Harbor Woods Village
Homes for Sale in Safety Harbor, FL

All 99 homes for sale in Safety Harbor, FL · median $564,900 · 80 homes for sale in 34695 · Pinellas County homes for sale

Community in Safety Harbor · Pinellas County · ZIP 34695
99 homesBuilt 1977–1985Median sale $590K
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Photo via Stellar MLS

Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily

Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $589,900, $308 per square foot, a median 9 days on market, sellers accepting 97% of original asking. Homes listed or recently sold were built 1978–1979. At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $11,440 ($10,620 with the full homestead exemption).

Harbor Woods Village 1St Add key facts
LocationSafety Harbor, Pinellas County, FL · ZIP 34695
Homes in the community99 (FL DOR 2025 assessment roll)
Years built1977–1985 (median 1978)
Typical living area2,032 sq ft (median)
Sale prices, last 12 months$589,900 median across 3 closed sales · $308 per sq ft
Days on market (closed sales)9 median
For sale right now0 active, 0 pending
Owner-occupied (homestead) share85%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbor Woods Village 1St Add key facts,” movewithmomentum.com/neighborhoods/harbor-woods-village-1st-add, data as of September 20, 2026.

Live · Harbor Woods Village Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$590K
Median sold · 12 mo
$308/sf
Sold $/sqft · 12 mo
peak $308 in 2026
96.7%
Sale vs ask
Tempo
9days
Median DOM · closed
9 days at the 2026 low
0 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
85%
Owner-occupied · Harbor Woods Village
84 of 99 parcels homesteaded (FL DOR 2025)
15%
Non-owner-occupied · Harbor Woods Village
incl. 5% trust or LLC-held · 2% out-of-state
99
Homes in the community
99 residential parcels (FL DOR 2025)
Track record · 12 years of records
9
Recorded sales · 2024-2025
median $549K · qualified sales on the county roll (FL DOR 2025)
Est. 1977
Community established
homes built 1977-1985, median 1978 (FL DOR 2025)
1,930sqft
Median sold home size
12-mo windows, closed sales
3.0%/yr
Turnover rate
about 3 of 99 homes trade a year

Nearby homes for sale

No active listings inside Harbor Woods VillageHomes for Sale in Safety Harbor, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

76 BAY WOODS DRIVE
$775K · 0.2 mi away
4 bd · 2 ba · 2,100 sqft
76 BAY WOODS DRIVE
Listed by KELLER WILLIAMS SOUTH TAMPA
56 BAY WOODS DRIVE
$585K · 0.4 mi away
4 bd · 2 ba · 2,212 sqft
56 BAY WOODS DRIVE
Listed by BRIDGEWATER HOMES REALTY
631 FAIRMONT AVENUE #C
$229K · 0.4 mi away
2 bd · 2 ba · 1,060 sqft
631 FAIRMONT AVENUE #C
Listed by SOUTHERN LIFE REALTY
3525 FAIRVIEW STREET
$1.25M · 0.4 mi away
3 bd · 2.5 ba · 2,762 sqft
3525 FAIRVIEW STREET
Listed by COLDWELL BANKER REALTY
603 BALDWIN AVENUE #B
$193K · 0.4 mi away
2 bd · 2 ba · 1,060 sqft
603 BALDWIN AVENUE #B
Listed by RENAISSANCE REAL ESTATE
2367 FLANDERS WAY #D
$189K · 0.4 mi away
3 bd · 2 ba · 1,230 sqft
2367 FLANDERS WAY #D
Listed by F I GREY & SON RESIDENTIAL

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

The 60-Second Overview

Harbor Woods Village market snapshot (as of September 20, 2026): the median sale price is about $590K ($308 per sq ft over the trailing 12 months of closed sales), and a median 9 days on market for closed sales.

In ZIP 34695 (Safety Harbor), 222 homes closed in the last 12 months at a median of $520K ($307/sq ft), down 0.8% year over year, with a median 44 days on market. Right now 48 active and 14 pending listings put supply at about 5.1 months — a balanced market. See the live ZIP 34695 housing market and the Pinellas County market.

County records show 9 qualified sales in Harbor Woods Village across 2024–2025 (6 in 2024, 3 in 2025), median $549,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Harbor Woods Village is a community of 99 homes in Safety Harbor, Pinellas County, built between 1977 and 1985 (median 1978), with a median living area of about 2,032 square feet. 85% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
01232014201620182020202220242026
0 to 3 a year; 3 in the current window.
How much local inventory is already under contract

25% of homes for sale in ZIP 34695 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).

Harbor Woods Village Market Scorecard

Balanced

Harbor Woods Village is currently a balanced market..

$589,900
Median sold
0/0/3
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Harbor Woods Village 1St Add, Safety Harbor

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 2 listings
Distress share trend — 0.0% now (2026-09-13 → 2026-09-23)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Harbor Woods Village today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Woods Village.

A closer look at the Harbor Woods Village market

At a median of $308 per square foot, Harbor Woods Village prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

The housing stock is 99 homes built between 1977 and 1985, and 85% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Harbor Woods Village. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Harbor Woods Village homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Harbor Woods Village.
In short
  • HOA dues reported around $2/month · median of 16 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $2 per month — the median AssociationFee across 16 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Woods Village sales matched to your home.

What is your Harbor Woods Village home worth?

Get a no-obligation home value based on real comparable sales in Harbor Woods Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Safety Harbor →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Harbor Woods Village?
The median sale price in Harbor Woods Village was $590K over the 12 months ending September 20, 2026 (3 closed sales, Stellar MLS).
How long do homes in Harbor Woods Village take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 9 days on market (3 sales, Stellar MLS).
How many homes are in Harbor Woods Village?
The Florida DOR 2025 assessment roll shows 99 homes in Harbor Woods Village (public records).
What share of Harbor Woods Village is owner-occupied?
85% of Harbor Woods Village parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Harbor Woods Village built?
Homes in Harbor Woods Village were built between 1977 and 1985, with a median year built of 1978 (FL DOR 2025 roll).
Who is the best real estate agent for Harbor Woods Village?
The best agent for Harbor Woods Village is one who actively works Safety Harbor and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Harbor Woods Village.
How do I find a top Safety Harbor real estate agent who knows Harbor Woods Village?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Harbor Woods Village and the wider Safety Harbor area.
Can Momentum Realty connect me with an agent for Harbor Woods Village?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Harbor Woods Village purchase or sale - no call center and no pressure.
Where is Harbor Woods Village, and what county is it in?
Harbor Woods Village is in Safety Harbor, Pinellas County, FL, ZIP 34695. The community's center is about 2 miles northwest of the center of Safety Harbor (straight-line).

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: September 26, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (2 streets, ZIP 34695))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (19 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Harbor Woods Village. These are the public schools most often assigned to other communities in ZIP 34695; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Nearby Communities

Explore more neighborhoods near Harbor Woods Village with Momentum Realty’s local guides.

HWHarbor Woods Village0.1 mi away · 238 homes, built 1959–18HWHarbor Woods Village0.1 mi away · 190 homes, built 1976–86Beacon Place East0.3 mi away · 52 homes, built 1980–93NBNorth Bay Hills Of0.3 mi away · 65 homes, built 1976–85CSCoventry South0.4 mi away · 13 homes, built 1984–92NBNorth Bay Hills0.4 mi away · 173 homes, built 1976–88NBNorth Bay Hills0.4 mi away · 116 homes, built 1980–88NBNorth Bay Hills0.4 mi away · median $630K, 7 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Harbor Woods Village 1St Add? 3 recorded closings; median 9 days on market (window ending 2026-09-20). See the Pinellas County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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