Harbor Isle Unit One
Homes for Sale in St Petersburg, FL

Community in St Petersburg · Pinellas County
546 homesBuilt 1938–2023Median sale $1.04M
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data13 years of closingsFL DOR public recordsUpdated twice daily
Live · Harbor Isle Unit One Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$1.04M
Median sold · 12 mo
$319/sf
Sold $/sqft · 12 mo
peak $402 in 2024
91.8%
Sale vs ask
Pinellas median: 93.3%
Tempo
11days
Median DOM · closed
7 days at the 2024 low
4
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
72%
Owner-occupied · Harbor Isle Unit One
393 of 546 parcels homesteaded (FL DOR 2025)
28%
Non-owner-occupied · Harbor Isle Unit One
incl. 10% trust or LLC-held · 4% out-of-state
67%
Cash buyers · Harbor Isle Unit One
2 of 3 sales, 12 mo ending June 2026
546
Homes in the community
546 residential parcels (FL DOR 2025)
Track record · 13 years of records
Est. 1938
Community established
homes built 1938-2023, median 1962 (FL DOR 2025)
1
Failed listings · 2026
peaked at 3 in 2014
2,597sqft
Median sold home size
12-mo windows, closed sales
0.7%/yr
Turnover rate
about 4 of 546 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by condition and lot more than square footage. The median living area sits around 1,450 square feet, but with a build range spanning 1938 to 2023, you are looking at a mix of original mid-century stock, updated older homes, and a handful of ground-up rebuilds. That spread is why the median lands just over $1,036,500 and why two homes of similar size can trade very differently — you are paying for what has been done to the house, not the floor plan.

The market posture is tight and quick. A median of 11 days on market tells you well-prepared listings move fast, so sellers who price and stage correctly have leverage, and buyers need financing and inspection plans ready before they tour. With only four closings in the window, individual sales carry outsized weight in the stats, so read any single comp carefully rather than assuming a trend.

The 60-Second Overview

Harbor Isle Unit One market snapshot (as of July 15, 2026): the median sale price is about $1.04M ($319 per sq ft over the trailing 12 months of closed sales), and a median 11 days on market for closed sales.

Harbor Isle Unit One is a community of 546 homes in St Petersburg, Pinellas County, built between 1938 and 2023 (median 1961.5), with a median living area of about 1,452 square feet. 72% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Harbor Isle Unit One is a small, established St Petersburg pocket of roughly 546 homes in Pinellas County, where mid-century bones meet selective rebuilds. The high homestead share — about 72% — points to an owner-occupied character rather than a rental-heavy street.

Best for

  • Buyers comfortable at or above a seven-figure median who want an established, owner-occupied St Petersburg street
  • Renovation-minded buyers willing to underwrite an older home's roof, systems, and flood posture
  • Sellers with a well-prepared home who want to capitalize on a fast, low-inventory market

Probably not for

  • Buyers needing spacious living area, since square footage at the median runs compact
  • Anyone wanting deep comp data before committing, given how few homes have closed recently
  • Investors chasing a rental-heavy street, given the high owner-occupied share

Windows contain 0 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.

Every sale since 2013 · price vs size
$0$500K$1M$1.5M2k3k4k
34 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Homes sold per 12-mo window
02462014201620182020202220242026
0 to 7 a year; 4 in the current window.
Sellers who gave up · failed listings per year
01232010201220142018202220242026
Canceled, expired, or withdrawn. 3 quit in 2014; 1 so far in 2026. The clearest stress gauge a community has.

If we were buying in Harbor Isle Unit One today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Isle Unit One.

Best Buy
Buyers who want an established St Petersburg pocket with owner-occupied character.
Biggest Risk
With only four closings in the window, the price stats are directional, not precise.
Sweet Spot
An updated mid-century home priced honestly against its condition, not just its footprint.
Avoid If
You need a large floor plan at the median, since living areas here run compact.

Reading a market with few trades

The defining feature of this community is age diversity in the housing itself. Homes date from as early as 1938 through 2023, with a median build year around 1961, so buyers should expect to underwrite each property on its own terms — roof, systems, and flood posture matter as much as list price. A median of roughly $319 per square foot reflects the blend of untouched originals and fully redone homes rather than any single product type.

Because only four sales closed in the measured window, the median price and per-foot figures are directional, not gospel. In a low-volume market, one heavily renovated sale can pull the median up and one as-is sale can pull it down. The fast 11-day median suggests demand is real, but the thin sample means you should lean on current active listings and a careful comp review rather than trusting the headline numbers alone.

The location and the amenities are priced into every listing in Harbor Isle Unit One. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Low-volume, condition-driven markets are where a broker earns the fee. With homes ranging from 1938 to 2023 and only a handful of recent closings, we help you separate a fair number from a comp that does not translate. Whether you are pricing an original mid-century home or a rebuild, we will tell you where your property actually sits in the spread — and what has to be true at inspection before you commit.

Harbor Isle Unit One in 15 seconds.

Best forBuyers who want an established St Petersburg pocket with owner-occupied character.
Biggest advantageA high homestead share and quick sales point to steady, owner-held demand.
Biggest riskWith only four closings in the window, the price stats are directional, not precise.
Sweet spotAn updated mid-century home priced honestly against its condition, not just its footprint.
Avoid ifYou need a large floor plan at the median, since living areas here run compact.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Isle Unit One sales matched to your home.

What is your Harbor Isle Unit One home worth?

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Harbor Isle Unit One?
The median sale price in Harbor Isle Unit One was $1.04M over the 12 months ending July 15, 2026 (4 closed sales, Stellar MLS).
How long do homes in Harbor Isle Unit One take to sell?
Homes that closed in the 12 months ending July 15, 2026 took a median 11 days on market (4 sales, Stellar MLS).
How many homes are in Harbor Isle Unit One?
The Florida DOR 2025 assessment roll shows 546 homes in Harbor Isle Unit One (public records).
What share of Harbor Isle Unit One is owner-occupied?
72% of Harbor Isle Unit One parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Harbor Isle Unit One built?
Homes in Harbor Isle Unit One were built between 1938 and 2023, with a median year built of 1961.5 (FL DOR 2025 roll).
Do cash buyers compete in Harbor Isle Unit One?
Cash buyers took 67% of Harbor Isle Unit One sales in the 12 months ending June 2026 (2 of 3 closings, Stellar MLS).
Who is the best real estate agent for Harbor Isle Unit One?
The best agent for Harbor Isle Unit One is one who actively works St Petersburg and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbor Isle Unit One.
How do I find a top St Petersburg real estate agent who knows Harbor Isle Unit One?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbor Isle Unit One and the wider St Petersburg area.
Can Momentum Realty connect me with an agent for Harbor Isle Unit One?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbor Isle Unit One purchase or sale - no call center and no pressure.
Buyers comfortable at or above a seven-figure median who want an established, owner-occupied St Petersburg streetExcellent fit
Renovation-minded buyers willing to underwrite an older home's roof, systems, and flood postureExcellent fit
Sellers with a well-prepared home who want to capitalize on a fast, low-inventory marketExcellent fit
Buyers needing spacious living area, since square footage at the median runs compactProbably not
Anyone wanting deep comp data before committing, given how few homes have closed recentlyProbably not
Investors chasing a rental-heavy street, given the high owner-occupied shareProbably not

Data sources & freshness

Community market statsStellar MLS closed sales, 12-month windows ending July 15, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (4 streets, ZIP 33702))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2013 (34 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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