Harbor Woods
North Homes for Sale in Tarpon Springs, FL

Single-family homes, built circa 1989 to 1993 · Pinellas County · ZIP 34689

An early 1990s single-family community off Klosterman Road in Tarpon Springs, the honest read for buyers who want a quiet, low-dues neighborhood near the Gulf parks.

Built late 1980s to early 1990sLow monthly HOANear Howard Park and Sunset Beach

Live Market Pulse

54/100
Momentum

Buyer-Leaning Market (limited data)

This is an established single-family neighborhood, so the honest read is the specific lot, the home condition, the flood picture, and the drive, not a headline average. Confirm the HOA dues, any pond or wetland adjacency, and the FEMA flood zone by address.

Free · No obligation

Unlock Off-Market Harbor Woods North

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulseStellar MLS

$400K

Median Price

1.7mo

Supply

2days

Avg DOM

Soft

Seller Leverage

$186/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Harbor Woods North is an established Tarpon Springs single-family community built roughly 1989 to 1993, so the read is a resale read: the value drivers are the specific lot, the floor plan, how updated the home is, and the drive context off Klosterman Road, not a master-plan amenity package. Listing guides describe three and four bedroom homes with vaulted ceilings, split plans, and walk-in closets, with some homes backing to a quiet pond. The HOA here is light, generally a low monthly fee, which keeps carrying costs down but means few shared amenities, so the appeal is the location and the home itself. The neighborhood sits inland near US 19, minutes from Howard Park, Sunset Beach, and the Pinellas Trail, which supports demand from buyers who want Gulf access without a barrier-island address. Your leverage is reading the exact lot, the FEMA flood zone, and the home condition honestly, and pricing the updates against the comps inside the neighborhood."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Harbor Woods North market snapshot (as of June 25, 2026): the median sale price is about $400K ($186 per sq ft), with homes averaging 2 days on market and 1.7 months of supply, a buyer-leaning market (limited data). Based on 7 recent closings in live Stellar MLS data.

Harbor Woods North is a single-family home community in Tarpon Springs, Pinellas County, with homes built roughly 1989 to 1993 (Tarpon Springs subdivision real estate guides, 2026). It sits off Klosterman Road near US 19, a quiet, established neighborhood rather than a new master-planned community.

Listing guides describe three and four bedroom homes ranging from roughly 1,190 to about 2,255 square feet, with features such as vaulted ceilings, split floor plans, walk-in closets, and some private pools (multiple Tarpon Springs subdivision guides, 2026). Select homes back to a quiet pond with water views, so the lot itself can vary the value within the neighborhood; confirm the exact size, bedroom count, and lot for any specific home.

Because this is an established resale neighborhood, the money is made or lost on the individual home and lot, not the address alone. The drivers are the floor plan, how updated the home is, the lot and any pond or wetland adjacency, the FEMA flood zone, and the carrying cost, all of which have to be read per address.

The pitch is a quiet inland Tarpon Springs address with quick Gulf access: Howard Park, Sunset Beach, and the Pinellas Trail are all close, with the historic Sponge Docks, shopping, and dining a short drive. The work is the diligence: read the home condition, check the flood zone and any drainage, confirm the HOA, and price the updates against neighborhood comps before you buy.

Quick Match

Who Harbor Woods North is best for.

Best for

Buyers who want a quiet, established single-family neighborhood with low dues
Buyers who want quick access to Howard Park, Sunset Beach, and the Pinellas Trail
Buyers who prefer an early 1990s home they can update over time
Buyers who will read the lot, flood zone, and home condition closely

Probably not for

Buyers who want a brand-new home or a resort-amenity master plan
Buyers unwilling to verify the flood zone and any pond adjacency by address
Buyers who want a walkable downtown or barrier-island beachfront address
Buyers who expect a clubhouse, gate, or extensive shared amenities

Market Pulse

How Harbor Woods North is performing right now

54/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

1.7Months of supplytight

2Median days on marketdays

0 : 1Under contract vs for salestrong demand

7Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+52%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Harbor Woods North listings and the trailing twelve months of closed sales.

Where prices are going$850K2026 YTD

Median sale price by year. Tap a label to compare Loch Haven or Tarpon Springs. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square foot$3072026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now1 : 0active : pending

For sale1

Pending0

Sold 12mo7

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Harbor Woods North buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Harbor Woods North

Live MLS inventory for Harbor Woods North. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active · 2 daysTop listing

$550,000

4 bd · 3 ba · 1,947 sqft · built 1989

1620 Polo Club Drive, TARPON SPRINGS, 34689

Strong resaleReno opportunityBest value

Listed by RE/MAX REALTEC GROUP INC

Active and pending Harbor Woods North listings as of 2026-06-25, priced high to low. Listings courtesy of Stellar MLS as distributed by MLS GRID.. Tap any home to ask about it.

Interactive Map

Harbor Woods North on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

Harbor Woods North trades a downtown or beachfront address for a quiet inland location with quick Gulf access, with the Pinellas Trail, Sunset Beach, Howard Park, and the Sponge Docks all close.

Drive and walk times from the neighborhood. They are approximate and vary with traffic and your exact routine.

Pinellas Trail~5 min · biking and walking

Sunset Beach~10 min · Gulf beach

Fred Howard Park~10 to 15 min · park and beach causeway

Tarpon Springs Sponge Docks~10 min · historic waterfront

US 19~5 min · north to south corridor

Palm Harbor shopping and dining~10 to 15 min · to the south

Tampa International Airport~40 to 50 min · via US 19

Distances and times are approximate and vary with traffic and the specific home. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Harbor WoodsNorth with Momentum Realty’s local guides.

LHLoch HavenTarpon SpringsTarpon Springs, FL · 0.2 mi WBWest BreezeEstatesPalm Harbor, FL · 0.5 mi BVBaywood Village,Palm HarborPalm Harbor, FL · 0.7 mi KOKlosterman OaksVillagePalm Harbor, FL · 0.9 mi WPWhitcomb PlaceTarpon Springs, FL · 0.9 mi GRGulfview RidgeTarpon Springs, FL · 0.9 mi HRHidden Ridge TownhomesTarpon Springs, FL · 1.0 mi MIMontrose at InnisbrookPalm Harbor, FL · 1.1 mi SHSunset HillsTarpon Springs, FL · 1.1 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Harbor Woods North (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Pinellas County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Harbor Woods North is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Schools (verify by address)

Verifyrating

By address

Confirm zoned elementary, middle, and high

Verifyrating

Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Woods North address.

The takeaway

What is actually shaping value near Harbor Woods North: the conservation of the West Klosterman Preserve, planned improvements to the US 19 corridor, and the area quick access to the Tarpon Springs Gulf parks. Each item is sourced and linked.

Recent Developments in Harbor Woods North

Development Intelligence

Our read on what is being built around Harbor Woods North, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishConserved green space nearby and the established Gulf-park access support the location case, with the watch items being US 19 corridor changes over time and the flood and drainage read that has to be done per home.

West Klosterman Preserve permanently conserved

2025

BullishNotable impact

SignificanceRadius: Area

Pinellas County and a local nonprofit purchased the West Klosterman Preserve to keep it as protected habitat, removing development pressure on nearby land off Klosterman Road.

US 19 corridor study and improvements

2025

NeutralNotable impact

SignificanceRadius: Area

Ongoing planning for the US 19 corridor near Tarpon Springs could change access and traffic over time, a factor for a neighborhood that relies on US 19.

Quick access to Gulf parks and the Pinellas Trail

Ongoing

BullishNotable impact

SignificanceRadius: Area

Proximity to Howard Park, Sunset Beach, and the Pinellas Trail underpins the location case that supports demand without a barrier-island address.

Flood and drainage exposure varies by lot

Ongoing

NeutralNotable impact

SignificanceRadius: Community

Some homes back to a pond and the area sits near low ground, so the FEMA zone, elevation, and drainage have to be read per home.

Early 1990s housing stock and update cycle

Ongoing

NeutralMinor impact

SignificanceRadius: Community

As homes built roughly 1989 to 1993, roofs, HVAC, and kitchens may be on an update cycle, so condition and reno cost drive value.

Low HOA keeps carrying costs down

Ongoing

BullishMinor impact

SignificanceRadius: Community

A light monthly HOA fee keeps the carrying cost modest, though it also means limited shared amenities.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Harbor Woods North, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

April 2025
Conservation
Pinellas County completes purchase of the West Klosterman Preserve near Tarpon Springs
Pinellas County and the WK Preservation Group finalized the purchase of the roughly 14-acre West Klosterman Preserve from the school board for about 3 million dollars, protecting rare Florida scrub habitat off Klosterman Road from development after a multi-year community effort. Why it matters: Conserving nearby green space removes development pressure and supports the quiet character around the neighborhood, though each home flood and drainage read still has to be done per address. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Harbor Woods North buying strategy.

If we were buying in Harbor Woods North, this is the order of operations we would run, and the one we run for our clients.

Read the specific home and lot first. In an early 1990s neighborhood, the floor plan, the updates, and the lot drive value more than any neighborhood headline number.

Check the FEMA flood zone and drainage by address. Some homes back to a pond and the area sits near low ground, so confirm the zone, the elevation, and any past water intrusion for the exact home.

Confirm the HOA dues and what they cover. The fee here is generally light, so verify the current amount, any restrictions, and what is and is not maintained with the association.

Price the updates against neighborhood comps. Kitchens, roofs, HVAC, and windows on a 1990s home set the real cost, so weigh an updated home against a project at the comp level.

Cross-shop nearby Tarpon Springs neighborhoods, such as Loch Haven, if a different lot, price, or location outranks this one.

The Quick Decision

Best Buy

An updated three or four bedroom on a dry, quiet lot, ideally with a pond view

Biggest Risk

Buying a deferred-maintenance home or a lot with flood or drainage exposure

Best Lot

A higher, dry interior or pond-view lot with a documented flood read

Smart Timing

Confirm the home condition, flood zone, and HOA before you offer

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Harbor Woods North is an established single-family neighborhood rather than an amenity community, so the lifestyle is quiet residential living on Tarpon Springs streets near the Gulf. The shared draw is the location: Howard Park, Sunset Beach, and the Pinellas Trail are close, with some homes backing to a quiet pond, and the historic Sponge Docks, shopping, and dining a short drive. The HOA is light, so amenities are limited and owners maintain their own homes and yards; confirm the current rules and dues with the association before you buy.

Harbor Woods North Homes For Sale

What your money buys in Harbor Woods North.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Harbor Woods North today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry Home

$233K to $312K

A smaller three bedroom needing updates, the affordable way into the neighborhood, where condition and lot drive value.

Lowest entry

The Core Home

$312K to $415K

An updated three or four bedroom on a solid dry lot, the heart of the neighborhood resale market.

Most inventory

The Top

$415K to $520K

A larger, well-updated home on a pond-view or premium lot, the kind that holds value best in the neighborhood.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$400K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$233K to $312K

The Entry Home

A smaller three bedroom needing updates, the affordable way into the neighborhood, where condition and lot drive value.

$312K to $415K

The Core Home

An updated three or four bedroom on a solid dry lot, the heart of the neighborhood resale market.

$415K to $520K

The Top

A larger, well-updated home on a pond-view or premium lot, the kind that holds value best in the neighborhood.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Harbor Woods North, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Harbor Woods North is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Harbor Woods North holds value.

Our read on the factors that protect resale here, and the one to manage.

Home ageBuilt roughly 1989 to 1993, watch the update cycle

Flood and drainage riskVaries by lot, verify zone and drainage per home

Lot quality and pond viewsSome pond-view lots, confirm the specific lot

Location and park accessHoward Park, Sunset Beach, Pinellas Trail close

Carrying cost and HOALight HOA keeps carrying costs modest

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Harbor Woods North

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Harbor Woods North is an established early 1990s neighborhood, not a headline average. The deal is won or lost on the specific home, the lot, the flood read, and the updates.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.2B · Buy Score

Resale Strength7.2/10

Renovation Risk5.0/10

Location Efficiency8.0/10

Long-Term Defensibility7.0/10

Carrying Cost Advantage7.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Harbor Woods North is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take

In a resale neighborhood, the home and lot are the asset
Pond-view and dry interior lots tend to hold value best
Confirm the FEMA flood zone and drainage per address
Read the roof, HVAC, and updates before the finishes
Quote homeowner and, if needed, flood insurance per home

In an established single-family neighborhood, the part of your money the market protects is the specific home and lot: the floor plan, the updates, the lot quality, and any pond view or flood exposure. Updated homes on dry, quiet, or pond-view lots hold value better than deferred-maintenance homes on low or awkward lots. The interior can be renovated; the lot, the location, and the flood picture cannot. Read the condition, the flood zone, and any drainage first, then price the updates against the comps inside the neighborhood.

The 15-Second Verdict

Harbor Woods North in 15 seconds.

Best forBuyers who want a quiet, low-dues single-family home near the Tarpon Springs Gulf parks.

Biggest advantageA established inland location with quick access to Howard Park, Sunset Beach, and the trail.

Biggest riskDeferred maintenance and flood or drainage exposure on the wrong home and lot.

Sweet spotAn updated home on a dry, quiet lot, ideally with a pond view.

Avoid ifYou want a brand-new home or a walkable downtown or beachfront address.

Low Monthly Dues & What They Cover

15-Second Take

Confirm the current monthly dues and any increases
Read the covenants and any restrictions before you offer
Ask what the HOA maintains and what owners handle
Carry your own homeowner and, if needed, flood coverage
Verify the FEMA flood zone and drainage per address

This is a single-family HOA community with a generally light monthly fee, which keeps carrying costs down but means limited shared amenities. The dues line is only part of the story; the restrictions, any reserves, and what is maintained matter too. Confirm the current dues, the covenants, and any pending items from the association for the exact home.

A light HOA fee on a neighborhood like this typically covers basic common-area upkeep and the administration of the covenants rather than a full amenity package. Owners maintain their own homes and yards and carry their own insurance, and on lower lots should confirm flood coverage. Verify exactly what the fee covers and what each owner is responsible for.

Run Your Numbers

Tools for a Harbor Woods North buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxPinellas County millage and the homestead picture.Rent vs buyThe breakeven on owning in Harbor Woods North.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Harbor Woods North

Price to the home, the lot, and the condition, not a neighborhood average.

Selling here means pricing to your specific home and lot, not a neighborhood-wide estimate. The floor plan, the updates, the lot and any pond view, and the flood read are what set your number against the comps inside Harbor Woods North.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across our market for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Harbor Woods North, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Loch Haven, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Harbor Woods North home worth?

Get a no-obligation home value based on real comparable sales in Harbor Woods North matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Harbor Woods North on the map →
Or get your Harbor Woods North home value & selling guide →

Real comps, not a Zestimate.

How much local inventory is already under contract

24% of homes for sale in ZIP 34689 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-06-25).

Harbor Woods North Tarpon Springs Market Scorecard

Strong seller's market

Harbor Woods North Tarpon Springs is currently a strong seller's market. About 1.7 months of supply, a median asking price of $550,000, and homes go under contract in about 2 days.

1.7

Months supply

$550,000

Median list

$400,000

Median sold

$282

Per sqft

Days on mkt

1/0/7

Active/Pend/Sold

Typical home value in the 34689 ZIP is $366,305, about 10.9% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Harbor Woods North?

It is a single-family neighborhood in Tarpon Springs, Pinellas County, ZIP 34689, set off Klosterman Road near US 19, minutes from Howard Park, Sunset Beach, and the Pinellas Trail.

When were the homes built?

Listing guides describe the homes as built roughly 1989 to 1993 (Tarpon Springs subdivision real estate guides, 2026), making this an established early 1990s neighborhood rather than new construction. Confirm the year built for any specific home.

What kind of homes are in Harbor Woods North?

Guides cite three and four bedroom single-family homes ranging from roughly 1,190 to about 2,255 square feet, with features such as vaulted ceilings, split floor plans, and walk-in closets, and some homes with private pools. Confirm the exact size and features per home.

Are there waterfront or pond homes?

Some homes back to a quiet pond with water views, according to neighborhood guides. This can vary the value within the neighborhood, so confirm the lot, any pond or wetland adjacency, and the drainage for the specific home.

Is there an HOA and what does it cost?

Yes, there is a homeowners association with a generally light monthly fee, with guides citing roughly the low tens of dollars per month. Confirm the current dues, the covenants, and any restrictions directly with the association for the exact home.

What does the HOA cover?

A light fee like this typically covers basic common-area upkeep and the administration of the covenants rather than a full amenity package. Owners maintain their own homes, yards, and insurance. Confirm the exact inclusions and any rules with the association.

Should I worry about flooding?

The neighborhood sits inland but near low ground and some homes back to a pond, so flood exposure can vary by lot. Always check the FEMA flood zone, the elevation, and any drainage or water-intrusion history, and get a flood-insurance quote for the exact home.

What insurance do I need?

Beyond a standard homeowner policy, Florida buyers should confirm wind coverage and, on lower lots, flood coverage. Insurance costs vary by home age, roof, and flood zone, so quote the specific home before you buy.

What schools serve Harbor Woods North?

It is part of Pinellas County Schools, with assignment by address that can change. Confirm the exact zoned elementary, middle, and high schools for the specific home, and note that magnet and choice options may apply.

What is nearby?

Howard Park, Sunset Beach, and the Pinellas Trail are close, with the historic Tarpon Springs Sponge Docks, shopping, dining, and US 19 a short drive. Confirm real drive and walk times for your routine.

How far are the beaches?

Howard Park and Sunset Beach are minutes away on the Gulf side of Tarpon Springs, giving the neighborhood quick beach access without a barrier-island address. Confirm the drive at your real departure time.

Is Harbor Woods North a good investment?

A quiet, established location with low dues and quick Gulf access supports demand, but this is a resale neighborhood, so the individual home, lot, condition, and flood read drive the outcome. This is not a guarantee of future value; read the home and the math.

How does it compare to other Tarpon Springs neighborhoods?

Other established Tarpon Springs neighborhoods such as Loch Haven offer different lots, price points, and locations. Which is the better buy depends on your budget, the specific home, and how much you value the pond lots and park access here.

Is this a gated or amenity community?

No. Harbor Woods North is an established single-family neighborhood with a light HOA and limited shared amenities rather than a gated, resort-style master plan. Confirm the current rules and any amenities with the association.

The Verdict

Should you buy in Harbor Woods North?

An honest fit check. We will tell you when it is not your community.

Buyers who want a quiet, established single-family home with low duesExcellent fit

Buyers who want quick access to Howard Park, Sunset Beach, and the trailExcellent fit

Buyers who prefer an early 1990s home they can update over timeExcellent fit

Buyers who will read the lot, flood zone, and home condition closelyExcellent fit

Buyers who want a pond-view lot in a low-key neighborhoodExcellent fit

Buyers who want a brand-new home or a resort-amenity master planProbably not

Buyers unwilling to verify the flood zone and any pond adjacency by addressProbably not

Buyers who want a walkable downtown or beachfront addressProbably not

Buyers who expect a clubhouse, gate, or extensive shared amenitiesProbably not

Buyers unwilling to budget for updates on a 1990s homeProbably not

Get the inside read on Harbor Woods North

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Harbor Woods North home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Harbor Woods North specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Harbor Woods North — what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

Harbor WoodsNorth Homes for Sale in Tarpon Springs, FL

The 60-Second Overview

Who Harbor Woods North is best for.

Best for

Probably not for

How Harbor Woods North is performing right now

Homes For Sale Right Now in Harbor Woods North

Harbor Woods North on the map.

How far is everything?

Nearby Communities

Schools

Pinellas County Schools (verify by address)

Confirm zoned elementary, middle, and high

Magnet and choice options may apply

Recent Developments in Harbor Woods North

West Klosterman Preserve permanently conserved

US 19 corridor study and improvements

Quick access to Gulf parks and the Pinellas Trail

Flood and drainage exposure varies by lot

Early 1990s housing stock and update cycle

Low HOA keeps carrying costs down

Pinellas County completes purchase of the West Klosterman Preserve near Tarpon Springs

The Harbor Woods North buying strategy.

The full read, only if you want it.

What your money buys in Harbor Woods North.

What ~$400K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Harbor Woods North holds value.

5 Mistakes Buyers Make in Harbor Woods North

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Harbor Woods North is different.

Which Lots & Views Hold Value Best

Harbor Woods North in 15 seconds.

Low Monthly Dues & What They Cover

Tools for a Harbor Woods North buy.

Price to the home, the lot, and the condition, not a neighborhood average.

In Harbor Woods North, condition and view decide your number

What is your Harbor Woods North home worth?

Price History: What Homes Here Have Actually Sold For

Harbor Woods North Tarpon Springs Market Scorecard

Frequently Asked Questions

Should you buy in Harbor Woods North?

Get the inside read on Harbor Woods North

You are all set.

Need to sell fast in Pinellas County?

You just read the data. Now see what your home is worth.

Harbor Woods
North Homes for Sale in Tarpon Springs, FL