North Bay Hills
Homes for Sale in Safety Harbor, FL
All 84 homes for sale in Safety Harbor, FL · median $544,950 · 68 homes for sale in 34695 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Nearby homes for sale
No active listings inside North Bay HillsHomes for Sale in Safety Harbor, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
As of October 2026, the MLS records 20 closed sales in North Bay Hills First Add Unit Three in Safety Harbor, FL since 2013, the most recent in October 2025. Across Safety Harbor as a whole, 189 homes closed in the last 12 months at a median of $533,750, 43 median days on market, with 46 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $10,350 ($9,540 with the full homestead exemption).
| Location | Safety Harbor, Pinellas County, FL · ZIP 34695 |
|---|---|
| Homes in the community | 173 (FL DOR 2025 assessment roll) |
| Years built | 1976–1988 (median 1983) |
| Typical living area | 2,238 sq ft (median) |
| Owner-occupied (homestead) share | 86% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2013 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “North Bay Hills First Add Unit Three key facts,” movewithmomentum.com/neighborhoods/north-bay-hills-first-add-unit-three, data as of September 20, 2026.
The market around North Bay Hills
North Bay Hills is too small for its own price trend, so here is the market around it.
In ZIP 34695, 114 homes are on the market and 25% are under contract — a steady corner of Safety Harbor.
Across Pinellas County, 6,539 homes are active and 1,627 pending (20% under contract).
ZIP and county figures describe the wider market, not North Bay Hills specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in North Bay Hills First Add Unit Three, Safety Harbor
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The North Bay Hills buying strategy.
If we were buying in North Bay Hills today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in North Bay Hills.
A closer look at the North Bay Hills market
The housing stock is 173 homes built between 1976 and 1988, and 86% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in North Bay Hills. The deal is won or lost on condition, the comps, and the renovation math.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a North Bay Hills buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed North Bay Hills sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in North Bay Hills, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your North Bay Hills home worth?
Get a no-obligation home value based on real comparable sales in North Bay Hills, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Safety Harbor →
Frequently Asked Questions
How many homes are in North Bay Hills?
What share of North Bay Hills is owner-occupied?
When were the homes in North Bay Hills built?
Who is the best real estate agent for North Bay Hills?
How do I find a top Safety Harbor real estate agent who knows North Bay Hills?
Can Momentum Realty connect me with an agent for North Bay Hills?
Where is North Bay Hills, and what county is it in?
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (4 streets, ZIP 34695)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2013 (20 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how North Bay Hills First Add Unit Three fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for North Bay Hills. These are the public schools most often assigned to other communities in ZIP 34695; zones change and vary by address, so confirm with the district before you buy.
- Safety Harbor Elementary · Public · FLDOE grade A (assigned to 2 nearby communities)
- Safety Harbor Middle · Public · FLDOE grade A (assigned to 2 nearby communities)
- Countryside High School · High · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near North Bay Hills with Momentum Realty’s local guides.