CROSS CREEK
Homes for Sale in TAMPA, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
CROSS CREEK right now
🟡 Balanced market. 5.6 months of supply and 12% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: High (8 active and pending listings, 16 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($470K) is down 6.9% from the prior 12 months ($505K) and up 129% since 2012. With about 17 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Medium (16 and 11 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
CROSS CREEK market snapshot (as of August 2, 2026): the median sale price is about $470K ($213 per sq ft over the trailing 12 months of closed sales), a median 22 days on market for closed sales, and 5.6 months of supply, a balanced market. The trailing-12-month median is down 7% from the prior 12 months and up 129% since 2012, computed from record-level Stellar MLS closed sales (16 closings in the current window).
CROSS CREEK is a community of 553 homes in TAMPA, Hillsborough County, built between 1999 and 2006 (median 2002), with a median living area of about 2,068 square feet. 59% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of CROSS CREEK. Swipe to explore the community.
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CROSS CREEKPrice History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($470K) IS the median in the snapshot above, and the move from 2025 ($505K) IS the -6.9% one-year change.
Windows contain 0 to 74 sales each (16 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
23% of homes for sale in ZIP 33647 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-08-01).
CROSS CREEK Market Scorecard
CROSS CREEK is currently a balanced market. About 5.6 months of supply, a median asking price of $370,000, and homes go under contract in about 130 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in CROSS CREEK, TAMPA
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in CROSS CREEK
Live MLS inventory for CROSS CREEK. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 85 daysTop listing
Active · 130 days
Active · 274 days
Active · 150 days
Active · 1 days
Active · 11 days
Pending · 29 daysActive and pending CROSS CREEK listings as of 2026-08-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.
CROSS CREEK on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at CROSS CREEK
- Playground · reported on 10 of 15 listings
- Tennis Court(s) · reported on 9 of 15 listings
- Park · reported on 6 of 15 listings
- Deed Restrictions · reported on 3 of 15 listings
- Pool · reported on 2 of 15 listings
- Touchless Entry · reported on 1 of 15 listings
- Fitness Center · reported on 1 of 15 listings
- Gated Community - No Guard · reported on 1 of 15 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Heritage-HB · Elementary
- Benito-HB · Middle
- Wharton-HB · High
Zoned schools reflect the assignments reported on recent CROSS CREEK listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any CROSS CREEK address.
Recent Developments in Cross Creek
Development, infrastructure, retail, and school activity affecting Cross Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
33-story tower planned for Water Street Tampa expansion
Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.
What it may mean for the marketAdds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 16 miles southwest of Cross Creek, elsewhere in Hillsborough County.
Source: Florida YIMBY - July 2026Development
Mercy Oaks II affordable apartments open on North Florida Avenue
Catholic Charities, with the City of Tampa and Hillsborough County, completed Mercy Oaks II, a 17-unit affordable apartment building on North Florida Avenue in East Tampa built on the site of a former strip mall. The project includes 15 one-bedroom and two two-bedroom units, with seven units serving households up to 80 percent of area median income and ten up to 50 percent. It was supported by 1.25 million dollars in state SHIP funds from the city and sits next to the 20-unit Mercy Oaks I completed in 2022.
What it may mean for the marketAdds 17 income restricted apartments on a former strip mall site, expanding the affordable rental supply and converting vacant commercial land to housing. The project is about 13 miles southwest of Cross Creek, elsewhere in Hillsborough County.
Source: City of Tampa - July 2026Builder Activity
First 3D-printed affordable home nears completion in East Tampa
The nonprofit Corporation to Develop Communities of Tampa is completing Tampa's first 3D-printed affordable home on Lurline Circle in East Tampa, using a gantry-style printer that layers concrete for the walls. The house is expected to be finished within weeks and listed for sale in about two months, with down payment assistance and first time homebuyer programs available. The effort is part of a broader CDC initiative that includes more than 90 multifamily units in East Tampa.
What it may mean for the marketIntroduces 3D concrete printing construction to the local for sale housing market, with a new single family home and additional multifamily units planned. The method signals a new building technique entering the area home supply. The project is about 12 miles southwest of Cross Creek, elsewhere in Hillsborough County.
Source: Bay News 9 - January 2026Development
Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel
Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.
What it may mean for the marketAdded outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The site is about 4 miles northwest of Cross Creek.
Source: HCO News
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Tampa Bay.
The CROSS CREEK buying strategy.
If we were buying in CROSS CREEK today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in CROSS CREEK.
A closer look at the CROSS CREEK market
At a median of $213 per square foot, CROSS CREEK prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 5.6 months of supply, a balanced market and the trailing-12-month median down 7% year over year. Homes that do trade take a median 22 days on market, useful leverage on any listing that has lingered.
The housing stock is 553 homes built between 1999 and 2006, and 59% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in CROSS CREEK. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in CROSS CREEK buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.2). Basis: Long-Term Appreciation +129% since 2012; Recent Direction -6.9% year-over-year; Liquidity & Demand 5.6 months of supply; Owner Commitment 59% owner-occupied; Pricing Power 97.1% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a CROSS CREEK buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed CROSS CREEK sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in CROSS CREEK, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your CROSS CREEK home worth?
Get a no-obligation home value based on real comparable sales in CROSS CREEK, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in CROSS CREEK on the map →
Frequently Asked Questions
What is the median home price in CROSS CREEK?
How long do homes in CROSS CREEK take to sell?
Is CROSS CREEK a buyer's or seller's market right now?
How many homes are in CROSS CREEK?
What share of CROSS CREEK is owner-occupied?
When were the homes in CROSS CREEK built?
Do cash buyers compete in CROSS CREEK?
Have CROSS CREEK home prices gone up?
Who is the best real estate agent for CROSS CREEK?
How do I find a top TAMPA real estate agent who knows CROSS CREEK?
Can Momentum Realty connect me with an agent for CROSS CREEK?
Nearby Communities
Explore more neighborhoods near CROSS CREEK with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2004 (457 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how CROSS CREEK fits the bigger picture — live prices, inventory, and Momentum Scores: