Eagle Creek in St. Augustine

Eagle Creek Homes for Sale in St. Augustine, FL

Established 1988 · Intracoastal West · ZIP 32224

An established, reasonably priced St. Augustine community of single-family homes, minutes from beaches and the historic district.

Single-family homesEstablished communityConvenient St. Augustine
Live Market Pulse
54/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
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Unlock Off-Market Eagle Creek

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulserealMLS
$360K
Median Price
3.4mo
Supply
104days
Avg DOM
Soft
Seller Leverage
$250/sf
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Eagle Creek is an established single-family community in the St. Augustine area of St Johns County, developed from the mid-1990s, and the read is value and convenience: reasonably priced homes in two-, three-, and four-bedroom plans, in a settled community with its own homeowners association, minutes from beaches, shopping, and St. Augustine's attractions. The stock is from the late 1990s and 2000s, so condition and updates drive value more than a single number. It suits a buyer who wants a St. Augustine address with an HOA and a community feel at a more accessible price than the newer gated developments, with standard county tax and older-home diligence."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Eagle Creek market snapshot (as of June 25, 2026): the median sale price is about $360K ($250 per sq ft), with homes averaging 104 days on market and 3.4 months of supply, a buyer-leaning market (limited data). Based on 7 recent closings in live realMLS data.

Eagle Creek is an established single-family community in the St. Augustine area, St Johns County, ZIP 32084, with its own homeowners association governing the neighborhood (eaglecreekstaugustine.com; neighborhoods.com, 2026).

The community dates to about 1996 and has continued to develop over the years, with single-family homes available in two-, three-, and four-bedroom plans, some with a den, in a settled residential setting (neighborhoods.com; davidsonrealtyinc.com, 2026).

Homes are mostly midsize and reasonably priced for St Johns County, which keeps the entry accessible relative to the newer gated communities; confirm size and condition for any specific property, since the late-1990s and 2000s stock varies (neighborhoods.com, 2026).

The location is convenient: minutes from St. Augustine's beaches, shopping, and tourist attractions, with quick access to US-1 and I-95. As an established HOA community, the practical diligence items are the home's condition, the HOA dues and what they cover, the St Johns County tax line, and the FEMA flood zone (davidsonrealtyinc.com, 2026).

Best for

  • Value-minded buyers who want a reasonably priced St. Augustine home in an established HOA community
  • Buyers who want a community feel near beaches, shopping, and the historic district
  • Buyers comfortable with a late-1990s or 2000s home they may update

Probably not for

  • Buyers who want a brand-new build or a large gated amenity campus
  • Buyers who want a no-HOA setting
  • Buyers unwilling to budget for updates on an established home

How Eagle Creek is performing right now

54/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
3.4Months of supplytight
104Median days on marketdays
1 : 2Under contract vs for salestrong demand
7Sold in last 12 monthsliquidity
+45%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Eagle Creek listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Eagle Creek buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Eagle Creek

Live MLS inventory for Eagle Creek. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Eagle Creek listings as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

St. Augustine historic district~10 to 15 min · downtown, the bayfront, and attractions (approximate, confirm)
St. Augustine Beach~15 to 20 min · east over the bridge to the Atlantic (approximate, confirm)
US-1 corridor~3 to 5 min · shopping and the main north-south route (approximate, confirm)
Interstate 95~8 to 12 min · via SR-16 or SR-207 (approximate, confirm)
St. Augustine Premium Outlets~10 to 12 min · outlet shopping on SR-16 (approximate, confirm)
Vilano Beach~15 to 20 min · north over the bridge (approximate, confirm)
Jacksonville~45 to 55 min · north via I-95 (approximate, confirm)

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Eagle Creek Homes for Sale in St with Momentum Realty’s local guides.

Landing at Olde Florida Homes for Sale in StLanding at Olde Florida Homes for Sale in StSt. Augustine, FL · adjacentEPElevation Pointe Homes for Sale in StSt. Augustine, FL · 1.7 miThe Villas at Heritage Park Homes for Sale in StThe Villas at Heritage Park Homes for Sale in StSt. Augustine, FL · 1.8 miFlorentine Homes for Sale in Ponte Vedra, FLFlorentine Homes for Sale in Ponte Vedra, FLPonte Vedra, FL · 2.2 miSISevilla in StSt. Augustine, FL · 2.2 miWindward Ranch Homes for Sale in StWindward Ranch Homes for Sale in StSt. Augustine, FL · 2.5 miGrand Oaks Homes for Sale in Saint Augustine, FLGrand Oaks Homes for Sale in Saint Augustine, FLSaint Augustine, FL · 2.6 miPaloma Homes for Sale in StPaloma Homes for Sale in StSt. Augustine, FL · 2.7 miSebastian Cove Homes for Sale in StSebastian Cove Homes for Sale in StSt. Augustine, FL · 2.8 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Eagle Creek (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • St Johns County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Eagle Creek is served by St Johns County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Eagle Creek address.

The takeaway

What actually affects an established St. Augustine HOA community here, sourced and dated. We do not publish rumor.

Recent Developments in Eagle Creek

Our read on what is being built around Eagle Creek, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe community is largely built out, so there is little new competing supply inside it. The relevant factors are the county tax picture, the HOA, and the condition of individual homes, with St. Augustine's steady demand shaping the broader market.

St Johns County millage and the tax line

NeutralSt Johns County sets the millage that drives the tax line; read the figure for the specific parcel, since homestead status and assessed value change it. impact
SignificanceRadius: Countywide

St Johns County millage and the tax line

HOA dues and older-home condition

NeutralThe community has its own HOA, and the late-1990s and 2000s stock varies in condition; confirm the dues and what they cover, and comp by condition. impact
SignificanceRadius: Community-wide

HOA dues and older-home condition

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Eagle Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Taxes

    St Johns County millage and the carrying-cost picture

    Property taxes in the St. Augustine area are driven by the St Johns County millage and applicable district rates published by the St Johns County Property Appraiser, with homestead status and assessed value shaping the bill. Why it matters: Read the millage and the parcel's assessed value together, add the HOA dues and an insurance quote, to understand the true monthly before you write. Source

Development alerts for Eagle CreekGet a short monthly email when something new is approved, funded, or opens near Eagle Creek.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Eagle Creek, this is the order of operations we would run, and the one we run for our clients.

1

Inspect the home. In a late-1990s and 2000s community, value turns on the specific property's roof, HVAC, plumbing, and electrical; get a full inspection and price the updates in.

2

Confirm the HOA dues and inclusions. Verify the current dues, what they cover, and any deed restrictions or pending assessment for the specific home.

3

Pull the St Johns tax line for the parcel. Confirm the millage, assessed value, and homestead status for the specific home.

4

Check the FEMA flood zone. Pull the flood zone for the specific address and get an insurance and flood quote during diligence.

5

Comp by plan and condition. Price off the closest same-plan, same-condition sale rather than a community-wide average.

Best Buy
A well-kept, updated home with the HOA dues verified, a confirmed tax line, and the flood zone checked, comped against the right plan.
Biggest Risk
Deferred maintenance on a late-1990s or 2000s home, and confirming the HOA dues and what they cover.
Best Lot
Larger lots, preserve or water backings, and better-positioned homes carry a premium over interior parcels.
Smart Timing
As an established, convenient St. Augustine community, well-kept homes move; a prepared buyer who has inspected can act.
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Eagle Creek is an established single-family community in the St. Augustine area, St Johns County, ZIP 32084, dating to about 1996 and governed by its own homeowners association. It offers single-family homes in two-, three-, and four-bedroom plans, some with a den, in a settled residential setting from the late 1990s and 2000s, reasonably priced for St Johns County. The location is convenient, minutes from St. Augustine's beaches, shopping, and attractions, with quick access to US-1 and I-95. Practical diligence centers on the home's condition, the HOA dues and inclusions, the St Johns County tax line, and the FEMA flood zone.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: smaller or dated homes
$311K to $345K

The lower-priced end is smaller two-bedroom or dated homes that need cosmetic or systems work. Inspect and price the updates in before you write.

Lowest entry
Mid: updated three-bedroom homes
$345K to $370K

The core is updated three-bedroom homes in good condition, valued for the St. Augustine location and community feel. Condition, lot, and updates separate these more than floor plan does.

Most inventory
High: larger four-bedroom or renovated homes
$370K to $540K

The top is the larger four-bedroom plans, those with a den, or fully renovated homes on the best lots. Price each on its plan, updates, and the closest comparable sale rather than a fixed band.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$311K to $345K
Entry: smaller or dated homes
The lower-priced end is smaller two-bedroom or dated homes that need cosmetic or systems work. Inspect and price the updates in before you write.
$345K to $370K
Mid: updated three-bedroom homes
The core is updated three-bedroom homes in good condition, valued for the St. Augustine location and community feel. Condition, lot, and updates separate these more than floor plan does.
$370K to $540K
High: larger four-bedroom or renovated homes
The top is the larger four-bedroom plans, those with a den, or fully renovated homes on the best lots. Price each on its plan, updates, and the closest comparable sale rather than a fixed band.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Eagle Creek

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

At Eagle Creek the established St. Augustine location and the reasonably priced community feel are the product. The deal is found in the individual home's condition and in the tax and HOA math, not in a community average, so inspect the house, confirm the dues, and comp by plan before you write.

Jon Brooks · Founder, Momentum Realty
7.2B · Buy Score
Resale Strength7.2/10
Renovation Risk6.2/10
Location Efficiency7.8/10
Long-Term Defensibility7.2/10
Carrying Cost Advantage7.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Eagle Creek is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take
  • Larger lots, preserve or water backings, and better-positioned homes carry a premium here.
  • Smaller interior parcels are the value play.
  • Plan, lot, and condition drive price more than the headline number; comp like-for-like.

In an established community, the price drivers after condition are the floor plan, lot size, and any preserve or water backing. At Eagle Creek, larger four-bedroom plans, homes with a den, and better-positioned lots command a premium over smaller interior homes. The honest approach is to compare a home against the closest sale of the same plan and condition rather than a community-wide average, and to weigh taxes, the HOA dues, insurance, and any needed updates as part of the all-in cost.

Eagle Creek in 15 seconds.

Best forValue-minded buyers who want a reasonably priced St. Augustine home in an established HOA community.
Strong onValue and convenience: an established community minutes from beaches, shopping, and the historic district.
WatchLate-1990s and 2000s home condition and confirming the HOA dues and what they cover.
Not forBuyers who want a brand-new build, a no-HOA setting, or a large gated amenity campus.
The edgeA St. Augustine address with an HOA and a community feel at a more accessible price than the newer gated developments.

HOA, CDD & Fees

15-Second Take
  • Eagle Creek has its own HOA; confirm the current dues and inclusions.
  • Ask about any community amenities and deed restrictions before you write.
  • The carrying cost is taxes, insurance, and the HOA dues; read all three.

Eagle Creek has its own homeowners association; the current dues and what they cover were not published in a single verified figure here, so confirm the figure, the inclusions, and any pending assessment for the specific home with the association before you buy (eaglecreekstaugustine.com, 2026). We do not publish a figure we have not verified.

Where an HOA applies, it typically funds common areas, any entry or amenities, and basic governance; confirm what the specific community's dues cover and any deed restrictions.

There is no golf or large private club indicated; the HOA's role is common-area maintenance and governance rather than a resort amenity campus. Confirm any community amenities directly.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Eagle Creek, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Arbor Mill, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Eagle Creek home worth?

Get a no-obligation home value based on real comparable sales in Eagle Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Eagle Creek on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are St. Johns County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,601/mo
St. Johns County typical true cost to own
$115/mo
St. Johns County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Eagle Creek Market Scorecard

Seller's market

Eagle Creek is currently a seller's market. About 3.4 months of supply, a median asking price of $451,000, and homes go under contract in about 105 days.

3.4
Months supply
$451,000
Median list
$360,000
Median sold
$362
Per sqft
105
Days on mkt
2/1/7
Active/Pend/Sold

Typical home value in the 32095 ZIP is $504,036, about 18.5% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Eagle Creek?
It is an established single-family community in the St. Augustine area, St Johns County, ZIP 32084, governed by its own homeowners association (eaglecreekstaugustine.com; neighborhoods.com, 2026).
When was it built?
It dates to about 1996 and has continued to develop over the years, with late-1990s and 2000s homes (neighborhoods.com, 2026).
What kinds of homes are there?
Single-family homes in two-, three-, and four-bedroom plans, some with a den, mostly midsize and reasonably priced for the county (davidsonrealtyinc.com, 2026).
Is there an HOA?
Yes. Eagle Creek has its own homeowners association; confirm the current dues, inclusions, and any deed restrictions for the specific home (eaglecreekstaugustine.com, 2026).
How close are the beaches and downtown?
It is minutes from St. Augustine's beaches, shopping, and historic district, with St. Augustine Beach roughly 15 to 20 minutes east; confirm the exact drive for the specific home (davidsonrealtyinc.com, 2026).
What do homes cost?
Homes are described as midsize and reasonably priced for St Johns County; confirm current pricing for the specific home, since the stock varies (neighborhoods.com, 2026).
What are the taxes like?
Property taxes are driven by the St Johns County millage and applicable district rates published by the St Johns County Property Appraiser, with homestead status and assessed value shaping the bill; read the figure for the specific parcel (St Johns County Property Appraiser, 2024).
Is it in a flood zone?
Flood-zone status varies by parcel; pull the FEMA flood zone for the specific address and get an insurance quote during diligence.
What should I inspect?
On a late-1990s or 2000s home, focus the inspection on the roof, HVAC, plumbing, and electrical, and price any updates into your offer.
What schools serve the community?
It is in the St Johns County School District, with assignments set by home address; verify the current zoned schools for the specific property using the district locator before you rely on it.
Is this the same as Eagles Creek in Jacksonville?
No. This is the St. Augustine Eagle Creek in St Johns County; a separately named Eagles Creek community exists in Jacksonville (Duval), so confirm the city and county for the specific listing.
Is it a good investment?
It offers a reasonably priced St. Augustine home in an established HOA community with steady county demand, but value turns on the specific home's condition and the HOA, so inspect, confirm the dues, and comp by plan before deciding.
Who is the best real estate agent for Eagle Creek?
The best agent for Eagle Creek is one who actively works St. Augustine and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Eagle Creek.
How do I find a top St. Augustine real estate agent who knows Eagle Creek?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Eagle Creek and the wider St. Augustine area.
Can Momentum Realty connect me with an agent for Eagle Creek?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Eagle Creek purchase or sale - no call center and no pressure.
You want a reasonably priced St. Augustine home in an established HOA communityExcellent fit
You want a community feel near beaches, shopping, and the historic districtExcellent fit
You will inspect a late-1990s or 2000s home and confirm the HOA dues and tax pictureExcellent fit
You want a brand-new build or a large gated amenity campusProbably not
You want a no-HOA settingProbably not
You will not budget for updates, taxes, and the HOA on an established homeProbably not

Get the inside read on Eagle Creek

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Eagle Creek home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Eagle Creek specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Eagle Creek - what to look for, questions to ask, and your local expert.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Zoom out before you decide: see the Duval County market guide or every community in the Neighborhood Finder.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the RealMLS member average and 8 days faster, and we’ll price yours against live your area comps.

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