Harbor Isle
Homes for Sale in St. Petersburg, FL
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-12, 4 recorded sales closed at a median of $1,036,500, $319 per square foot, a median 11 days on market, sellers accepting 92% of original asking. At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $20,090 ($19,280 with the full homestead exemption).
Price here is driven by condition and lot more than square footage. The median living area sits around 1,450 square feet, but with a build range spanning 1938 to 2023, you are looking at a mix of original mid-century stock, updated older homes, and a handful of ground-up rebuilds. That spread is why the median lands just over $1,036,500 and why two homes of similar size can trade very differently — you are paying for what has been done to the house, not the floor plan.
The market posture is tight and quick. A median of 11 days on market tells you well-prepared listings move fast, so sellers who price and stage correctly have leverage, and buyers need financing and inspection plans ready before they tour. With only four closings in the window, individual sales carry outsized weight in the stats, so read any single comp carefully rather than assuming a trend.
Nearby homes for sale
No active listings inside Harbor Isle Unit One right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Harbor Isle market snapshot (as of September 12, 2026): the median sale price is about $1.04M ($319 per sq ft over the trailing 12 months of closed sales), and a median 11 days on market for closed sales.
In ZIP 33702 (St Petersburg), 552 homes closed in the last 12 months at a median of $335K ($270/sq ft), up 2.0% year over year, with a median 55 days on market. Right now 150 active and 27 pending listings put supply at about 5.1 months — a buyer's market. See the live ZIP 33702 housing market and the Pinellas County market.
Stellar MLS sales records identify 117 homes in Harbor Isle that have changed hands since 2004, built between 1975 and 1986 (median 1978), with a median living area of about 2,361 sq ft and a typical 4-bedroom, 3-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Harbor Isle Unit One is a small, established St Petersburg pocket of roughly 546 homes in Pinellas County, where mid-century bones meet selective rebuilds. The high homestead share — about 72% — points to an owner-occupied character rather than a rental-heavy street.
Who Harbor Isle is best for.
Best for
- Buyers comfortable at or above a seven-figure median who want an established, owner-occupied St Petersburg street
- Renovation-minded buyers willing to underwrite an older home's roof, systems, and flood posture
- Sellers with a well-prepared home who want to capitalize on a fast, low-inventory market
Probably not for
- Buyers needing spacious living area, since square footage at the median runs compact
- Anyone wanting deep comp data before committing, given how few homes have closed recently
- Investors chasing a rental-heavy street, given the high owner-occupied share
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.04M) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2026. Deemed reliable but not guaranteed.
18% of homes for sale in ZIP 33702 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-08).
The Harbor Isle buying strategy.
If we were buying in Harbor Isle today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Isle.
Reading a market with few trades
The defining feature of this community is age diversity in the housing itself. Homes date from as early as 1938 through 2023, with a median build year around 1961, so buyers should expect to underwrite each property on its own terms — roof, systems, and flood posture matter as much as list price. A median of roughly $319 per square foot reflects the blend of untouched originals and fully redone homes rather than any single product type.
Because only four sales closed in the measured window, the median price and per-foot figures are directional, not gospel. In a low-volume market, one heavily renovated sale can pull the median up and one as-is sale can pull it down. The fast 11-day median suggests demand is real, but the thin sample means you should lean on current active listings and a careful comp review rather than trusting the headline numbers alone.
The location and the amenities are priced into every listing in Harbor Isle. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
Low-volume, condition-driven markets are where a broker earns the fee. With homes ranging from 1938 to 2023 and only a handful of recent closings, we help you separate a fair number from a comp that does not translate. Whether you are pricing an original mid-century home or a rebuild, we will tell you where your property actually sits in the spread — and what has to be true at inspection before you commit.
Harbor Isle in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Isle buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Isle sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Isle, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Isle home worth?
Get a no-obligation home value based on real comparable sales in Harbor Isle, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Harbor Isle on the map →
Frequently Asked Questions
What is the median home price in Harbor Isle?
How long do homes in Harbor Isle take to sell?
Who is the best real estate agent for Harbor Isle?
How do I find a top St Petersburg real estate agent who knows Harbor Isle?
Can Momentum Realty connect me with an agent for Harbor Isle?
Should you buy in Harbor Isle?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2013 (34 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Harbor Isle Unit One fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Harbor Isle. These are the public schools most often assigned to other communities in ZIP 33702; zones change and vary by address, so confirm with the district before you buy.
- Lynch Elementary School · Elementary · FLDOE grade A (assigned to 2 nearby communities)
- Meadowlawn Middle School · Middle · FLDOE grade C (assigned to 2 nearby communities)
- Northeast High School · High · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Harbor Isle with Momentum Realty’s local guides.