Floribay
Homes for Sale in Youngstown, FL
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of October 2026, Floribay in Youngstown, FL has 1 home for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $155,000, a median 103 days on market, sellers accepting 84% of original asking. At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $1,900 ($1,420 with the full homestead exemption).
| Location | Youngstown, Bay County, FL · ZIP 32409, 32466 |
|---|---|
| Sale prices, last 12 months | $155,000 median across 3 closed sales |
| Days on market (closed sales) | 103 median |
| For sale right now | 1 active, 0 pending · median asking $339,000 |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Floribay key facts,” movewithmomentum.com/neighborhoods/floribay, data as of September 20, 2026.
The 60-Second Overview
Floribay market snapshot (as of September 20, 2026): the median sale price is about $155K, and a median 103 days on market for closed sales.
In ZIP 32409 (Youngstown), 126 homes closed in the last 12 months at a median of $440K, up 0.4% year over year, with a median 64 days on market. Right now 80 active and 35 pending listings — a balanced market. See the live ZIP 32409 housing market and the Bay County market.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($155K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Bay County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
26% of homes for sale in ZIP 32466 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).
Floribay Market Scorecard
Floribay is currently a balanced market., a median asking price of $339,000, and homes go under contract in about 58 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Floribay, Youngstown
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Floribay
Live MLS inventory for Floribay. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Floribay listings as of 2026-10-01, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Floribay Right Now (1)
All 1 active and pending Floribay listings with a detail page, newest first, refreshed twice a day from the MLS.
- 6532 Waverly Street, Youngstown, Fl 32466 · $339,000 · 2 bd / 2 ba · listed Sep 11, 2026 · listed by Beachy Beach Real Estate
The Floribay buying strategy.
If we were buying in Floribay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Floribay.
A closer look at the Floribay market
Homes in Floribay trade around a median of $155K, where condition and lot do more to set the final number than the asking price does.
The location and the amenities are priced into every listing in Floribay. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Floribay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Floribay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Floribay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Floribay home worth?
Get a no-obligation home value based on real comparable sales in Floribay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Floribay on the map →
Frequently Asked Questions
What is the median home price in Floribay?
How long do homes in Floribay take to sell?
Who is the best real estate agent for Floribay?
How do I find a top Youngstown real estate agent who knows Floribay?
Can Momentum Realty connect me with an agent for Floribay?
Where is Floribay, and what county is it in?
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: October 1, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (14 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Floribay fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Floribay with Momentum Realty’s local guides.