Aerial view of Cypress Beach

Cypress Beach
Homes for Sale in Melrose, FL

All 28 homes for sale in Melrose, FL · median $434,500 · 49 homes for sale in 32666 · Bradford County homes for sale

Community in Melrose · Bradford County · ZIP 32666
33 homesBuilt 1946–2023
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True comps, carrying-cost math, and listings before the portals.

Built fromLive realMLS data18 years of closingsFL DOR public recordsUpdated twice daily
Live · Cypress Beach Housing Pulse realMLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Ownership and context
40%
Owner-occupied · Cypress Beach
14 of 35 parcels homesteaded (FL DOR 2025)
60%
Non-owner-occupied · Cypress Beach
incl. 31% trust or LLC-held · 6% out-of-state
33
Homes in the community
plus 2 vacant residential lots · 35 residential parcels (FL DOR 2025)
Track record · 18 years of records
6
Recorded sales · 2024-2025
median $632K · qualified sales on the county roll (FL DOR 2025)
Est. 1946
Community established
homes built 1946-2023, median 1975 (FL DOR 2025)
Jon Brooks, founder of Momentum Realty
Jon's Current Read

The snapshot for Cypress Beach is thin right now, so I'll be straight with you: I don't have a current median, an active count, or days-on-market to anchor a data-driven read. That means value here is set the old-fashioned way — parcel by parcel, on condition, lot, and how a given home sits relative to the water and the tree line in this pocket of Melrose.

For both buyers and sellers, the posture is do-your-homework-first. Without a reliable price signal to lean on, comparables in this part of Bradford County matter more than usual, and so does a physical walk of the property. Pricing off a gut feeling — in either direction — is how deals fall apart here.

Nearby homes for sale

No active listings inside Cypress Beach right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

2569 SE 50TH Street
$295K · 1.2 mi away
3 bd · 2 ba · 1,942 sqft
2569 SE 50TH Street
Listed by CENTURY 21 LAKESIDE REALTY
20924 NE 132ND AVENUE
$1.43M · 1.4 mi away
5 bd · 4 ba · 3,502 sqft
20924 NE 132ND AVENUE
Listed by FLORIDA HOMES REALTY & MORTGAGE
12525 NE 204TH TERRACE
$595K · 1.6 mi away
2 bd · 1 ba · 1,300 sqft
12525 NE 204TH TERRACE
Listed by BHGRE THOMAS GROUP
20517 NE 114TH AVENUE
$290K · 1.6 mi away
3 bd · 2 ba · 1,400 sqft
20517 NE 114TH AVENUE
Listed by CENTURY 21 LAKESIDE REALTY
21134 NE 101ST AVENUE
$425K · 1.7 mi away
2 bd · 2.5 ba · 1,108 sqft
21134 NE 101ST AVENUE
Listed by REMAX SELECT PARTNERS
618 SE 44TH Street
$291K · 1.8 mi away
2 bd · 2 ba · 1,633 sqft
618 SE 44TH Street
Listed by HELEN HERSEY REALTY

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Cypress Beach is a small-market community in Melrose, out in Bradford County, where the character of any single listing tends to outweigh broad neighborhood averages.

realMLS (Northeast Florida) sales records identify 8 homes in Cypress Beach that have changed hands since 2015, built between 1955 and 2019 (median 1973), with a median living area of about 1,672 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 6 qualified sales in Cypress Beach across 2024–2025 (3 in 2024, 3 in 2025), median $632,500 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers prioritizing land, privacy, and a rural setting over urban convenience
  • Patient buyers willing to weigh condition and well/septic before committing
  • Long-hold owners who aren't counting on quick resale

Probably not for

  • Buyers who need to resell quickly in a high-turnover market
  • Anyone who wants a large set of comparable sales to price against
  • Buyers unwilling to inspect land and systems on a rural property

The market around Cypress Beach

Cypress Beach is too small for its own price trend, so here is the market around it.

In ZIP 32666, 68 homes are on the market and 22% are under contract — a steady corner of Melrose.

Across Bradford County, 92 homes are active and 19 pending (17% under contract).

In ZIP 32666 (Melrose), 229 homes closed in the last 12 months at a median of $365K ($223/sq ft), up 2.2% year over year, with a median 30 days on market. Right now 31 active and 23 pending listings put supply at about 2.2 months — a healthy market. See the live ZIP 32666 housing market and the Putnam County market.

ZIP and county figures describe the wider market, not Cypress Beach specifically. Momentum Research analysis of MLS records.

If we were buying in Cypress Beach today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Cypress Beach.

Best Buy
Buyers who want a quiet, rural corner of Northeast Florida and will do the diligence.
Biggest Risk
Thin data makes pricing and comps harder than in a busy suburban market.
Sweet Spot
A sound home on the right lot, bought after a careful condition and land review.
Avoid If
You need fast liquidity or a deep pool of ready comparables.

A rural-lakes market you price one home at a time

Melrose sits in a quieter corner of Northeast Florida, and Cypress Beach reflects that: this is a low-volume market where you may go stretches without a fresh comparable, and where two homes on the same road can carry very different values based on condition, acreage, and access to water. Averages don't tell you much when there aren't many transactions behind them.

The practical upshot is that homework replaces shortcuts. Expect to weigh well-and-septic, land, and structure condition directly rather than trusting a headline price. That's not a knock on the area — it's just how a small, feature-driven market in Bradford County actually trades.

“

The location and the amenities are priced into every listing in Cypress Beach. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Thin-data markets are where a local broker earns the fee. In Cypress Beach we build value from the parcel up — condition, lot, water access, and the handful of relevant sales we can actually stand behind — instead of pretending a neighborhood average exists when it doesn't. If a home isn't right for your goals, we'll say so before you write an offer.

Cypress Beach in 15 seconds.

Best forBuyers who want a quiet, rural corner of Northeast Florida and will do the diligence.
Biggest advantageValue is driven by the individual property, so a well-chosen home can be a real find.
Biggest riskThin data makes pricing and comps harder than in a busy suburban market.
Sweet spotA sound home on the right lot, bought after a careful condition and land review.
Avoid ifYou need fast liquidity or a deep pool of ready comparables.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Cypress Beach homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Cypress Beach.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Cypress Beach sales matched to your home.

What is your Cypress Beach home worth?

Get a no-obligation home value based on real comparable sales in Cypress Beach, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Melrose →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bradford County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,508/mo
Bradford County typical true cost to own
$86/mo
Bradford County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Cypress Beach?
The Florida DOR 2025 assessment roll shows 33 homes plus 2 vacant residential lots in Cypress Beach (public records).
What share of Cypress Beach is owner-occupied?
40% of Cypress Beach parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Cypress Beach built?
Homes in Cypress Beach were built between 1946 and 2023, with a median year built of 1975 (FL DOR 2025 roll).
Who is the best real estate agent for Cypress Beach?
The best agent for Cypress Beach is one who actively works Melrose and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Cypress Beach.
How do I find a top Melrose real estate agent who knows Cypress Beach?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Cypress Beach and the wider Melrose area.
Can Momentum Realty connect me with an agent for Cypress Beach?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Cypress Beach purchase or sale - no call center and no pressure.
Where is Cypress Beach, and what county is it in?
Cypress Beach is in Melrose, Bradford County, FL, ZIP 32666. The community's center is about 5 miles northwest of the center of Melrose (straight-line).
Buyers prioritizing land, privacy, and a rural setting over urban convenienceExcellent fit
Patient buyers willing to weigh condition and well/septic before committingExcellent fit
Long-hold owners who aren't counting on quick resaleExcellent fit
Buyers who need to resell quickly in a high-turnover marketProbably not
Anyone who wants a large set of comparable sales to price againstProbably not
Buyers unwilling to inspect land and systems on a rural propertyProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR assessment roll (street-list match (1 streets, ZIP 32656/32666))
Under-contract sharesrealMLS records, as of 2026-10-01
Historical depthClosed-sale records back to 2008 (10 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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CallFree valuation →
Thinking of selling in Cypress Beach? See the Bradford County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Cypress Beach with Momentum Realty’s local guides.

Pumpkin Patch0.5 mi away · 33 homes, built 1946–23Indian Beach0.6 mi away · 117 homes, built 1948–20Lakeside Keystone Heights1.2 mi away · 44 homes, built 1932–23Santa Fe Pass Waldo1.2 mi awayMidway1.3 mi awayGeneva Springs1.5 mi awayGeneva Springs Condo1.5 mi away · 117 homes, built 1948–20

Browse all neighborhood guides →

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