Harbor House
Condos for Sale in Treasure Island, FL
All 185 homes for sale in Treasure Island, FL · median $659,900 · 102 condos for sale in Treasure Island · 179 homes for sale in 33706 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
As of October 2026, Harbor House Condos in Treasure Island, FL has 1 home for sale. Homes listed or recently sold were built 1974–1974; 3 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 5 ft).

Harbor House is a small condo community of 29 homes in Treasure Island, with units built between 1950 and 2008 and a median vintage of 1974. Living space is compact — the median unit is around 570 square feet — so what sets price here is much less about square footage and much more about condition, finish level, and floor position. Expect a wide spread between updated and dated units rather than a tidy per-foot number.
Closing activity is thin, with only one closing in the tracking window, so any single sale carries outsized weight in the numbers. That means both sides should price off the specific unit and comparable finishes rather than a broad community average. Buyers gain negotiating room when a listing sits; sellers need a realistic, condition-honest number to move in a market this small.
Harbor House Condos right now
🟡 Balanced market. 6.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 18, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbor House is a compact, older condo community on Treasure Island where units are small and turnover is limited. It reads as a location-and-lifestyle play more than a space play, and the low homestead share suggests many units are held as second homes or rentals.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Harbor House Condos is best for.
Best for
- Buyers seeking a compact seasonal or lock-and-leave place near the water
- Investors comfortable with older units and willing to verify rental rules and reserves
- Buyers who prefer to fund updates themselves and buy on condition rather than turnkey
Probably not for
- Buyers who need meaningful square footage for daily living
- Buyers who require deep recent-sale data to underwrite a purchase
- Buyers expecting a modern, recently built unit as the norm
The market around Harbor House Condos
Harbor House Condos is too small for its own price trend, so here is the market around it.
In ZIP 33706, 427 homes are on the market and 14% are under contract — a slower corner of Treasure Island.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
In ZIP 33706 (Treasure Island), 408 homes closed in the last 12 months at a median of $731K ($492/sq ft), up 6.9% year over year, with a median 79 days on market. Right now 164 active and 32 pending listings put supply at about 5.6 months — a buyer's market. See the live ZIP 33706 housing market and the Pinellas County market.
ZIP and county figures describe the wider market, not Harbor House Condos specifically. Momentum Research analysis of MLS records.
The Harbor House Condos buying strategy.
If we were buying in Harbor House Condos today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor House Condos.
A small-footprint condo play on the barrier island
With a median around 570 square feet and a build history spanning 1950 to 2008, this is a community of efficient, smaller units where age varies widely. The median year built of 1974 tells you many units carry their original bones, so renovation status is the single biggest lever on value. Two units of similar size can price very differently depending on kitchen, bath, and systems work.
The homestead share sits near 14 percent, meaning the large majority of units are not owner-occupied primary residences. For a buyer, that points to a building oriented toward seasonal use and investment holds; verify the association's rental rules, reserves, and any leasing caps before you write an offer, because those documents will shape both your use and your resale audience.
The location and the amenities are priced into every listing in Harbor House Condos. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a 29-unit community with almost no recent closing data, a broad market average is close to useless — the only number that matters is what a specific comparable unit, in comparable condition, will actually trade at. We price off the unit and the association documents, not off a blended figure, and we will tell you plainly when a listing is asking above what its finish level supports.
Harbor House Condos in 15 seconds.
What it really costs to own in Harbor House Condos for Sale
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $710/month across 64 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Pinellas County is $1,911/yr (20,791 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1974 across 3 listings. An original roof here would be about 52 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Harbor House Condos for Sale
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Harbor House Condos for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Harbor House Condos for Sale will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $710/month (about $8,520/yr) · median of 64 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $710 per month ($8,520 a year) — the median AssociationFee across 64 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor House Condos buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor House Condos sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor House Condos, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor House Condos home worth?
Get a no-obligation home value based on real comparable sales in Harbor House Condos, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Treasure Island →
Recently off market in Harbor House Condos
Homes in Harbor House Condos that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 8465 W Gulf Boulevard #52 · off market
Housing distress & ownership in Harbor House Condos, Treasure Island
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
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- ZIP 33706 housing scorecard
10% of homes for sale in ZIP 33706 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-18).
Frequently Asked Questions
Is Harbor House Condos a buyer's or seller's market right now?
Who is the best real estate agent for Harbor House Condos?
How do I find a top Treasure Island real estate agent who knows Harbor House Condos?
Can Momentum Realty connect me with an agent for Harbor House Condos?
Where is Harbor House, and what county is it in?
Should you buy in Harbor House Condos?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 9, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2015 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Harbor House Condos fits the bigger picture — live prices, inventory, and Momentum Scores:
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Explore more neighborhoods near Harbor House with Momentum Realty’s local guides.
