Estuary S/D
Homes for Sale in Santa Rosa Beach, FL
All 848 homes for sale in Santa Rosa Beach, FL · median $1,135,000 · 878 homes for sale in 32459 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of September 2026, Estuary S/D in Santa Rosa Beach, FL has 2 homes for sale. As of September 2026, the MLS records 14 closed sales in Estuary S/D in Santa Rosa Beach, FL since 2014, the most recent in May 2025. Across Santa Rosa Beach as a whole, 545 homes closed in the last 12 months at a median of $975,000, 84 median days on market, with 302 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $9,510 ($9,130 with the full homestead exemption).
| Location | Santa Rosa Beach, Walton County, FL · ZIP 32459 |
|---|---|
| Homes in the community | 15 (FL DOR 2025 assessment roll) |
| Years built | 2011–2022 (median 2017) |
| Typical living area | 4,573 sq ft (median) |
| Amenities listed by sellers | Fishing, Gated, Waterfront, Dock, Pets Allowed, Security System |
| For sale right now | 2 active, 0 pending · median asking $12,749,500 |
| Owner-occupied (homestead) share | 52% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “ESTUARY S/D key facts,” movewithmomentum.com/neighborhoods/estuary-s-d, data as of September 20, 2026.
Last 30 days in Estuary S/D: 1 new listing (median asking $14,500,000). As of July 25, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.
Estuary is a small enclave — just 15 homes — and what sets price here isn't a formula, it's the individual property. Living areas run large, with a median around 4,573 square feet, and homes were built between 2011 and 2022. In a pocket this size, condition, finish level, and lot particulars drive value far more than any neighborhood average, so treat comps as a starting point rather than a verdict.
The current posture is thin and quiet. With only 2 active listings and no closings in the most recent window, there's little live data to triangulate against. For a seller, that scarcity can work in your favor if your home is dialed in; for a buyer, it means patience and a willingness to underwrite a property on its own merits rather than lean on recent sales.
The 60-Second Overview
Estuary is a compact, newer-construction subdivision in Santa Rosa Beach where homes skew large and no shared community amenities show up in current MLS data. It's a place you buy for the house, not for an amenity package.
Emerald Coast MLS sales records identify 6 homes in ESTUARY S/D that have changed hands since 2018, built between 2011 and 2021 (median 2016), with a median living area of about 4,074 sq ft and a typical 5-bedroom, 5-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 3 qualified sales in ESTUARY S/D across 2024–2025 (1 in 2024, 2 in 2025), median $2.60M — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Estuary S/D is best for.
Best for
- Buyers targeting a large, newer-built home who value modern construction over an amenity package
- Purchasers comfortable underwriting a property on its own condition and lot in a low-inventory setting
- Owners looking for a primary residence or second home in a compact Santa Rosa Beach subdivision
Probably not for
- Buyers who need shared community amenities to justify the purchase
- Anyone shopping for a smaller or lower-square-footage home
- Buyers who require a deep bench of recent comparable sales before committing
The market around Estuary S/D
Estuary S/D is too small for its own price trend, so here is the market around it.
In ZIP 32459, 1,067 homes are on the market and 18% are under contract — a slower corner of Santa Rosa Beach.
Across Walton County, 3,174 homes are active and 698 pending (18% under contract).
In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.
ZIP and county figures describe the wider market, not Estuary S/D specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in ESTUARY S/D, Santa Rosa Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Estuary S/D
Live MLS inventory for Estuary S/D. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Estuary S/D listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Estuary S D Right Now (2)
All 2 active and pending Estuary S D listings with a detail page, newest first, refreshed twice a day from the MLS.
- 442 Nicole Forest Drive · $14,500,000 · 4 bd / 5.5 ba · listed Aug 17, 2026 · listed by Rosemary Beach Realty LLC
- 147 Ansley Forest Drive · $10,999,000 · 6 bd / 6.5 ba · listed Jun 30, 2026 · listed by Christies International Real Estate Emerald Coast
Schools
- Walton County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Dune Lakes · Elementary
- Emerald Coast · Middle
- South Walton · High
Zoned schools reflect the assignments reported on recent Estuary S/D listings and can change; always confirm with Walton County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Estuary S/D address.
Shop the zone: Homes zoned for South Walton High School
The Estuary S/D buying strategy.
If we were buying in Estuary S/D today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Estuary S/D.
A small, large-home pocket
With a median build year around 2017 and a range spanning 2011 to 2022, the housing stock here is uniformly modern — you're not weighing decades of updating cycles against each other. The defining trait is scale: a median living area north of 4,500 square feet puts most of these homes firmly in the substantial-square-footage category, which narrows the buyer pool and widens the price spread depending on how a given home is finished.
Roughly half the homes carry a homestead exemption, which points to a mix of primary-residence owners and non-homestead uses in a market like Santa Rosa Beach. No community amenities surface from current listings, so evaluate each home on its own footprint, condition, and lot rather than expecting shared facilities to carry value.
The location and the amenities are priced into every listing in Estuary S/D. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 15-home community with almost no live transaction data, generic pricing tools fail. We work the property in front of us — square footage, finish, lot, and how it stacks against the handful of true comparables — and we'll tell you when the numbers don't support the ask. That candor matters more in a thin market than a busy one.
Estuary S/D in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Estuary S/D buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Estuary S/D sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Estuary S/D, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Estuary S/D home worth?
Get a no-obligation home value based on real comparable sales in Estuary S/D, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Santa Rosa Beach →
18% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-29).
Frequently Asked Questions
How many homes are in Estuary S/D?
What share of Estuary S/D is owner-occupied?
When were the homes in Estuary S/D built?
Who is the best real estate agent for Estuary S/D?
How do I find a top Santa Rosa Beach real estate agent who knows Estuary S/D?
Can Momentum Realty connect me with an agent for Estuary S/D?
Where is Estuary S/D, and what county is it in?
Should you buy in Estuary S/D?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: July 25, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32459)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2014 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how ESTUARY S/D fits the bigger picture — live prices, inventory, and Momentum Scores:
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