in a resident-owned community, the residents collectively own the land through a cooperative, and a buyer typically purchases a share in that cooperative along with the manufactured home, rather than renting a lot. That makes the share value and the monthly maintenance fee central, and it shapes financing, which for manufactured homes and co-op shares differs from a standard mortgage.

Because homes are manufactured and the community is age-qualified, the age and condition of a specific home, its roof, systems, and tie-downs, and manufactured-home insurance are the real variables, alongside the cooperative's financial health. Confirm the share structure, the monthly fee and what it covers, and the home and its title for a specific property.

For buyers 55 and older who want an affordable, resident-owned manufactured-home community in central Pinellas near the beaches and Clearwater, Clearwater Cascade is one of the options. The work is reading the ownership structure, the fee, and the home honestly, and confirming the details directly with the community, before you buy.

Best for

  • Buyers 55 and older who want affordable, resident-owned manufactured-home living
  • Anyone comfortable with cooperative share ownership of the land
  • Buyers who value a central Pinellas location near the beaches
  • Cash buyers or those using specialty manufactured-home or co-op financing

Probably not for

  • Buyers under the community's age requirement
  • Anyone who needs a standard mortgage on a site-built home
  • Buyers who want a single-family home or a private yard
  • Anyone who will not read the cooperative financials and the home

How Clearwater Cascade is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
72Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Clearwater Cascade listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Clearwater Cascade buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Clearwater Cascade sits in Clearwater, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

US-19 corridor~5-10 min · main retail spine
Downtown Clearwater~10-15 min · shopping and services
Clearwater Beach~20-25 min · Gulf beach
St. Petersburg-Clearwater Airport (PIE)~10-15 min · regional airport
Tampa (via the bridges)~30-40 min · cross-bay commute
Tampa International Airport (TPA)~30-40 min · via the bridges

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near ClearwaterCascade Homes for Sale with Momentum Realty’s local guides.

ESEastwood ShoresSection 3 Homes for Sale in Clearwater, FLClearwater, FL · 0.1 miSGSouth Gate Mobile Home Park Homes for Sale in Clearwater, FLClearwater, FL · 0.1 miDVDoral Village Homes for Sale in Clearwater, FLClearwater, FL · 0.3 miWHWhitneyLakes Homes for Sale in Clearwater, FLClearwater, FL · 0.6 miFPFour Pines Homes for Sale in Clearwater, FLClearwater, FL · 0.7 miNCNewport,Clearwater Homes for SaleClearwater, FL · 0.8 miICImperial Cove Homes for Sale in Clearwater, FLClearwater, FL · 0.8 miTBTowns at Belleair Grove,Clearwater Homes for SaleClearwater, FL · 0.9 miCCCove CayVillage II Homes for Sale in Clearwater, FLClearwater, FL · 1.0 mi

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Clearwater Cascade (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Clearwater Cascade is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Clearwater Cascade address.

The takeaway

What is actually shaping value at Clearwater Cascade: the resident-owned cooperative structure, the affordable 55+ living in central Pinellas, the age and condition of manufactured homes, and the financing. Each item is sourced and linked.

Recent Developments in Clearwater Cascade

Our read on what is being built around Clearwater Cascade, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishAffordable 55+ resident-owned living supports demand, while the defining watch items are the cooperative share structure and fee, the age and condition of a manufactured home, and the financing.

Resident-owned structure shapes the buy

Ongoing
NeutralMajor impact
SignificanceRadius: Community

Resident ownership through a cooperative means buyers purchase a share along with the home; the share and fee are the central read.

Affordable 55+ living in central Pinellas

Ongoing
BullishNotable impact
SignificanceRadius: Community

Affordable manufactured-home living near the beaches and Clearwater supports demand among 55+ buyers.

Manufactured-home age and condition drive value

Ongoing
NeutralMajor impact
SignificanceRadius: Community

The age, roof, systems, and tie-downs of a manufactured home drive value and insurability; read the specific home.

Financing differs for manufactured homes and co-op shares

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Financing for manufactured homes and cooperative shares differs from a standard mortgage; confirm the options.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Clearwater Cascade, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    Community

    Clearwater Cascade operates as a resident-owned 55+ community

    Community sources describe Clearwater Cascade as a resident-owned manufactured-home community for residents 55 and older in central Pinellas County. Why it matters: The resident-owned share structure and the monthly fee, not the home finishes, drive the buy; confirm them with the community. Source

  2. October 2024
    Storm

    2024 storm season tests Pinellas manufactured communities

    The 2024 storms brought wind and flooding concerns to parts of Pinellas County, a reminder that manufactured homes and their tie-downs and elevation warrant a close read. Why it matters: Confirm the community's elevation and flood picture and the home's wind tie-downs as part of the read. Source

Development alerts for Clearwater CascadeGet a short monthly email when something new is approved, funded, or opens near Clearwater Cascade.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Clearwater Cascade, this is the order of operations we would run, and the one we run for our clients.

1

Understand the resident-owned structure. Confirm whether you buy a share in the cooperative along with the home, and what that means for ownership and fees.

2

Read the share value and monthly fee. Confirm the share price, the monthly maintenance fee, and the cooperative's financials directly with the community.

3

Read the specific home. The build year, roof, systems, and tie-downs drive value and insurability on a manufactured home.

4

Confirm financing and insurance. Manufactured-home and co-op share financing differ from a standard mortgage; confirm the options.

5

Compare 55+ manufactured options, and cross-shop Betmar Acres for an owned-lot 55+ alternative.

Best Buy
A well-kept, updated home in a financially sound cooperative with a clear share and fee
Biggest Risk
Overlooking the cooperative financials, the share, and the financing
Best Lot
An updated home in a sound cooperative over a dated one
Smart Timing
Confirm the share, the fee, the financials, and the financing before offering
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Clearwater Cascade is a resident-owned 55+ manufactured-home community in Clearwater, in central Pinellas County's 33764 area. Public sources describe it as a resident-owned manufactured-home community, which typically means buyers purchase a share in the cooperative that owns the land along with the manufactured home, rather than renting a lot. That makes the share value, the monthly maintenance fee, the cooperative's financial health, and manufactured-home and co-op share financing the central variables, alongside the age and condition of a specific home. The central Pinellas location is convenient to Clearwater, the beaches, and the airports. Confirm the ownership structure, the fee, and the home details directly with the community, since specifics vary.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home

Older or original manufactured homes with the cooperative share, the affordable, update-it route into the community.

Lowest entry
The Updated Home

Updated manufactured homes with a newer roof and systems and the share, the heart of the resale market here.

Most inventory
The Newer or Premium Home

Newer or best-kept manufactured homes in a financially sound cooperative, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Home
Older or original manufactured homes with the cooperative share, the affordable, update-it route into the community.
The Updated Home
Updated manufactured homes with a newer roof and systems and the share, the heart of the resale market here.
The Newer or Premium Home
Newer or best-kept manufactured homes in a financially sound cooperative, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within ClearwaterStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Clearwater Cascade

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The affordability and the central location are the draw. The deal is won or lost on the cooperative share, the fee, and the home.

Jon Brooks · Founder, Momentum Realty
6.8C+ · Buy Score
Resale Strength6.4/10
Renovation Risk5.8/10
Location Efficiency7.6/10
Long-Term Defensibility6.4/10
Carrying Cost Advantage8.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Clearwater Cascade is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Clearwater Cascade, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Clearwater Cascade in 15 seconds.

Best forBuyers 55 and older who want affordable, resident-owned manufactured-home living in central Pinellas.
Biggest advantageResident ownership and a central Pinellas location near the beaches at an affordable cost.
Biggest riskThe cooperative share, the financials, and the home condition on a manufactured home.
Sweet spotAn updated home in a financially sound cooperative with a clear share and fee.
Avoid ifYou need standard financing or a site-built single-family home.

HOA, CDD & Fees

15-Second Take
  • Resident-owned cooperative
  • Buy a share along with the home
  • Monthly fee, not lot rent
  • Manufactured homes, read the age
  • Confirm the share, fee, and financing

Public sources describe a resident-owned community, so a buyer typically purchases a share in the cooperative along with the home and pays a monthly maintenance fee rather than lot rent; confirm the share value, the monthly fee, and what it covers directly with the community.

In a resident-owned community the monthly fee supports the shared land, common areas, and amenities the cooperative maintains; confirm exactly what is included and the cooperative's financials.

Confirm the community amenities directly with the community, as resident-owned 55+ manufactured communities commonly offer a clubhouse, a pool, and social activities.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Clearwater Cascade, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Betmar Acres, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Clearwater Cascade home worth?

Get a no-obligation home value based on real comparable sales in Clearwater Cascade matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

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Real comps, not a Zestimate.

Clearwater Cascade Market Scorecard

Strong seller's market

Clearwater Cascade is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Clearwater Cascade?
Clearwater Cascade is a resident-owned 55+ manufactured-home community in Clearwater, in central Pinellas County's 33764 area, convenient to Clearwater, the beaches, and the airports.
What does resident-owned mean?
In a resident-owned community, the residents collectively own the land through a cooperative, and a buyer typically purchases a share in that cooperative along with the manufactured home, rather than renting a lot. Confirm the structure with the community.
Is Clearwater Cascade a 55+ community?
Yes. Public sources describe it as an age-qualified 55+ community. Confirm the exact occupancy rules and any exceptions with the community.
Can I get a mortgage here?
Financing for manufactured homes and cooperative shares differs from a standard mortgage and can require specialty lenders or cash. Confirm the financing options before you make an offer.
What are the monthly fees?
In a resident-owned community, a monthly maintenance fee supports the shared land and amenities rather than lot rent. Confirm the current fee and what it covers directly with the community.
What kind of homes are here?
Public sources describe manufactured homes in an age-qualified community. The age, condition, roof, systems, and tie-downs of a specific home drive value, so read the home carefully.
What amenities does the community have?
Confirm the amenities directly with the community, as resident-owned 55+ manufactured communities commonly offer a clubhouse, a pool, and social activities.
How far is Clearwater Cascade from the beaches?
Clearwater Beach is roughly twenty to twenty-five minutes by car, with downtown Clearwater and US-19 shopping closer.
What should I check before buying here?
Confirm the resident-owned share structure and value, the monthly fee and what it covers, the cooperative's financials, the home's age and condition, and the financing and insurance options.
Did the 2024 storms affect this area?
The 2024 storms brought wind and flooding concerns to parts of Pinellas. Confirm the community's elevation and flood picture and the home's wind tie-downs as part of the read.
Is a resident-owned community a good value?
Resident ownership can offer affordable 55+ living and a say in the community, but the share, the fee, the cooperative financials, and manufactured-home financing drive the real value. Read them carefully.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. In a resident-owned manufactured community where the share, fee, and financing drive the buy, having your own representation is the highest-leverage decision you make.
Buyers 55 and older who want affordable, resident-owned manufactured-home livingExcellent fit
Anyone comfortable with cooperative share ownership of the landExcellent fit
Buyers who value a central Pinellas location near the beachesExcellent fit
Cash buyers or those using specialty manufactured-home or co-op financingExcellent fit
Buyers who will confirm the share, the fee, and the home with the communityExcellent fit
Buyers under the community's age requirementProbably not
Anyone who needs a standard mortgage on a site-built homeProbably not
Buyers who want a single-family home or a private yardProbably not
Anyone who will not read the cooperative financials and the homeProbably not
Buyers who want site-built ownership with standard financingProbably not

Get the inside read on Clearwater Cascade

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Clearwater Cascade home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Clearwater Cascade specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Clearwater Cascade — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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