Crystal Lake Estates
Homes for Sale in Lake Mary, FL
All 221 homes for sale in Lake Mary, FL · median $485,000 · 191 homes for sale in 32746 · Seminole County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of November 2026, Crystal Lake Estates in Lake Mary, FL has 1 home for sale. As of November 2026, the MLS records 10 closed sales in Crystal Lake Estates in Lake Mary, FL since 2004, the most recent in November 2024. Across Lake Mary as a whole, 511 homes closed in the last 12 months at a median of $450,000, 32 median days on market, with 189 homes for sale today. At that median and Seminole County's FY2025-26 rate of 15.18 mills, annual property tax runs about $6,830 ($6,230 with the full homestead exemption).
Crystal Lake Estates is a small, established pocket of 41 homes in Lake Mary, built out between 1985 and 1998. With a median living area around 2,288 square feet and a median build year of 1990, price here is driven less by any list range and more by condition: an updated interior versus an original-finishes house of the same footprint will tell the real story. There is no recent closing activity in the window, so there's no fresh comparable sale to anchor negotiations.
Supply is thin - a single active listing against a community this size. That favors a prepared seller, but it also means buyers have little to compare against and will need to lean on condition, lot, and square footage rather than a deep comp set. The high homestead share (about 85%) points to an owner-occupied, slow-turnover community, so inventory tends to trickle rather than flood.
Figures in this note are as of October 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
A compact, deed-restricted enclave of 41 late-1980s-to-1990s homes in Lake Mary, Seminole County, with roomy median floor plans just under 2,300 square feet and a maintenance-inclusive, park-equipped common structure.
Stellar MLS sales records identify 25 homes in Crystal Lake Estates that have changed hands since 2004, built between 1985 and 1998 (median 1990), with a median living area of about 2,350 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 5 qualified sales in Crystal Lake Estates across 2024 - 2024, median $500,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Crystal Lake Estates is best for.
Best for
- Buying to hold in an established, slow-turnover Lake Mary enclave
- Wanting roomy square footage near the 2,288-sqft median without new-construction pricing
- Buyers who value deed restrictions and HOA-maintained common areas
Probably not for
- Needing newer construction with current roofs and mechanical systems
- Wanting a deep set of active listings to compare before buying
- Buyers who prefer no HOA rules, dues, or deed restrictions
The market around Crystal Lake Estates
Crystal Lake Estates is too small for its own price trend, so here is the market around it.
In ZIP 32746, 252 homes are on the market and 26% are under contract — a steady corner of Lake Mary.
Across Seminole County, 1,676 homes are active and 570 pending (25% under contract).
In ZIP 32746 (Lake Mary), 288 homes closed in the last 12 months at a median of $422K ($222/sq ft), up 2.0% year over year, with a median 35 days on market. Right now 72 active and 25 pending listings put supply at about 3.0 months - a healthy market. See the live ZIP 32746 housing market and the Seminole County market.
ZIP and county figures describe the wider market, not Crystal Lake Estates specifically. Momentum Research analysis of MLS records.
Homes For Sale Right Now in Crystal Lake Estates
Live MLS inventory for Crystal Lake Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Crystal Lake Estates listings as of 2026-11-06, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2024. Tap any home to ask about it.
Life at Crystal Lake Estates
- Maintenance · reported on 1 of 2 listings
- Park · reported on 1 of 2 listings
- Deed Restrictions · reported on 1 of 2 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Seminole County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Polk County Public Schools (verify by address) · Public
Zoned schools reflect the assignments reported on recent Crystal Lake Estates listings and can change; always confirm with Seminole County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Crystal Lake Estates address.
Recent Developments in Crystal Lake Estates
Development, infrastructure, retail, and school activity affecting Crystal Lake Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Schools
County commission and School Board begin updating growth and school capacity agreement
At a joint Oct. 29 meeting at the Lake Myrtle Sports Complex, both boards agreed to advance updates to their interlocal agreement on school planning. Topics included reducing portable classrooms, concurrency service areas and workforce housing options. Superintendent Fred Heid called the current agreement outdated.
What it may mean for the marketUpdated coordination between growth approvals and school capacity could shape where new school space is added and how new housing is phased across the county. The site is about 10 miles northeast of Crystal Lake Estates.
Source: Polk County Government - October 2026Infrastructure
South Florida Avenue reconstruction through Dixieland expected to take about 3.3 years
The $26.3 million rebuild covers 1.03 miles of State Road 37 between Ariana and Lime streets, with funding from FDOT, the city CRA and city water utility. Final plans are due in December, bidding in April 2027, and construction could start mid-2027. The permanent design keeps three lanes with wider sidewalks and added crossings.
What it may mean for the marketExpect long-running construction along a corridor carrying about 25,000 vehicles a day, followed by improved walking infrastructure near Dixieland businesses. The site is about 3 miles west of Crystal Lake Estates.
Source: LkldNow - September 2026Infrastructure
Lakeland Approves Three-Year Uber Agreement at Lakeland Linder International Airport
On Sept. 8 the Lakeland City Commission voted 7-0 for a three-year, non-exclusive agreement with Rasier LLC (Uber) at Lakeland Linder International Airport, with a $1.75 fee per passenger pickup or drop-off. The same meeting approved a $400,000 citywide stormwater master plan funded with $300,000 in federal hazard mitigation money and $100,000 from the city.
What it may mean for the marketRide-hail access at Linder adds a ground transportation option for air travelers, and the stormwater plan will identify drainage needs. The site is about 8 miles southwest of Crystal Lake Estates.
Source: DailyRidge - August 2026Civic
Lakeland Commission Approves 12-Month Moratorium on Data Center Permit Review
The Lakeland City Commission voted 4-3 to pause review of data center permit applications for 12 months so staff can study impacts and regulations. Lakeland Electric will draft requirements for large-load customers. The 600,000-square-foot Project Swan proposal on about 60.5 acres in West Lakeland was withdrawn in June, and no applications are pending.
What it may mean for the marketThe pause removes near-term large data center construction from the city's pipeline and defers large electric loads while rules are written. The site is about 5 miles west of Crystal Lake Estates.
Source: Lakeland Sun (Mid-Florida Newspapers)
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Crystal Lake Estates buying strategy.
If we were buying in Crystal Lake Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Crystal Lake Estates.
A small, settled Lake Mary enclave
This is a mature community, not a new build. Homes date from 1985 to 1998, which means mechanical systems, roofs, and kitchens are at the point where updates separate one house from the next. The median 2,288-square-foot floor plan suits buyers who want real living space without stepping into new-construction pricing, but due diligence on big-ticket systems matters more here than in a newer subdivision.
The HOA carries deed restrictions and reports maintenance and a park among its amenities. That structure can protect the look and upkeep of the streetscape, but it also comes with rules and dues - confirm current fees, what maintenance actually covers, and any restrictions directly with the HOA before you write an offer.
The location and the amenities are priced into every listing in Crystal Lake Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 41-home community with one active listing and no recent closings, pricing is a judgment call, not a lookup. We walk the house, weigh condition against the median footprint, and pull the right private and county data so you're negotiating on facts - and we help you get clear HOA answers before you commit.
Crystal Lake Estates in 15 seconds.
Tools for a Crystal Lake Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Crystal Lake Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Crystal Lake Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Crystal Lake Estates home worth?
Get a no-obligation home value based on real comparable sales in Crystal Lake Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lake Mary →
| Location | Lake Mary, Seminole County, FL · ZIP 32746 |
|---|---|
| Homes in the community | 41 (FL DOR 2025 assessment roll) |
| Years built | 1985–1998 (median 1990) |
| Typical living area | 2,288 sq ft (median) |
| For sale right now | 1 active, 0 pending · median asking $580,000 |
| Owner-occupied (homestead) share | 85% |
| Zoned public schools | Polk County Public Schools (verify by address) |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2024; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Crystal Lake Estates key facts,” movewithmomentum.com/neighborhoods/crystal-lake-estates, data as of September 20, 2026.
Housing distress & ownership in Crystal Lake Estates, Lake Mary
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.
More Lake Mary home searches
- All homes for sale in Lake Mary, FL
- Homes for sale in Seminole County, FL
- Gated communities in Lake Mary
- Homes under $300K in Lake Mary
- Lake Mary home values: what is my house worth?
Lake Mary guides & data
- Market data
- Cost of living
- Best neighborhoods
- Flood zones
- Property taxes (Seminole County)
- Homestead exemption (Seminole County)
- Home insurance cost
- New construction (Seminole County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Estates Circle (24 homes on record)
- Estates Circle (1 homes on record)
Email me new listings in Crystal Lake Estates
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Crystal Lake Estates
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Crystal Lake Estates will answer, and the answer is published on this page for the next buyer.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Polk County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Polk County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
19% of homes for sale in ZIP 32746 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-08).
Frequently Asked Questions
How many homes are in Crystal Lake Estates?
What share of Crystal Lake Estates is owner-occupied?
When were the homes in Crystal Lake Estates built?
What schools serve Crystal Lake Estates?
Who is the best real estate agent for Crystal Lake Estates?
How do I find a top Lake Mary real estate agent who knows Crystal Lake Estates?
Can Momentum Realty connect me with an agent for Crystal Lake Estates?
Where is Crystal Lake Estates, and what county is it in?
Should you buy in Crystal Lake Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: November 6, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32746)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2004 (10 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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