Cottages At Eastern Lake Santa Rosa Beach FL
Homes for Sale in Santa Rosa Beach, FL
All 855 homes for sale in Santa Rosa Beach, FL · median $1,150,000 · 865 homes for sale in 32459 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Nearby homes for sale
No active listings inside Cottages At Eastern Lake Santa Rosa Beach FL 32459 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
As of October 2026, the MLS records 2 closed sales in Cottages At Eastern Lake Santa Rosa Beach FL 32459 in Santa Rosa Beach, FL since 2023, the most recent in September 2026. Across Santa Rosa Beach as a whole, 545 homes closed in the last 12 months at a median of $975,000, 84 median days on market, with 302 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $9,510 ($9,130 with the full homestead exemption).
| Location | Santa Rosa Beach, Walton County, FL · ZIP 32459 |
|---|---|
| Homes in the community | 68 (FL DOR 2025 assessment roll) |
| Years built | 1975–2023 (median 2003) |
| Typical living area | 2,685 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 13% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Cottages At Eastern Lake Santa Rosa Beach FL 32459 key facts,” movewithmomentum.com/neighborhoods/cottages-at-eastern-lake-santa-rosa-beach-fl-32459, data as of September 20, 2026.
Last 30 days in Cottages At Eastern Lake Santa Rosa Beach FL: 1 closed sale (median $1,949,000). As of October 2, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
The market around Cottages At Eastern Lake Santa Rosa Beach FL
Cottages At Eastern Lake Santa Rosa Beach FL is too small for its own price trend, so here is the market around it.
In ZIP 32459, 1,067 homes are on the market and 18% are under contract — a slower corner of Santa Rosa Beach.
Across Walton County, 3,174 homes are active and 698 pending (18% under contract).
ZIP and county figures describe the wider market, not Cottages At Eastern Lake Santa Rosa Beach FL specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Cottages At Eastern Lake Santa Rosa Beach FL 32459, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Cottages At Eastern Lake Santa Rosa Beach FL buying strategy.
If we were buying in Cottages At Eastern Lake Santa Rosa Beach FL today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cottages At Eastern Lake Santa Rosa Beach FL.
A closer look at the Cottages At Eastern Lake Santa Rosa Beach FL market
The housing stock is 68 homes built between 1975 and 2023, and 13% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Cottages At Eastern Lake Santa Rosa Beach FL. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Cottages At Eastern Lake Santa Rosa Beach FL buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cottages At Eastern Lake Santa Rosa Beach FL sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Cottages At Eastern Lake Santa Rosa Beach FL, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Cottages At Eastern Lake Santa Rosa Beach FL home worth?
Get a no-obligation home value based on real comparable sales in Cottages At Eastern Lake Santa Rosa Beach FL, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Cottages At Eastern Lake Santa Rosa Beach FL 32459
Homes in Cottages At Eastern Lake Santa Rosa Beach FL 32459 that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 106 Eastern Lake Court · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Walton County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Walton County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Cottages At Eastern Lake Santa Rosa Beach FL?
What share of Cottages At Eastern Lake Santa Rosa Beach FL is owner-occupied?
When were the homes in Cottages At Eastern Lake Santa Rosa Beach FL built?
Who is the best real estate agent for Cottages At Eastern Lake Santa Rosa Beach FL?
How do I find a top Santa Rosa Beach real estate agent who knows Cottages At Eastern Lake Santa Rosa Beach FL?
Can Momentum Realty connect me with an agent for Cottages At Eastern Lake Santa Rosa Beach FL?
Where is Cottages At Eastern Lake Santa Rosa Beach FL, and what county is it in?
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32459)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2023 (2 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Cottages At Eastern Lake Santa Rosa Beach FL 32459 fits the bigger picture — live prices, inventory, and Momentum Scores:
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