Crown Point
Homes for Sale in Panama City Beach, FL
All 753 homes for sale in Panama City Beach, FL · median $369,000 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, the MLS records 14 closed sales in Crown Point in Panama City Beach, FL since 2014, the most recent in November 2025. Across Panama City Beach as a whole, 18 homes closed in the last 12 months at a median of $425,000, 76 median days on market, with 1,400 homes for sale today. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $5,220 ($4,730 with the full homestead exemption).
| Location | Panama City Beach, Bay County, FL · ZIP 32404, 32413 |
|---|---|
| Homes in the community | 40 (FL DOR 2025 assessment roll) |
| Years built | 1962–2013 (median 1972.5) |
| Typical living area | 2,260 sq ft (median) |
| Owner-occupied (homestead) share | 57% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Crown Point key facts,” movewithmomentum.com/neighborhoods/crown-point, data as of September 20, 2026.
Crown Point is an older, established section of Panama City Beach, with homes dating back to 1962 and a median build year of 1974. That age spread is the main driver of value here: a home from the early build years reads very differently than one of the newer or more recently updated properties in the same 146-home inventory, and buyers should expect condition and updates to matter more than location alone.
With no community amenities identified in current MLS listings, this is a market priced on the house itself, not on a package of shared facilities. Sellers get more credit for what has been done to the structure and lot; buyers should budget time and diligence for verifying systems and updates rather than assuming a uniform product across the neighborhood.
Nearby homes for sale
No active listings inside Crown PointHomes for Sale in Panama City Beach, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Crown Point mixes original-era construction with homes built well into the 2000s and 2010s, giving the area a wide range of style and condition rather than one consistent look.
CPAR sales records identify 7 homes in Crown Point that have changed hands since 2010, built between 1962 and 2024 (median 1994), with a median living area of about 2,838 sq ft and a typical 4-bedroom, 3-bath layout; 86% are single-family homes. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Crown Point is best for.
Best for
- Buyers comfortable evaluating homes on individual condition rather than a uniform build standard.
- Buyers who want an established Panama City Beach location and are not seeking HOA-run amenities.
- Buyers open to either an original-era home with updating potential or a newer build within the same area.
Probably not for
- Buyers who want a single consistent architectural era or build year across the neighborhood.
- Buyers who prioritize community amenities like clubhouses, pools, or shared recreation facilities.
- Buyers unwilling to budget for inspection and possible system updates on an older home.
The market around Crown Point
Crown Point is too small for its own price trend, so here is the market around it.
In ZIP 32404, 428 homes are on the market and 30% are under contract — a fast-moving corner of Panama City Beach.
Across Bay County, 2,515 homes are active and 528 pending (17% under contract).
In ZIP 32404 (Panama City Beach), 1,060 homes closed in the last 12 months at a median of $290K, down 3.3% year over year, with a median 58 days on market. Right now 391 active and 146 pending listings — a balanced market. See the live ZIP 32404 housing market and the Bay County market.
ZIP and county figures describe the wider market, not Crown Point specifically. Momentum Research analysis of MLS records.
The Crown Point buying strategy.
If we were buying in Crown Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Crown Point.
Six Decades of Building
The build range in Crown Point runs from 1962 to 2023, with a median year built of 1974. That places the typical home well into its middle age, and buyers evaluating any specific listing should treat the year built as a starting point for questions about roofing, electrical, plumbing, and prior renovation rather than a guarantee of original condition.
Living space runs to a median of 2,075 square feet, which is a workable size for a range of layouts without being oversized. About half of homes in the area carry a homestead exemption, indicating a meaningful share of owner-occupied use alongside a comparable share of non-homestead ownership, which can include second homes or investment holdings. With no listed community amenities, appeal here rests on the home and its lot, not on shared infrastructure.
The location and the amenities are priced into every listing in Crown Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood spanning six decades of construction with no amenity package to standardize expectations, the work is in the details: knowing which streets have seen recent renovation, what a given build year typically means for major systems, and how to read a listing's condition against its price. That is where a local, hands-on read matters more than a generic search.
Crown Point in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Crown Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Crown Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Crown Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Crown Point home worth?
Get a no-obligation home value based on real comparable sales in Crown Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in Crown Point?
What share of Crown Point is owner-occupied?
When were the homes in Crown Point built?
Who is the best real estate agent for Crown Point?
How do I find a top Panama City Beach real estate agent who knows Crown Point?
Can Momentum Realty connect me with an agent for Crown Point?
Where is Crown Point, and what county is it in?
Should you buy in Crown Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32404/32413)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
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